Carl White
Loan Officer Breakfast Club
Scripts, Industry News, and Strategies all delivered by Frank Garay, Carl White, Steve Kyles in an interactive Zoom type call where you can hear other loan officers throughout the country share their thoughts and what's working in today's market. Whether you are a new or seasoned loan officer, this daily podcast is just what you need to start your day!
Author
Carl White
Category
Podcast website
Latest episode
May 5, 2026
Where to listen?
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Episodes
How Loan Officers Win More Deals with Simple Tuesday Updates 31.03.2026 39:44
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com What if one of the easiest ways to get more referrals was also one of the most overlooked? In this episode of Loan Officer Breakfast Club, the big takeaway was simple: consistent communication builds trust...
The Realtor Follow-Up Strategy That Can Add Serious Volume 30.03.2026 42:12
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com Most loan officers think the first realtor meeting is the win. Today's LO Breakfast Club made the case that the real win happens in the second meeting. Jim Reed broke down a practical follow-up strategy for tur...
How Loan Officers Can Use AI to Win More Realtor Referrals Without Losing the Personal Touch 27.03.2026 39:54
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com This Loan Officer Breakfast Club was packed with practical ideas for loan officers who want to use AI the right way: not to replace relationships, but to strengthen follow-up, save time, and create more con...
In a Chaotic Market, Loan Officers Who Stay Steady Win 26.03.2026 38:35
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com When the market feels noisy, uncertain, or downright frustrating, the loan officers who keep moving are the ones who pull ahead. In yesterday's Loan Officer Breakfast Club, the conversation zeroed in on a...
Loan Officers: The Real Reason You're Not Getting More Referrals 25.03.2026 33:48
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com In this episode of Loan Officer Breakfast Club, Kevin Broughton breaks down one of the biggest reasons loan officers stay stuck: lack of focus. He lays out the 3-part formula for faster results— clarity, f...
How Top Loan Officers Turn "No" Into Closings in a Volatile Market 24.03.2026 34:37
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com Yesterday's Loan Officer Breakfast Club was packed with practical insight for loan officers trying to win more business right now, even while the market keeps swinging from headline to headline. Owen Lee br...
How Top Loan Officers Turn One Realtor Meeting Into Long-Term Referral Business 23.03.2026 41:13
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com In this Loan Officer Breakfast Club episode, the big takeaway was simple: the first realtor meeting is not about pitching your rates or trying to win the business on the spot. It is about earning a secon...
How Loan Officers Can Use AI to Create More Content, Save Time, and Win More Business 20.03.2026 39:22
In this Loan Officer Breakfast Club episode, Chris Johnstone breaks down a practical AI playbook for loan officers who want to grow faster without adding more manual work. The big takeaway: AI is not just for writing random emails or social posts. Used the right way, it can help you turn everyday conversations, client FAQs, and niche loan expertise into marketing assets that attract more business....
Mortgage Rates Are Moving Again: What Loan Officers Need to Do Right Now 19.03.2026 34:01
In yesterday's Loan Officer Breakfast Club, Owen Lee broke down what's really driving the latest rate volatility and what loan officers should be doing about it right now. The big takeaway: even with recent market swings, purchase demand is still holding up, FHA and VA activity remain active, and loan officers who stay consistent with their daily success plan will be in the best position to win as...
The Real Reason Most Loan Officers Stay Stuck (It's Not What You Think) 18.03.2026 35:05
If your production feels inconsistent right now, it's probably not your effort—it's your clarity. In this Loan Officer Breakfast Club episode, Kevin Broughton breaks down why most loan officers struggle to hit their numbers: they don't have a clearly defined target. Not a guess. Not a hope. A real, measurable plan. Top producers know exactly how many loans they will close, how many leads they need...
How Loan Officers Are Tapping Into Investor & Builder Deals (And Adding 30% More Business) 17.03.2026 34:44
What if you're ignoring up to 30% of the market… without even realizing it? In this Loan Officer Breakfast Club session, Kevin Gillespie breaks down one of the biggest missed opportunities in lending today: investor and builder business. While most loan officers stay focused on traditional purchase deals, top producers are quietly building consistent pipelines through investors, builders, and nich...
The Fortune Is in the Follow-Up: How Loan Officers Turn Database Relationships Into More Closings 16.03.2026 37:49
Today's Loan Officer Breakfast Club hit on a simple idea that can seriously change your production: the fortune is in the follow-up. Jim Reed broke down how top producers are winning more business not by chasing more cold leads, but by getting more intentional with the people already in their database. The big takeaway was that real relationship equity comes from small, personal follow-up touches—...
How Loan Officers Can Build AI Apps That Generate Mortgage Leads (Before Everyone Else Figures It Out) 13.03.2026 36:52
What if you could create your own mortgage app — without coding — and have it recommended inside ChatGPT? In this episode of Loan Officer Breakfast Club, Chris Johnstone shares a strategy that could give loan officers a massive early-mover advantage: building niche mortgage apps directly inside the ChatGPT App Store using custom GPTs. With just a single prompt, loan officers can create tools like...
Mortgage Rates Jumped Back Up: What Loan Officers Need to Do Right Now 12.03.2026 36:35
Rates dipped below 6% for a moment, then snapped back up fast, and in yesterday's Loan Officer Breakfast Club, Owen Lee broke down exactly why. The big takeaway: geopolitical tension and rising oil prices are creating short-term volatility, likely pushing expected rate cuts further out and keeping mortgage pricing choppy for the next several weeks. But the opportunity is still there. Even around 6...
How Loan Officers Can Win Construction Deals (Even If You've Never Done One) 11.03.2026 35:33
Ever had a past client call and say: "We found a lot and want to build a house… can you help?" For many loan officers, that's the moment where things get uncomfortable—because construction loans feel complicated and unclear. In this episode of Loan Officer Breakfast Club, Justin Hubert breaks down exactly how loan officers can step confidently into construction opportunities—even if they've never...
Why Most Loan Officers Stay Average (And the Simple Discipline That Changes Everything) 10.03.2026 33:43
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com What separates average loan officers from elite producers? According to Kevin Broughton, it's not experience, intelligence, or market conditions — it's discipline. In this Loan Officer Breakfast Club ses...
The "Air Attack" Strategy Loan Officers Are Using to Get Realtors to Call Them Back 09.03.2026 34:53
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com If you've ever called a Realtor and gotten silence… this episode explains why—and how to fix it. In this Loan Officer Breakfast Club conversation, Chelsea Gardner breaks down a powerful marketing strategy...
The AI Playbook for Loan Officers: Turn ChatGPT Into Your Next Referral Partner 06.03.2026 40:17
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com Artificial intelligence isn't just another tech trend—it quickly becoming a new source of business for loan officers. In this episode of the Loan Officer Breakfast Club, Chris Johnstone breaks down how LOs...
The Hidden Beliefs That May Be Holding Back Your Success | Roberto Monaco 05.03.2026 42:38
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com What if the biggest thing standing between you and the success you want isn't your strategy— but what you truly believe about yourself? On today's show, influence and communication expert Roberto Monaco sha...
Trigger Leads Are Dead? What Loan Officers Must Do NEXT (Huge Industry Shift) 04.03.2026 35:04
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com A major change just hit the mortgage industry: the Trigger Leads bill officially takes effect tomorrow . After 7 years of lobbying by NAMB (National Association of Mortgage Brokers) , the Homebuyers Privacy...
Rates Dip Below 6% — Is the Spring Market About to Explode? 03.03.2026 40:58
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com Mortgage rates briefly dropped below 6% for the first time since 2022 — and even with recent geopolitical volatility nudging them back up slightly, the bigger story is momentum. In today's Breakfast Club,...
Build a Killer Website in 2 Hours (Without Hiring a Developer) 02.03.2026 44:56
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com What if you could build a fully functional, modern website — complete with landing pages, blog, podcast integration, Google Analytics, CRM automation, and SEO optimization — in a single weekend… without hi...
From Google Reviews to ChatGPT Leads: How Loan Officers Are Winning with AI Right Now 27.02.2026 39:55
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com This week on the Loan Officer Breakfast Club, we flipped the script on AI Friday and focused on something even more powerful than prompts — real results. Loan officers shared how they're actually implement...
Rates Just Dropped Below 6% – Is This the Window Loan Officers Have Been Waiting For? 26.02.2026 39:39
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com Mortgage rates have officially dipped below 6%, and according to Owen Lee, this is the strongest setup we've seen in nearly four and a half years. In this episode of the Loan Officer Breakfast Club, Owen b...
You Don't Have a Rejection Problem… You Have a Recovery Problem 25.02.2026 41:09
LIVE Zoom Meeting Access: https://www. BreakfastClubZoom.com Free Strategy Call for Loan Officers: https://www.90DayMapout.com Learn More About Us: https://www. MortgageMarketingAnimals.com What if the issue isn't that you're getting rejected — it's that you're taking too long to bounce back? In this episode of Loan Officer Breakfast Club, Carl White breaks down one of the most important mind...
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