Look Both Ways Financial

What if your income needs are covered by social security and pensions? The stock market is down and losing money isn't fun. Should you sell out of your equity and switch to CDs? Join Kaki as she offers guidance to Linda on this question.

Its ok to feel nervous. Join Kaki as she gives an example of using the 5 Why technique to help a client get to actionable steps.

Is the state of the economy making you nervous and preventing you from investing? Join Kaki as she answers a question from Jessica. Jessica wants to open a Roth IRA but she is nervous about the economy. The following article was mentioned in this podcast. The S&P 500 Just Hit Correction Territory. History Says the Stock Market Will Do This Next (Hint: It May Surprise You) | The Motley Fool

Charles has been approached by an advisor to implement an options trading strategy within his investment portfolio. Join Kaki as she provides a second opinion to Charles on his question.

Will an inheritance cause me to pay extra Medicare premiums? Join Kaki as she answers a question from Travis related to IRMAA, income related monthly adjustment amount. Mentioned on this podcast episode: www.cms.gov

Robert owns a home and a van. He loves the van life and wants to know if he should keep his home and rent it out or sell his home and live the full time van life. Join Kaki as she helps Robert think about this decision.

What is the best way to save for education? A 529, A roth, an HSA, or a brokerage account? Join Kaki as she discusses the pros and cons of each savings vehicle.

Lindsay received a higher paycheck in December. It took some digging, but she realized that payroll taxes go down after certain income thresholds. Why is this? What do you do with the extra money? Join Kaki as she answer's Lindsay's questions.

So Kaki - what do you do for year end investment and financial planning? What a great question! Join Kaki as she shares her financial planning tips for year end.

What if you found out that someone was being paid wages that were not reported to the IRS? What might be the consequences and how do you know if you are over-reacting? Join Kaki as she answers listener questions.

Do you feel lost and confused during open enrollment when it is time to select a medical insurance plan? You are not alone. Join Kaki as she describes, in plain English, a few steps to take as you decide which medical plan is right for you.

Claire is about to take a vacation that requires a time share presentation. Join Kaki as she shares her own experience owning a time share as well as some things to consider before buying a time share.

This week Kaki answers questions that she has received recently with several people: 1. Can I choose the brokerage for my investments? 2. What happens to all the money when the stock market crashes? Who gets that money? 3. Why doesn't my investment show a gain or loss for today? Funds mentioned in the podcast: VOO, FXAIX

In this episode Kaki answers a question from Marshall about the Windfall Elimination Provision. Marshall has a pension and wants to know if his social security is going to be lower due to the Windfall Elimination Provision. Windfall Elimination Provision (ssa.gov) Government Pension Offset (ssa.gov)

Samantha is in residency and she has student loans hanging over her. She has inherited some money and needs advice on what to do next with this money. Join Kaki as she offers down-to-earth advice to help Samantha think about her options. www.studentaid.gov is mentioned in this podcast.

In this episode Mary tried to find a fiduciary advisor, but she wasn't happy with the meeting. Join Kaki as she explains the murky waters of the "Fiduciary" label as well as giving guidance for Mary's situation. www.adviceonlynetwork.com is mentioned in this podcast.

What happens when your retirement plan at work gets moved? Evan's plan is moving from John Hancock to Voya - the move is making Evan nervous. Join Kaki as she helps Evan think about this change and helps Evan navigate this new change.

Nancy has inherited an IRA and isn't sure how to think about the distributions or the money in general. Join Kaki as she provides guidance including tax planning for required distributions.

Should we consider a whole life insurance policy for our infant son? Join Kaki as she answers a question from Alex.

Bryce is diving assets as part of divorce. Join Kaki as she answers his questions about dividing a 401k.

John has a credit card that earns airline miles. He is curious if a cash back card might be a better option for him. Join Kaki as she helps John think about the pros and cons.

Join Kaki as she answers a listener question about putting a bank account inside a trust. Will the listener still be able to manage their bank account? Kaki answers in plain english!

Stephanie wants to retire at age 60. Should she pay off her house now? Will her assets be enough to let her stop working?

Join Kaki as she tells a story about one of her clients and the power of compound interest.

The calculators are giving me very different results. How do I think about how much retirement income I should expect? Join Kaki Perdue as she answers listener questions.