Life's Inside Track

Join Ken and Yetta Dekker Fridays at 9:30 AM on 99.1 FM CHRI.ca for LIFE’S Inside Track, where real estate, wealth, wisdom, and life decisions come together. AI Can Give You Data. It Can’t Give You Wisdom. | LIFE’S Inside Track E755 AI can help you gather information, compare neighbourhoods, look at market data, estimate values, and ask better questions. But can AI truly understand your family, yo...

Have you ever said, “I’ll know when it’s time”? Maybe about selling your home. Maybe about buying, investing, retiring, downsizing, changing careers, or finally cleaning out that garage. In Episode 754 of LIFE’S Inside Track, Ken and Yetta Dekker unpack one of the biggest lies people tell themselves before making a major real estate decision: “I’ll just know when the time is right.” Sometimes wait...

After everything Canadians have been through, many people are no longer chasing fast growth. They are trying to protect what they have built. But what happens when protecting becomes standing still? In this episode of LIFE’S Inside Track, Ken and Yetta talk about the tension many financially responsible Canadians are feeling right now: wanting to avoid reckless decisions while still preparing wise...

Doing all the right things doesn't always eliminate uncertainty. Many financially responsible people still struggle with major decisions involving money, real estate, retirement, family, and the future. The problem isn't usually a lack of information. Often, it's a lack of clarity. In Episode 752 of LIFE'S Inside Track, Ken and Yetta Dekker unpack why uncertainty can increase when a decision truly...

Many Canadians look at today's housing prices, interest rates, and cost of living and quietly conclude that the window has closed. They wonder, “Did I miss your opportunity to build wealth through real estate?”. Maybe you've found yourself comparing your situation to your parents, your friends, or even where you thought you'd be by now. In this episode of LIFE'S Inside Track with Ken and Yetta Dek...

Every day we're exposed to more information, more opinions, more market updates, more social media advice, and now more AI-generated answers than ever before. Yet many Canadians feel more uncertain than they did ten years ago. Why? Because information alone doesn't create confidence. In Episode 750 of LIFE'S Inside Track, Ken and Yetta Dekker unpack one of the biggest challenges facing families to...

Fear often disguises itself as caution, wisdom, perfectionism, or “waiting for the right time.” In Episode 749 of LIFE’S Inside Track, Ken and Yetta Dekker unpack how noise, false beliefs, fear-based thinking, and delayed decisions quietly impact finances, relationships, housing decisions, and long-term wealth building. Inspired by the book Living Fearless by Jamie Winship, this episode explores t...

What if the greatest value your real estate team brings isn’t what they help you buy—but what they help you avoid? In Episode 748 of LIFE’S Inside Track, Ken and Yetta Dekker unpack why the right team matters more than ever when selling, buying, or investing in real estate. From emotional purchases and hidden costs to overlooked opportunities and proactive financial guidance, this conversation rev...

Sometimes the hardest financial truth isn’t what’s happening around us—it’s what we already know deep down and keep avoiding. In this episode of LIFE'S Inside Track, Ken Dekker and Yetta Dekker explore why so many buyers, sellers, and homeowners stay stuck even when they’re capable of moving forward wisely. Together, they unpack: • the hidden cost of indecision • why preparation changes everything...

Your home does not usually lose value all at once—it often leaks value through the small things no one wants to fix. In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we examine why spring home maintenance is not just about curb appeal, it is about protecting your wealth. From caulking and air leaks to roofs, attic ventilation, grading, eavestroughing, and water management, Ken and...

Is the Ottawa real estate market actually unstable… or are people simply overwhelmed by confusing headlines and memories of the frenzy years? In Episode 745 of LIFE’S Inside Track, Ken and Yetta Dekker unpack why uncertainty may be creating some of the best real estate opportunities we’ve seen in years. While fear continues dominating conversations across Canada, Ottawa’s market is showing surpris...

You’ve read the articles. Watched the videos. Followed the market. So why does it still feel unclear? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we examine something most people never question—the assumption that more information leads to better decisions. What if the opposite is true? What if the reason you feel stuck… isn’t because you don’t know enough—but because you hav...

Feeling financially behind doesn’t always mean you are—it often means you’re measuring the wrong things. In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a deep look at how comparison quietly distorts your perspective and steals clarity at the exact moment you need it most. Have you ever looked around and wondered why it feels like everyone else is moving faster, doing bet...

What if the reason you haven’t acted on a real estate opportunity… isn’t timing—but awareness? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a deep look at something quietly shaping every financial decision you make—your internal filter. Why do some people spot opportunities early while others miss them entirely, even when they’re hearing the same advice? Consider this:...

What if the hardest part of selling your home isn’t the market… but how the feedback makes you feel? In this episode of LIFE’S Inside Track with Ken Dekker and Yetta Dekker, we examine something almost no one prepares you for—the emotional impact of buyer feedback during the selling process. Consider this: when buyers comment on your home… are they really judging you? Or are they simply revealing...

What if the financial relief you’re feeling today is quietly costing you thousands tomorrow? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a deep look at three of the most misunderstood areas in real estate financing—refinancing, mortgage structure, and risk. So many homeowners are making decisions based on payment comfort rather than long-term impact… and the gap betwe...

What if your first home was never meant to be a polished lifestyle statement, and was actually designed to become your first real wealth engine? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we consider one of the biggest mindset shifts home buyers need to make if they want to build wealth wisely through real estate. Are you waiting for the perfect home, the full 20% down payme...

What if one of the most praised money moves in Canada is quietly slowing down your future? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we take a close look at the common belief that paying off your mortgage as fast as possible is always the smartest path. We unpack when that thinking may serve you, when it may limit you, and why home equity can be either a sleeping asset or a...

If you’re renting in Ottawa right now, you’ve likely heard it: “Renting is smarter in 2026.” But is it? In this episode of LIFE’S Inside Track, Ken and Yetta Dekker — Ottawa real estate guides with over 35 years of experience — break down the rent vs buy conversation specifically through the lens of the Ottawa housing market. We examine: • The long-term net worth difference between renters and hom...

“An expensive sentence in real estate is… we’ll just wait and see.” Have you ever said it with the best intentions—thinking you were being cautious, responsible, and wise? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we unpack the hidden cost of inaction—and why not choosing is still a choice that can quietly price you out, slow your wealth-building, or keep you stuck renting...

Is overpricing your home quietly costing you thousands in lost equity? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we unpack one of the most misunderstood real estate pricing strategies affecting Ottawa homeowners and Canadian sellers alike. Many believe that listing high creates room to negotiate. In reality, buyer psychology, days on market, and the law of substitution ofte...

Is the fear of capital gains tax quietly keeping you stuck in an investment you would never buy again today? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we pull capital gains out of the “monster under the bed” category and put it back where it belongs: as a math + timing conversation. We unpack the simple truth most people miss—you only pay capital gains when you’ve actually...

Have you noticed how often the message sounds the same lately — “It’s impossible to buy a home right now”? In this episode of LIFE’S INSIDE TRACK with Ken and Yetta Dekker, we slow the noise down and examine whether that belief is truth… or hype worth questioning. We talk about how discouragement often disguises itself as realism, and how that mindset quietly shapes daily choices that either build...

Have you ever noticed how something can look right on paper and still feel unsettled inside? We’re talking about why peace is often the starting point for wise decisions, not the reward at the end. We explore how urgency can get loud, how pressure can masquerade as purpose, and why faith invites us to slow down long enough to hear what truly matters. You’ll hear real stories from real estate decis...

Have you ever watched someone you love make a real estate choice that feels shaky… and you’re torn between helping and overstepping? In this episode of LIFE’S Inside Track with Ken and Yetta Dekker, we talk about how to care deeply without trying to control the outcome. You’ll hear why family advice often lands badly, even when it’s true, and why a simple introduction can create calm, confident op...