Mailbox Money

In this weeks episode we talk about the healthcare sector.    Problem solving is the best business, in every sector. And yes, that means a lot of profits should be made. It is not a conflict of interest; it is the purest incentive. Companies that stand the test of time reward stakeholders, by reinvesting capital better than others. They increase their advantages for the right reason – to...

In this episode we discuss playing the long game, in life and investing.    Ryan shares a story about his first years on Wall Street.  While everyone is out looking for the next hot stock, he explains what we look for and how we analyze companies.    We then tell some amazing stories of success and the mentality that drove some incredible individuals through their lives. &...

In this episode we discuss our process for selecting stocks that we believe are good investments.   “I hate losing more than I love winning.” -Beane   This is the first, of many reasons, we believe in active management. Not to be a hero but rather to avoid companies with zero improvement. In a world of endless opportunities, the first question isn’t what do we like, but what should we NO...

In this episode we discus the "safe withdrawal rate" and why we believe it isn't all that safe.    Is there a simpler solution that stands the test of all times and removes friction and flinching?!   What if there is something better than trying to time the second half of life like it’s coasting into the gas station on fumes.    If you'd like to learn more, please reach ou...

In this episode we talk about the current state of the markets.  It's no secret that this year has been a tough one to navigate.    During this difficult year, certain companies have increased(!) their dividend.    We discuss these companies and the industries they're in.    Please reach out to us with any questions.  We'd love to help you get started invest...

In this episode both Ryan and Jackson share their origin stories and how they first began investing.    The great thing about our modern investment platform is that anyone at any age, regardless of how much money they have, can get started investing.    If you'd like to chat with us please email: team@freedomdaysolutions.com   Visit our website at:    www.freedom...

In today's episode we discuss our best investment advice for those just starting their investment journey.    We cut through all the fluff and confusion and Ryan delivers his battle-tested ABC's of investing.    The best part? You don't need millions of dollars to start.  We love working with those just starting out and would be thrilled to help anyone!   Email: team@...

In this episode we discuss our 1-Page All-Weather Simple Portfolio.    We discuss why we have the following positions in our portfolios:   Cash - Underrated peace of mind  Tax-free Insured Municipal Bonds  and   Dividend Growth Stocks.    We call this mix of assets "Mailbox Money" and it allows for total financial peace of mind.    We'd love to hel...

In this episode we talk all about cryptocurrency and the history of the asset class.  We look at crypto as a speculative asset class. We allocate to crypto after we have allocated to safe and sacred money. This means that we don't have any scared money invested into an asset that will experience extreme volatility. We are able to observe crypto through the lens of opportunity.  To learn...

In this week's episode we talk about Rising Dividends.    We answer the question: What if the Market doesn’t always go up?   We also discuss our favorite topic in investment management:   Mailbox Math   A lot of the finance world spend so much time debating Growth OR Income. We believe that's the wrong question. We look at Growth OF Income! We also go though our 5-Step Pro...

Of all financial planning, investment management and retirement advice topics and countless questions...there are only two questions we have found that matter across three decades and every type of market condition and three generations of family’s situations of every kind.   Am I going to be okay?    How much is enough?   Please subscribe and share this episode!   Email:...

The first municipal bond was issued more than 200 years ago. None of the fixed income products or bond replacements that have been invented by Wall Street ever since, sit inside our accounts.   Transparent Simplicity in your own name is greater than leveraged yields, hidden risks, costs, etc.   If you buy and hold to maturity you will never once have to read an article about the Federal...

In this episode we talk about the GRINdex.  We always wondered with thousands and thousands of indexes available to measure (and confuse) investing benchmarks, why isn’t there one for peace of mind? There are 2.96 million investment indexes, and millions more investors w anxiety over questions like active vs. passive investing. That supposedly passive indexing number has change more than 20%...

In today's episode, we open our entire playbook.  We walk through our framework of Safe Money, Sacred Money, and Speculative Money.    As always, please reach out with any questions you might have.   Email: team@freedomdaysolutions.com   www.freedomdaysolutions.com

In this episode, we talk about growth stocks. We discuss how we believe they fit in a portfolio, why we believe they present a good opportunity and how we go about allocating to these strategies. As always, thank you for listening! To learn more, visit www.freedomdaysolutions.com Reach out: team@freedomdaysolutions.com

In this video we talk about speculative investments, specifically about cryptocurrency.  We discuss how we think of crypto and how we manage portfolios for our clients.    If you'd like to learn more, please visit the crypto section of our website at:   www.freedomdaysolutions.com/crypto   As always, thank you for watching!

In this episode we discuss pensions. If you have one from your work, you're among the few left that still have this valuable tool. If you don't have them through work, like us, you can still use them in your own financial plan.   To contact us, please email at team@freedomdaysolutions.com  www.freedomdaysolutions.com

Welcome to the Show! In this episode we give you an introduction to our process, how we plan for the clients we serve, and talk about what you need in order to reach your Freedom Day. ------------------------ Thank you for listening to Mailbox Money!  If you've enjoyed the show, we would appreciate if you subscribe and share the podcast.  If you'd like to reach out to us, send an email t...

The second question that matters is:  How Much Is Enough? In this episode we discuss:  Not an asset number, but income total of mailbox money is how you answer the question Defining Freedom Day to know precisely when it’s Enough Requirements: Multiple Streams, including risk-free + one that is rising. ----------------------------------- Thank you for listening to Mailbox Money! If you've...

We've realized that there are only 2 questions in financial planning that really matter.  The first one is "Am I Going To Be Okay?" We discuss: Having some money completely removed from harm’s way “Conservative” is not always Safe. Bond Funds, Yield Products, Real Estate, Frankenstein Funds Return OF my money, Risk Free: CD,TSY,Muni,Pensions Removing Friction Points: Risk, Costs, Taxes is mak...

In this episode we discuss how we do financial planning for ourselves and the clients we serve. We discuss:  Safe, Sacred, Speculative Investing 3 Rocks Rule for ANY plan not just investing Planning One Pager: Multiple Columns of Mailbox Money Progress Reviews not Predictions It’s alive it has to be fed and groomed, this isn't something you set up once and ignore for the rest of your life.&nb...

Today's show is all about DIVIDENDS! We cover: What is a Dividend? Dividends are cash payments. Simple math, not opinions or predictions. Of all investment metrics, dividends alone stand the test of time for 200+ years. ANYbody can open their mailbox to hold in your hand a dividend to know what is real, not potentially a good idea. A dividend is clear evidence of what IS happening inside a busines...

What do we mean by Bank Yourself? Follow the money into the bank vault and ask what do they do with each of your dollars before they pay you interest on it? What if you cut out the middleman & friction points? We truly believe that the markets are rigged…FOR the little guy. We cover every step of this in this eposide! ----------------------- Thank you for listening to Mailbox Money! If you've...

In this episode we discuss Crypto Assets. How do you invest in crypto, where do they fit? To learn more about our actively managed crypto strategy, please visit our site:  www.freedomdaysolutions.com/crypto ---------------------------- Thank you for listening to Mailbox Money! If you've enjoyed the show, we would appreciate if you subscribe and share the podcast. If you'd like to reach out to...

In this episode we discuss: What’s the right age, how much, which investments do you choose when making investments for your kids? Let us suggest a different approach that is much more fun and LOTS more is learned (both ways). Invest WITH your kids. Step 1: Supper Table Talks Step 2: Sacred business riddle Step 3: Speculate Timeless Steps to getting this right!  ---------------------------- T...