Look Both Ways Financial

Join Kaki as she answers listener questions about personal finance! Are there any benefits to switching from bi-weekly to weekly pay? Do I need to invest outside of my Roth IRA? What is the benefit of an HSA? Can I move money from my traditional IRA to my Roth IRA?

Betty is considering an annuity, but she is still a bit unsure. Join Kaki as she helps Betty decide if an annuity is right for her situation.

Bradley needs to buy a car soon. He wants to use a 401k loan so that he is paying himself interest, but he wants to know if there is anything else he should consider. Join Kaki as she answers listener questions. Its approachable!

Are you saving up for something big? You want to invest your money to get a return, but you need something safe? Join Kaki as she gives straight forward advice on short term investing.

Do you know someone who's considering a reverse mortgage? How do you know if a reverse mortgage is a good or bad idea. Join Kaki - she provides an unbiased perspective answering listener questions.

Are you re-married? Are you concerned about your current spouse receiving your retirement benefits? How do you make sure your current spouse is taken care of if an ex-spouse is also entitled to certain retirement benefits? Join Kaki as she answer's listener questions.

Is this Financial Abuse? Kaki answers a listener question on this topic. Abuse is about power and control. If you are experiencing abuse, seek help. 1-800-799-SAFE

Angelique will be the executor of her fathers estate. She wants to understand the tax consequences of selling an inherited home. Join Kaki as she answers listener questions.

What if you have the choice between a 1099 contractor position and being classified as a full time employee.... how do you think about that decision. Join Kaki as she talks to Sam about the process to think through this decision.

Amelia received an inheritance from her Grandmother with a note saying to enjoy the money. How do I think about this inheritance? Join Kaki as she helps Amelia plan ahead. Kaki also explains Depreciation in this episode.

There are some scary headlines about social security running out of money. So how do we know if we should count on social security in retirement, and am I still better off waiting until age 70 to take social security? Join Kaki as she answers a question from Roger. We also talk about the Trustees report: Trustees Report Summary (ssa.gov)

Amber wants help with paying down student loans and saving for retirement at the same time. Join Kaki as she helps provide a framework for thinking planning student loan paydown and saving.

We all have money types. Some are Savers, others are Spenders. Have you ever felt like your spending was out of control? Join Kaki as she offers help to an Anonymous Listener. Links: Full article: Money types, money beliefs, and financial worries: An Australian study (tandfonline.com) Factors Affecting Impulse Buying Behavior of Consumers - PMC (nih.gov)

Does it matter if you pull money from a taxable brokerage account vs. an IRA during retirement? Kaki helps Martin look both ways in creating his retirement income.

Have you ever wondered how couples combine or don't combine finances? Alison is newly married and looking for guidance. Join Kaki Perdue as she talks through a few options for Alison.

When do we know that we have enough to retire? How do we think about this decision in terms of how we live our lives? Join Kaki as she explores this question from Justin.

Can someone really buy a diversified mutual fund and then let it grow? Can you really do it on your own? Join Kaki as she answers listener questions.

Do you have questions about how to improve your credit score? Join Kaki as she answers a question from Harrison about paying down a personal loan, and improving credit scores.

Are you saving for a home purchase and now it seems unaffordable? Join Kaki as she answer's a question about buying a home or a rental property.

Do you have a Health Savings Account from an old employer? What should you do with that old HSA? Plus, Kaki explains some of the pros and cons of the HSA.

Join Kaki as she provides a gentle overview of Bonds in plain English!

Tina needs help - her son wants to invest in the S&P 500. Should she use a Custodial Roth IRA or an UTMA? What are the pros and cons of each account?

How much money do I need to keep for my emergency fund? Join Kaki as she helps listeners learn with a personal story.

How do I think about allocation between bonds and stocks? The Rule of Thumb just seems too conservative for me.

What do you do if your spouse has terminal cancer? How do you prepare financially when you feel completely lost in the financial world? Join Kaki with candid advice.