Live at the Nut Bar

NZ house prices have fallen by 2% over the last three months. Is that about to change with the recent interest rate cuts, or are there other forces at play to counter this? DC and JB think there are. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are...

This week DC and Dave Tyrer tackle the challenges non-bank lenders have in competing with the big banks, and what might actually make a difference to increasing home loan and deposit competition. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial...

JB and DC provide a no-holds-barred assessment of each of the 14 recommendations made in the Commerce Commission Market Study into Competition in Personal Banking Services. Will any of it actually make any meaningful difference? If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed i...

This week, it's the news we've all been waiting for (what seems like forever). JB and DC discuss what it all means and what we might expect in the coming months for the housing market and mortgage interest rates. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast a...

This week we have a timely chat about property developers Du Val Property Group and what's been happening in the news of late. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary...

This week DC and JB are together again and reflect on the dramatic about-turn that the majority of economic forecasts have taken of late. It seems that change is afoot and we're here to interpret what that might mean for house prices and interest rates. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .  ...

This week we welcome Nick Goodall, Head of Research at Core Logic , to the pod. He talks through house price trends through the ages and what the folk at Core Logic are seeing right now. We then go into that ever burning question: is now the time to buy? If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz . &nbsp...

This week DC chats to guests Ralph Stewart and Chelsea Devlin from Lifetime Retirement Income about their innovative new product, Lifetime Home. They talk through why they've created this product and who it's for. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast...

Confronting mortgage rates that are doubling payments makes for more than a cost of living crisis - it's the cost of credit that's really the killer. Let's talk about it. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a recommendati...

This week we discuss the changes in legislation for granny flats among other things. DC and JB also examine those March GDP numbers and talk economics, making predictions for the rest of the year and beyond. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are no...

This week it's a meaty discussion all about our feelings on the RBNZ and what they've been up to lately. Plenty to say here! If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary pr...

Recent economic forecasts suggest that the rest of the industry are finally catching up with JB and DC's view of how bleak the economy is. So, this week the pair discuss what this dark period means, and based on new data, when we can expect the sun to rise again. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.n...

This week we're joined by Ollie Mellsop , experienced commercial property expert. We discuss how investing in commercial property measures up vs residential property investment, and the benefits of businesses owning their own premises. A truly meaty one! Apologies for the sound quality in this one. Blame Auckland weather for those hailstones. If you have any questions or things you’d like to hear...

JB and DC reflect on the RBNZ monetary policy statement and give their thoughts about the decision to remove the first home buyers grant. Might not be what you expect... If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not financial advice, or a recommendatio...

As we all know, when you've reached the bottom the only way is up! There might be a bit of bouncing along but enough doom and gloom, we're looking for those silver linings this week. And you might be surprised to hear that there are a few. Listen to JB and DC getting inspired. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John...

This week we keep on the rampage about how Kiwi are paying the price for the incompetence of the decision makers that be. Evidenced by unemployment, the decimation of the construction sector and eggs. The data doesn't lie. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this...

Well well well, we made it. From JB's journey all the way to parliament back in 2021 to today, the government has finally made the decision to take back those pesky CCCFA rules that they brought in to make getting a mortgage that much harder for everyone. JB and DC take a look back at the journey and evaluate what it all means. If you have any questions or things you’d like to hear us talk about,...

Our dynamic duo is back together and this week JB and DC discuss the latest inflation numbers and the different ways they could be interpreted. Whilst the headline number is 4%, the last six months has seen inflation running at 2.2% annualised. What does all this mean for interest rates and monetary policy? If you have any questions or things you’d like to hear us talk about, get in touc...

This week JB is still living it up overseas and DC has a great chat about property development with our two resident experts on the ground, Dan Bell and Matt Evans . It wouldn't be an episode of Live at the Nut Bar without giving the Reserve Bank a bit of a grilling about the OCR either. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co...

Today DC gets perspectives from two of Squirrel's top mortgage advisers, Emma Wallace from Auckland and Nick Virtue from Wellington. What's really happening on the ground at the moment, what are home buyers talking about and how are they feeling about the current state of the country. A great chat with heaps of insights, you won't want to miss this one. If you have any questions or things you’d li...

There's been an enquiry into retail banking and we discuss what's been unearthed. But will it actually have any impact in reality? We then chit chat about the economy and where it's at compared with a year ago. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz . You can find Dave Tyrer at dave@squirrel.co.nz ....

This week Dave Tyrer (DT) steps in for JB who is swanning around, and we discuss the latest introduction to the insurance suite - enter deposit insurance! Is it a good thing? Who benefits? If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz . You can find Dave Tyrer at dave@squirrel.co.nz .   The opinions ex...

Times are tricky for small business owners! Rising rates, rising costs and rising challenges abound. This week JB shares his insights as a business owner and adviser to many other small business owners. Solidarity! If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast...

Yesterday it was announced that the OCR will be held at 5.5%, for now. JB and DC get into it all and what this means for Kiwi - and why their view is that the OCR needs to be cut sooner rather than later. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz .   The opinions expressed in this podcast are not f...

Insurance...for some it's a dirty word, but for homeowners it's necessary. Jargon, smallprint and exclusions abound - this week we delve into the depths and try to figure out what's driving these enormous premium increases for most of us. DC and JB also touch on inflation and what's keeping interest rates at their peak. If you have any questions or things you’d like to hear us talk about, get in t...