Make that Money Hunni

This is probably one of the most important podcasts I've ever recorded. Specifically relevant for financial professionals who are seeking to grow their businesses with more female clients. Or if you're a woman who is seeking financial support, but don't know where to start, this is a must-listen to help you choose a professional that speaks your language. Ready to Connect? Book a Connection Call i...

Ready to Connect & Work Together? Find all my links here: https://linktr.ee/sandrajoe In this episode, host Sandra Joe kicks off the new year with a powerful reminder: having multiple streams of income isn't just smart—it's essential. Whether you're looking to boost your wealth, build financial security, or start your journey toward financial freedom, this episode is packed with practical tips...

In this episode I talk about the importance of talking to your children about money early and often, regardless of their age. Want to connect? visit https://linktr.ee/sandrajoe Inspired by a recent conversation with my brother Steven Joe, CFP, CPA, and a mutual client, we dived into the pros and cons of including adult children in the family finances and wealth conversation and why it's important...

In this episode of Make That Money Hunni , your host Sandra Joe dives into one of the most important pillars of building a thriving business: networking. Sandra shares practical and actionable strategies for growing your network, leveraging referrals, and making meaningful connections that can elevate your career and business. Whether you're a seasoned professional or just starting out, Sandra’s t...

Welcome back for another episode of the Make that Money Hunni Podcast! In this episode, we dive into the crucial topic of merging finances for couples who are moving in together or getting married. Managing money as a couple can be both exciting and challenging, and we’re here to help you navigate this new chapter smoothly. Whether you're deciding between joint or separate accounts, figuring out h...

In this important episode, I explain why Canada was the first country in the G7 to announce an interest rate cut on June 4th, 2024 and what that means for investors, homebuyers, and personal spending. I break down the decision process for the Bank of Canada into their government policy, factors that contribute to inflation and unemployment rates, and how the rate cute will impact home buyers and s...

This episode is a refresher from my very FIRST episode, back in 2021 when I launched the Make That Money Hunni podcast, and is still one of my most popular episodes to date. Ep 1. Why Talking About Money is Important for Our Relationships As we navigate the dating world, new relationships or coming out of long-term relationships or marriages, where financial stress was a huge contributor to previo...

In today's episode, we tackle a fundamental yet often overlooked aspect of financial management: the emergency cash buffer. Many people, regardless of income level, neglect to maintain a separate savings account for emergencies. Whether you're living paycheck to paycheck or are a high-income earner, an emergency fund is crucial for handling unexpected expenses without resorting to high-interest cr...

In today's episode, we dive into the nitty-gritty of tax season—a topic we all dread but must face every year. Whether you're a salaried employee or a business owner, staying organized and understanding your tax obligations is crucial. I'll share insights from my experience and collaborations with accountants, covering everything from personal and fiscal year-ends to maximizing deductions and effe...

In this episode of the 'Make That Money Honey' podcast, I delve into the crucial topic of risk-taking in financial growth for millennials. Drawing from my experience as a certified financial planner and my journey in coaching ambitious women and couples, I highlight the key reasons many fail to increase their income, emphasizing the significance of taking calculated risks. I cover practical advice...

In this episode of the Make That Money Hunni podcast, I'll delve into the crucial role of networking in building and expanding businesses across various industries. Join me as I share my personal journey and insights on leveraging word-of-mouth referrals, delivering exceptional client experiences, and adopting practical strategies for forging meaningful business relationships. I'll stress the impo...

In this episode for Canadians, I talk about the different types of investment accounts, and how to use a Tax-Free Savings Account (TFSA) to start investing. These accounts are highly beneficial for tax purposes and provide lots of opportunities to investors of all ages, as they don't incur a tax liability when you withdraw your funds. There are many considerations to using these accounts, so this...

Whether it's starting something new, or doing more of something you know you should be doing, perfectionism can greatly affect the lives of many people (especially entrepreneurs) and hinder your progress by getting obsessed with the fine details. This is something I'm personally all-too-familiar with, and especially in a highly regulated industry like Finance, I can really get obsessed with the de...

In this episode, I give you 10 steps to follow if you're an entrepreneur or small business owner and have reached a plateau in your income. It happens to all of us at some stage in our journey, so using these 10 steps can not only help you make smarter financial decisions, but also help you create new ideas for your business and ways to reach your customers. 1) Diversification of Income Streams 2)...

More than ever, I'm hearing people complain that no matter what they do, they just can't seem to get ahead financially. Then I ask them what they're doing, and I hear crickets. The reality is that YES the cost of living is increasing, and wages haven't kept up with inflation, but that's not the only reason why so many people are broke. In this episode, I'll touch on the Top 10 Reasons People are B...

In this episode, I talk about how high interest rates are having not only a negative impact on property owners, but in many cases on renters as well. When Landlords cannot afford their mortgage payments, they are forced to make risky decisions, such as rent-eviction or selling their property at below market value. Which do they choose? What are the risks and potential downside of rent-eviction? Th...

Wowee, it's been 6 months since my last podcast episode and what a hiatus that has been! It has been a year of fun, self-discovery, new projects and more! But what I love about September is that it feels like a time to turn the page, give one last kick at the can for the year and really set yourself up for the New Year if you do it properly. A lot of people fall off track during the summer months;...

Relationships are difficult all around, especially if you are a dedicated and focused person who has spent a significant amount of time working on your career. Sandra is joined by Molly Godfrey to discuss relationship advice for career-driven people trying to alter their luck in the dating world. It is important to recognize your own worth so that you might discover someone who shares your worth....

In this episode I give you real examples of two strategies that you can choose from to join finances as a couple. Whether you're married, co-habitating , or planning on moving in together, these simple strategies can save you time, energy and ambiguity in the future when it comes to deciding how much you're each going to contribute to the household expenses. Joining finances can be tricky, as ever...

Finding our self-worth at work is the most difficult thing we can accomplish. We become locked in the attitude that it is normal to struggle in positions we don't enjoy and pass up opportunities we know we would be a fantastic fit for in order to achieve our career goals. For many, this mindset is not only applicable to work but goes for life outside of work as well. Sandra is joined by Shelly Kay...

2023 has proven to be one of the most interesting property markets we’ve experienced in our generation so far, with interest rates continuing to rise from 2022 levels, Governments trying to curb inflation and discretionary spending and property demand declining for the first time in years. In this episode, I explain some easy strategies to protect yourself if you are thinking about getting into th...

We've all been promised that by taking this magical pill, we'll be able to perform like Bradley Cooper in Limitless. However, you already have a magical pill, and it's not even a pill; it's sleep. Sandra is joined by April Likins for a second episode, continuing their conversation and focusing on sleep and how much of a superpower it is! Sleep provides several mental and physical advantages. So, w...

My most vulnerable and honest episode yet. In the final months of 2022, I had one bad thing after another continue to happen, including a relationship break-down, struggling business, family drama and health issues. This is a tell-all episode where I get real and raw of the hardships I experienced, my unhealthy coping mechanisms and what finally made the lightbulb switch on for me that enough is e...

Brooke Bailey delivers integrated business and wellness coaching solutions that help entrepreneurs amplify their influence and expand their wealth without burnout. Her vision is to normalize a balanced approach to entrepreneurship in which all women business owners can experience success without sacrificing their health. Brooke combines her expertise in both Eastern and Western approaches to self-...

When you scroll through your Instagram feed, what do you see? Most likely a bunch of highlights of the people that you follow. What you don't see is the everyday things that those people go through. When all you see on social media is the perfect lives of whoever you follow, it can make you feel like you're inadequate or question why your life isn't as perfect as theirs. Comparing your life and ac...