Martini Mortgage Podcast

It really does not matter if you are buying a home for the very first time or you are purchasing a home for the fifth time, buying a home is a process, it is not an event. There are 4 very unnecessary first-time homebuyer mistakes that are are made and they are the subject of this episode of the Martini Mortgage Podcast.   Oh by the way, these unnecessary mistakes are not just limited to first-tim...

If you are a Servicemember or Veteran and you have a current VA Home Loan then the VA Streamline Refinance also known as the Interest Rate Reduction Refinance Loan (IRRRL) may not just be a great way to save but an express option for you to save.   There are many ways one can refinance a VA Mortgage however in episode 75 of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini th...

There are 4 reason that one should consider to buy a home in the fall of 2019 and Kevin Martini highlights these 4 important reason in the 74th episode of the Martini Mortgage Podcast .  Kevin Martini is not just the host of the Martini Mortgage Podcast…he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North C...

Raleigh Mortgage Lender Kevin Martini and Logan Martini release their Fall 2019 Homebuyer Guide called Martini Buyer Guide and episode 073 of the Martini Mortgage Podcast highlights some of the ket articles in this FREE 20+ page homebuyer guide called the Martini Buyer Guide ( www. MartiniBuyerGuide.com ). Kevin Martini and Logan Martini every season publish a homebuyer guide that simply and effec...

What is a VA Home loan?   Who is eligible to secure a VA Home Loan for a purchase or refinance?   What are the 4 Kevin Martini things you need to know about a VA Home Loans?   What are the 9 benefits of a VA Home Loan? Episode 72 of the Martini Mortgage Podcast with Raleigh mortgage lender & Mortgage Strategist Kevin Martini was curated to share everything you need to know about a VA home loan.  ...

Raleigh mortgage lender Kevin Martini talks about when buying a home a homebuyer should not be concerned about the price because it's all about the cost of the home NOT the price.  What is important to a homebuyer is very different from what is important to one that is selling a house.   When you are a seller of a house you need to most concerned with the price or the short term price pressures, i...

It is hard to believe that Fall is knocking on the door and Summer is almost done…this is a Mash-Up of the 3 most popular episodes of the Martini Mortgage Podcast in the Summer of 2019 based on downloads.  Episode 70 will contains a snippets from: Episode 24 | The Cost of NOT paying Private Mortgage Insurance (a.k.a. PMI) … Episode 36 | 7 Reasons that Owning is Financially BETTER than Renting … Ep...

Is real estate the best investment for today and in the future for you and your family? Raleigh mortgage lender Kevin Martini shares the data from leading sources to go beyond the headlines with facts to help. In addition, Episode 69 of the Martini Mortgage Podcast will provide data on consumer attitudes, intentions and perception of the housing market.    'I do not know owning real estate is righ...

In the simplest form, a refinance is a replacement of your current home loan with a new home loan or mortgage that offers better terms or maybe less risk. Because there has been a major move in mortgage rates in Raleigh and all over the U.S. at the time of this recording, there is a ton of noise about refinancing right now.   Just because there is noise, it does not mean refinancing your current h...

If you are thinking of buying (maybe for the first time or as a repeat buyer) or are thinking of selling then you need to know and have the top 4 Kevin Martini things you need to know about the housing market of today. In this episode of the Martini Mortgage Podcast , Kevin Martini will share his top 4 list and they are: #1 home prices … #2 interest rate … #3 affordability plus availability & #4 r...

Just because something is right it does not mean that it is right for you!   This episode of the Martini Mortgage Podcast was curated to help determine if renting is right for you…yes, there is a time to rent however that time is not now.   Again, just because something is right it does not mean it is right for you. BONUS CONTENT: There are 5 reasons why Kevin Martini does not like renting and the...

Today we live in a digital world that we can get anything at anytime we want however that is not the case in a hot real estate market.   In real estate the 3 most important words are location, location, location.   When securing a mortgage the 3 most important words are local, local, local.   Right now real estate is hot and there are no signs that it will be cooling anytime soon.   This hot real...

A closed door meeting will start on July 30th and it will end on July 31st with a press conference led by the Fed Chairman, Jerome Powell.   The implications to consumers on the aggregate may be monumental however the impact to mortgage rates may be insignificant.   There is no question the Fed is going to make a move…the question is when.   If they move, the cost to borrow money will be less, sho...

A myth is a widely held common thought but it is false.   Today, there are several myths about refinancing your current mortgage out there today.   One refinance myth is the Conventional Streamline Refinance…another one is that your rate has to be at least 1% better to make economic sense.   Kevin Martini shared the facts in the sixty-third episode of the Martini Mortgage Podcast.  Kevin Martini |...

There is no question, when you are buying a home for the first time or the fiftieth time there are many factors that you and your family should consider such as where you want to live, why do you want to buy or why do you want to sell and a very important one is who will help you along the way.   I truly believe that it should always be loan first than home and to help with the loan you should onl...

Homeownership matters…there are financial benefits to owning a home and there are also social benefits to owning a home.   The homeownership rate is volatile, the homeownership rate in the U.S. for Q1of 2019 was 64.2%.   During Q2 & Q4 of 2004 the homeownership rate recorded its highest reading in modern history at 69.2%.   Right now, in my opinion, there is a ground floor opportunity for homeowne...

There could be several reasons why one wants to own a home.   Some of the reason may be financial and some may be social however ready or not, Summer 2019 is here and there are 4 reasons to buy a home in summer 2019! Kevin Martini , the host of the Martini Mortgage Podcast explores these 4 reasons to buy a home this summer in episode 60 of the Martini Mortgage Podcast.   Kevin Martini is also the...

Every season, Kevin Martini and Logan Martini with the Martini Mortgage Group at Benchmark Mortgage curate a homebuyer guide that simply and effectively communicates the current market opportunity.   Their Summer 2019 Homebuyer Guide is called: Things to Consider when Buying a Home .   The 59th episode of the Martini Mortgage Podcast is all about this priceless homebuyer guide.   Host, Kevin Marti...

Officially, June is National Homeownership Month however it really does not matter what month or day it is since it's always a great time to celebrate owing a home.   In the spirit of celebrating homeownership episode 058 is NOT about the financial benefits of owning home but about the Kevin Martini top 8 social benefits to owning a home. Homeownership is one the most covenanted goals people of al...

Kevin Martini is a trusted Raleigh Mortgage Lender with the Martini Mortgage soup at Benchmark Mortgage and he is also the host of the Martini Mortgage Podcast.   In episode 057, Kevin Martini, will be talking about Annual Percentage Rate (a.k.a. APR). What is APR?   Is it a good tool to compare 2 products?   Should one use APR only to decide which home loan or mortgage they should get? APR (Annua...

The question is not is not "if" a recession will happen, it is "when" it will happen. When it happens what will happen to housing market?   When it happens what will happen to housing values?   When it happens, will it be like the great recession of 2008? Episode 56 of the Martini Mortgage Podcast with Kevin Martini is called:   it is coming, recession If you assume that the next recession will be...

Mortgage Amortization is the gradual reduction of debt over a period of time…for a 30-year fixed mortgage, the given period of time is 360 months.   In the 55th episode of the Martini Mortgage Podcast, Kevin Martini discusses mortgage amortization and shares how to get mortgage-free faster.  With a fixed rate mortgage term, your mortgage payment remains constant however distribution of principal a...

In this episode of the Martini Mortgage Podcast , your host, Kevin Martini will be spring the two very positive trends that are keeping housing affordable.   Let us share a sneak peak…mortgage rates and wage growth.  Kevin Martini is not just the host of the Martini Mortgage Podcast, he is the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.   

Kevin Martini is not just the host of the Martini Mortgage Podcast .   Kevin Martini is a Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina.  Episode 053 of the Martini Mortgage Podcast is about credit.   Did you know that, your credit score is determined by which type of company is pulling your credit? Did you kn...

There is no question there are financial benefits to buying a home and on episode 46 of the Martini Mortgage Podcast the top 5 financial reasons we shared but there are also mistakes one can make when buying home. The 52nd episode of the Martini Mortgage Podcast is called: 4 Homebuyer Mistakes. "There is no question that buying a home is a big decision.   I have seen families get so very excited a...