Live at the Nut Bar

This week we're talking about NZ immigration. What do the stats show? How does the migrant population affect industry, rent, prices, inflation and interest rates. Our duo weigh in on this hot topic. Apologies for the less than perfect sound this episode! If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz . &nbsp...

Better than expected employment stats came out this week, and some economists say the not-so-silver lining of this could be that home loan interest rates are hiked. But what do our dynamic duo think? Spoiler: JB thinks bank economists are living in an alternate reality. And with the current cost of living situation what are the best strategies to manage interest rates? If you have any questions or...

JB and DC go over the detail on loan to value ratios and debt to income ratios, and how these affect your chances of getting a mortgage with the current lending rules. Are the rules serving the people and/or the economy? JB and DC weigh in with their opinions and don't hold back, as usual. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel....

Happy new year Nutters! We're back for a brand new season! JB and DC are back and delving into a hot topic, property investing! If you're thinking of trying your hand at investing in property, this is one for you. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast...

This week JB is joined by special guest Tony Alexander to discuss the New Zealand economy and make predictions about where things will go from here. Tony Alexander has been working as an economist here in NZ since 1987 and has been through it all. JB and Tony discuss the next 12 months and what we can all expect to be the impact on our day to day lives of what's happening with the economy now. We'...

This week JB and DC go macro discussing climate change, consumerism, population decline, nationalism and inequality. They talk about the global influences on these big topics and give their takes (if you care to hear them). If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in thi...

This week we compare New Zealand house prices with other markets around the globe. Why aren't our house prices reflective of the UK, Aus or Canada? We also do a bit of unpicking of the latest Monetary Policy Statement and our duo have some thoughts to share on that! If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.c...

We discuss our favourite topic, interest rates. We then move into geopolitical topics and how we might be affected in little old New Zealand. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product....

Mortgage advisers are noticing a recent rise in property prices which could signal a property boom on the way. JB and DC consider rates, inflation, incomes and immigration - as well as what they're seeing in the construction industry and see if they can fit the pieces of the puzzle together. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirre...

Going over the headlines from the Reserve Bank's Financial Stability Review. DC and JB also talk about Australian house prices and interest rates across the ditch. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a recommendation of a...

Those pesky banks have been hiking their mortgage rates again and it feels like there's no real justification. DC and JB discuss WHY this seems unreasonable when we're in a cost of living crisis in this country. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast ar...

It's the start of a new era for New Zealand with a new government. JB and DC discuss how the property market might be impacted by the election results. They also unpick the surprise inflation revelation that just about every economist got wrong. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opi...

This week, JB and DC think we're all lagging behind the rest of the western world in terms of productivity. They get excited about how tech can help us all be better little robots. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a re...

This week our dynamic duo are back together. JB recounts the highlights from his recent trip to China and our Squirrels discuss the latest on the OCR. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a recommendation of any financial...

This week DC is joined by investing guru Dave Tyrer whilst JB is in China. They talk shop about the likes of swap rates, then chat to first home owner Faleatua Malili about his recent mortgage experience and how he and his growing family are coping with moving to one income in the current interest rates environment. If you have any questions or things you’d like to hear us talk about, get in touch...

JB’s back! With high mortgage rates and a shortage of rental properties, choosing the best course of action can be tricky. JB and DC go into the pros and cons of each. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a recommendation...

This week our Squirrels dive into the five 'C's of credit: character, capacity, capital, collateral and conditions. These are the criteria that you'll need to fulfil in order to successfully borrow money. Understand all this and you'll have them throwing money at you. On the flip side, this is how the banks and Squirrel model expected credit losses during tough times like the GFC too - and how the...

This week we're sans JB, but David caught up with Emma and Nick - two of Squirrel's own mortgage advisers who work on the front line every day. They chat about the market and house prices across Wellington and Auckland, which mortgage rates are most popular among clients at the moment, and other insights from living and breathing mortgages and property on a daily basis. If you have any questions o...

PayPal is making big moves with the launch of something called a stablecoin, Apple's got a high interest savings account (which funnily enough sounds a bit like Squirrel's), and it looks like we're on the cusp of web 3.0. Let's dive in, but first, a quick update on the economy. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or Joh...

The Reserve Bank put out a hawkish statement with their latest official cash rate announcement, China's economy is in on shaky ground and Aussie bankers are supposedly losing sleep over 'low margins' from home loans over on this side of the ditch. Lol. Let's dive into it. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squi...

There seems to be a perception from a number of overseas visitors that the general feeling in our country is a bit... flat. Are we taking longer than other nations to bounce back, post-pandemic? Or is it something else? JB and DC dissect what's going on in our economy, and the factors that play into our daily lives which could be contributing. If you have any questions or things you’d like to hear...

This week JB, the original Squirrel mortgage adviser, discusses with DC the implications of fixing a short-term vs long-term mortgage rate at this point of the interest rate cycle, plus what we should be aware of when it comes to break fees. The pair also discuss what's happening with house construction numbers, immigration and generally what's going on in the market. If you have any questions or...

This week the guys are joined by Jason McGirr, head of Fowler Homes in Queenstown. Jason shares what's going on in Queenstown's housing market, thoughts on current building standards, plus the trio discuss what's happening in construction across the country right now, with some sound advice for anyone thinking about building new. If you have any questions or things you’d like to hear us talk about...

This week JB and David Cunningham are joined by none other than Harry Cunningham (is that last name a coincidence..?) all the way over in the States. Harry takes a breather during his 4,000km(!) hike to spill the beans about what's going on in the USA from tipping trends to legalised weed, to Trump, and the economy. If you have any questions or things you’d like to hear us talk about, get in touch...

Here in New Zealand consumer spending is down, construction is having a slow down, and business confidence is pretty dreary. It's all sounding pretty serious. So what's going on around the world, and what impact does it have on us? JB and DC drill into the details. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co...