Managing Tech Millions

Most first-generation wealth builders make the same move: they cross the million-dollar threshold and immediately ask "where should I invest?" That question is the trap. And it's costing you more than you realize. In this conversation, I sit down with Marco Quevedo—my friend from our UCSD days, a Wharton MBA, and now the Chief Investment Officer of a nine-figure family office. Marco ha...

I Ranked Every Income Investment, Best to Worst — One Popular Pick Got an F Most income advice gets one thing backwards: it ranks investments as if there's a single right answer for everyone. There isn't. So I did something different. I took every income vehicle worth knowing — annuities, covered call ETFs, private credit, REITs, syndications, BDCs, muni bonds, the ones your advisor pitche...

The Truth About Covered Call ETFs Nobody Tells You Covered call ETFs might be the most blindly bought income product on the market right now. And almost everyone picks the same way: they chase the biggest yield number on the website. Here's what that number won't tell you. The yield is what you receive . It says nothing about what you actually keep . I learned this the hard way when I star...

You're Too Big for the App—and Too Small for the Family Office If your net worth sits somewhere between one and thirty million dollars, you're stuck in a place nobody built for you. Too big for the retail app on your phone. Too small for the single family office running things for the ultra-wealthy. So you default to the only option anyone ever handed you: give it all to an advisor, pay th...

You Don't Need a Better Advisor. You Need a Better Structure. As your wealth grows — one million to two, two to five — you outgrow your financial advisor. So you go hunting for a unicorn: the one advisor who'll finally get it. I did the same thing after my first IPO watched my net worth jump to $3.3 million. Every firm came back with the same cookie-cutter pitch and the same 1% fee. Here&#...

Most people think they're in charge of their money. They're not. If you have a financial advisor telling you what to buy, when to worry, and what your goals should be — and you're nodding along — you're not running your wealth. You're an employee in a business you own. I'm not saying fire your advisor. I'm saying something different. There's a specific seat you shou...

SpaceX is about to mint 160 new millionaires — and most of them will get this wrong You think the big decisions come after the money hits. You're wrong — and that misunderstanding is what costs first-generation wealth builders the most. A tweet stopped me cold this week. Roughly 160 people in Austin are about to clear $100 million from the upcoming SpaceX IPO. Twelve will clear a billion. I cl...

I Retired at 51 Without Following the 4% Rule Most people are handed the same retirement playbook: hire an advisor, diversify your stocks, withdraw 4% a year, and hope the market cooperates. I followed none of it. And I walked away at 51. Here's the part nobody tells you — that playbook wasn't built for early retirement, tax efficiency, durable income, or leaving a legacy. It was built to...

Most first-gen millionaires I meet have a portfolio that looks the way mine did 14 years ago — over-concentrated in growth stocks. That works when markets are ripping. It breaks the moment you actually need the portfolio to pay you. I've spent the last decade building an income portfolio that now generates around $200K per year in tax-efficient income across multiple asset types. Along the way...

If your wealth feels disorganized, it's not because you've made bad investments. It's because nobody ever taught you the part that actually matters once you've made the money. Every book, every podcast, every advisor obsesses over the same question — where should I put my money? But that's the wrong question at this stage. The wealthiest families in the world figured this out g...

For the past five years, my portfolio has generated over $200,000 a year in income — and until recently, none of it came from covered call ETFs. That changed. As I went deep into the research — comparing strategies, breaking down tax structures, evaluating funds — I found two things: these are some of the most interesting income vehicles available right now, and they are deeply misunderstood. Most...

You crossed the million-dollar mark. The returns look good. Your advisor says you're on track. And yet, something still feels off. I've been there. After my first IPO, I sat down with Morgan Stanley and they handed me a cookie-cutter 60/40 — the same allocation they'd give anyone walking through the door. That's when it hit me: nobody is coming to save me. The gap between where you...

Most high-net-worth portfolios look great on paper — and generate almost nothing in monthly income. Not because the assets are bad. Because they were never architected for that purpose. I spent years learning this the hard way. My first income deployment was about $530K across a handful of real estate vehicles. It worked — but I made three critical mistakes that I see nearly every investor repeat....

You've probably seen the headlines: family offices cost $500K, $2M, even $3M a year to operate. If that made you write off the whole idea — I get it. I would have too. But those numbers only tell part of the story. I've been operating my own family office for five years, and in this video I'm breaking down exactly what it costs to run one for households in the $1M to $30M investable ne...

🔴 Free LIVE Workshop - April 1st at 8pm ET / 5pm PT⁣⁣ Learn how to architect your own "Micro Family Office". Apply at https://dub.sh/wealthops ⁣ - ⁣ ⁣ Most investors in the $1M–$30M range are using one or two income assets. There are fifteen — and the ones that often generate the highest yield are usually the ones your advisor never brings up. In this video, I walk through a complete map...

Join me for  The WealthOps Way —our  free live masterclass  designed to help you stop guessing and start running your wealth like a business. You’ll go from scattered to strategic as you craft your own  Portfolio Thesis —the foundation of everything that follows. 👉 In just one session, you’ll: Clarify your long-term vision Define your next best investment move Build the system that turns wealth i...

Join me for  The WealthOps Way —our  free live masterclass  designed to help you stop guessing and start running your wealth like a business. You’ll go from scattered to strategic as you craft your own  Portfolio Thesis —the foundation of everything that follows. 👉 In just one session, you’ll: Clarify your long-term vision Define your next best investment move Build the system that turns wealth i...

Join me for  The WealthOps Way —our  free live masterclass  designed to help you stop guessing and start running your wealth like a business. You’ll go from scattered to strategic as you craft your own  Portfolio Thesis —the foundation of everything that follows. 👉 In just one session, you’ll: Clarify your long-term vision Define your next best investment move Build the system that turns wealth i...

Have you ever wondered how the wealthiest investors structure their portfolios? In this week’s episode, I break down the actual portfolio composition of the top 0.1% of investors — and why their approach is fundamentally different from the traditional advice you’re probably getting. Here’s what you’ll learn: Why real estate and private equity  dominate the portfolios of the ultra-wealthy. How the...

Join me for The WealthOps Way —our free live masterclass designed to help you stop guessing and start running your wealth like a business. You’ll go from scattered to strategic as you craft your own Portfolio Thesis —the foundation of everything that follows. 👉 In just one session, you’ll: Clarify your long-term vision Define your next best investment move Build the system that turns wealth into...

Between 2020 and 2025, the U.S. added more than two million new millionaires. But in 2026, hitting the million-dollar mark doesn’t mean what it used to. And the gap between the average millionaire and the true top 1% is far wider — and far more structural — than most people realize. In this week’s episode, I break down the actual net worth thresholds for the top 10%, top 5%, and top 1% — and more...

If you’ve been researching how wealthy families manage money, you’ve probably come across two terms over and over again: the  Family Bank  (also known as Infinite Banking) and the Micro Family Office. Most people assume they’re basically the same thing. They’re not. In this video, I break down the real difference between these two approaches—and why confusing them often leads high-net-worth profes...

Join me for  The WealthOps Way —our  free live masterclass  designed to help you stop guessing and start running your wealth like a business. You’ll go from scattered to strategic as you craft your own  Portfolio Thesis —the foundation of everything that follows. 👉 In just one session, you’ll: Clarify your long-term vision Define your next best investment move Build the system that turns wealth i...

Join me for  The WealthOps Way —our  free live masterclass  designed to help you stop guessing and start running your wealth like a business. You’ll go from scattered to strategic as you craft your own  Portfolio Thesis —the foundation of everything that follows. 👉 In just one session, you’ll: Clarify your long-term vision Define your next best investment move Build the system that turns wealth i...

How can an 8% return outperform a 12% return over time? The answer has nothing to do with taking more risk, and everything to do with what you actually keep. In this episode, I break down the concept of  Structured Alpha —a framework used by ultra-wealthy families to measure after-tax performance instead of headline returns. Most investors obsess over gross returns, but taxes quietly erode 2–4% of...