Mailbox Money

In this episode we discuss The Simple Portfolio.    The Simple Portfolio has 3 components:   Safe Money  Sacred Money  Speculative Money   We walk through our framework for each category and give examples of each.  To learn more send us an email: team@freedomdaysolutions.com   www.freedomdaysolutions.com

We firmly believe that math beats opinions.  Often times, subtle improvements in companies are ignored by those searching only for dominance. When that improvement accelerates, the stage is set for shocking upside.  The crowds look at the size of the moat, but we like to study its direction. And any moat can spring a leak.  In this episode we discuss our stock tournaments and how we...

In this episode we talk about what investors can learn from pigeons. On a recent weekend getaway, Jackson realized the powerful difference between rabbits and pigeons - and relates it to investors and market risks.  We discuss how stakeholders can benefit from inflation, how sometimes not taking risk can be a risk itself, and we go over the beautiful simple math of mailbox money.  We dis...

In this episode we talk about the biggest concerns investors currently have, and why we are getting pay raises because of them! -Inflation -Interest Rates -Stocks and Bonds losing value -Consumer and Housing concerns ...and the growing flock of black swans we hear all around us.  To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we go over the new contribution limits for retirement accounts in 2023.  -------------------------------------- 2023 Retirement Contribution Changes 401(k) – Limit of $22,500 401(k) for 50 and older - Limit of $30,000 Roth IRA - Limit of $6,500 Roth IRA for 50 and older - Limit of $7,500 Backdoor Roth – If your Joint MAGI is greater than $228,000 or $153,000 as a single filer,...

In this episode we give you a sneak peek at our Annual Picture Book.    2022 was a very eventful year and we go through some things that stood out to us.    If you'd like to receive a copy of our Picture Book, you can subscribe to our email list by visiting our website: www.freedomdaysolutions.com   Thank you for watching!

Would you rather have a new fast car or an old coffee table? In this episode we talk about growth vs. value stocks. Instead of taking a side in the great debate, we take a different approach. It doesn’t have to be one or the other, it should be a balanced solution that improves your life.  To schedule a call with our team, simply send us an email: team@freedomdaysolutions.com www.freedomdayso...

In this episode we talk about partnerships.  Strong partnerships are the foundation of our business, our lives and our financial plans.  We believe that the right partners can make your life and financial plan a whole lot better. Jackson referenced a podcast, that's worth listening to, here: https://www.profgalloway.com/friends/ If you'd like to schedule a call with our team, please emai...

This is a personal episode. We give you a peek into a bigger purpose, one that we've learned from investing and we also discuss the best opportunity that we've seen to earn more financial freedom.  We discuss our views on what success looks like and where we believe it comes from.  We hope you enjoy this episode and if you do, we'd love if you'd spend a second to leave us review and shar...

In this episode we talk about the most valuable math of all: YOUR Yield on Cost, which we affectionately call Mailbox Math. When building a retirement plan, the most powerful metric we look at is the free cash flow generated from the investments you hold.  We go over the compelling math behind dividend growth and break down some examples of how powerful this concept can be for your own financ...

In this episode we discuss the 3 rocks of investing.  When we start or analyze any financial plan, we look at our "3 rocks" before we do anything else.  Our 3 biggest rocks of Investing are: Risk Cost Taxes We sure appreciate you listening to our show. If you've liked it, please share it with a friend and consider leaving us a rating.  To schedule an appointment with our team, email...

In this episode we discuss how we invest for and WITH our kids. We use the same strategy for their accounts as we do in our own investment portfolios.  We discuss our "Simple Portfolio" which is composed of Safe Money, Sacred Money and Speculative Money.  We talk about the incredible opportunity we are seeing in the Safe Money category by investing in individual bonds and tax-free munici...

In this episode we do a deep dive into Ethereum.  We discuss the basics of the technology that powers Ethereum, how it differs from Bitcoin and talk about some practical applications of smart contracts.  We actively manage crypto asset portfolios for our clients. We've been invested in the crypto space since 2012 and believe that, for the right person, crypto assets can be included in a...

In this episode we discuss the bond market.  We cover how the bond market works, how the 60/40 portfolio has felt this year, and talk about our better and safer solution.  If you've got any questions or would like to schedule a call with Ryan and Jackson, please reach out. team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss 5 keys that we have found that give anyone a chance to achieve unusual upside in the Stock Market.    To schedule an appointment or call with Ryan and Jackson, send us an email at: team@freedomdaysolutions.com   Visit our website:  www.freedomdaysolutions.com

A lot of financial plans are built on the assumption that 4% of the portfolio can be withdrawn every year.  Ignoring all of the tailwinds that make this math possible, we ask ourselves: "Is there a better way?"   We dive into our "Mailbox Math" and discuss why we build financial plans based around the free cash flow that our investments generate.  We talk about why this is superior...

In this episode we discuss the real world use cases of crypto.    We all know it's a great trading vehicle but in order for us to invest in something, we require there to be a use case beyond simply trading.    We dive into some of the valuable use cases of crypto and real world applications of the technology.    We recently launched a crypto offering.  To learn...

In this episode we talk about what happens when the market returns to normal.  In the middle of a difficult year, we talk about the reason we're so optimistic and excited for the future.    We discuss our simple playbook, the GOOD news for savers, and talk about some Mailbox Math that gets us excited.   We've certainly appreciated everyone that's reached out and hope many more...

In this episode we talk about Game UNchangers.   While the crowds’ anxiety rises, often our instincts are to make bold predictions and “call it.”    We’ll suggest you try a different path and ask yourself what is LEAST likely to change?    What’s one thing you will do just like your grandparents did?    What businesses and industries are likely to look the same i...

We get a lot of questions from people who want to get started with investing.  Make no mistake, we love these types of questions.    In this episode, we walk through our process on taking the first step and beginning your investing journey.    We talk about cash flow planning, eliminating small debts, building a cash reserve, and then investing your hard earned money and w...

In this episode we talk about red flags and sell disciplines on stocks.  There's a popular saying in investing: "Buy when there's blood in the streets."  A lot of investors interpret this to mean that if they liked buying a stock at $100, they'll LOVE buying it at $50.  We take a different approach: - If there's blood in the streets, it has to be for a reason. - Is there a better st...

In this episode we talk about Mailbox Math.  After spending the first part of our careers inside the belly of the beast of confusion, Jackson as the largest retirement accounts firm and Ryan at the largest bank and brokerage firm in the world, we had the enormous advantage of seeing the most complex and sophisticated models, calculators and tools.  And we escaped to share the truths we l...

In this episode we’re going into the lab to share the anatomy of an un-crowded investment.   A good place to always start for anybody is to ask yourself:    What’s one objective truth you find most people are ignoring?    Or even better, disagreeing with?    You might be next to undervalued dividends that can be increased the most.   This podcast will be the...

In this episode we talk about how we require every financial plan to be built around the free cash flow generated from the portfolio.   We believe that all financial plans should require - and use - the same math as the best businesses we invest in.    We turn Wall Street's ROI upside down.    Instead of ROI we use IOR: Income, Opportunity, Reason.   We also discuss t...

In this episode we discuss our framework for investing in crypto assets.  We discuss: White Papers Tokenomics On-chain Analytics  We also have a discussion about Ethereum. The biggest upgrade in the history of Ethereuem is set to occur on September 14th. We talk about our approach to managing a crypto portfolio. To learn more please visit our website at: www.freedomdaysolutions.com/FDCA