Lifebuilder with Stephen Courson

Question: Why do people wait for things to get so bad before they change?   This is one of the most interesting financial statistics of the pandemic. Credit card debt has gone down despite people being out of work for weeks and months at a time.   As of March 2021, consumers had paid down a record $83 Billion in credit card debt in 2020! According to Wallethub, that is a record.    It is only the...

So what is happening? Well since the pandemic began, the number of people looking to sell their home has gone down and the number of people looking to buy has gone up dramatically. In classic economics, this is the whole supply/demand thing.   More people want to buy houses and there’s not a lot on the market so people selling their homes are getting CRAZY offers the day their house hits. What hap...

***Download the free Lifestyle Strategy Playbook at www.everything.money and get access to the 7 Steps to create a plan for the life you want! 0.65 cents for Doge coin is the average price that millions of people bought the cryptocurrency at in anticipation for the price to skyrocket when Elon Musk went on national television to plug it. What happened was so obviously predictable that I predicted...

Dogecoin, Crypto Investing and Elon Musk on Saturday Night Live     Question: What does the CEO of an electric car company/space shuttle company going on a long-standing TV show have to do with the price of a cryptocurrency named after a dog in a meme?  This is the type of wacko things we are dealing with if you haven’t been paying attention to the hangover 2020 gave 2021. Dogecoin – is a cryptocu...

Is money that big of a deal in a relationship as everyone makes it out to be? Yes, 1000%. I’d venture a guess that at the core of 99% of marriages ending, money was the key factor. And when it comes to dating, a lot of people would have saved themselves time and heartbreak if they handled money differently in the relationship. People don’t ask difficult questions about money. Usually, we go about...

I've had many new listeners subscribe to the channel and this episode is foundational to so much of what we talk on here that I wanted to re-introduce it. Also, its the 2nd most downloaded episode so I thought it was worth re-introducing! Love This? Leave a Review Help more pros find us and just take 10 seconds:   • Apple Podcasts: [https://shorturl.at/Jhlez]   • Spotify: [https://shorturl.at...

There are only 3 things you can really do with money. Are you aware of what they are? ***To get better control of your money and your life, create a Lifestyle Strategy using the FREE template on my website at www.everything.money Don’t overthink this, they’re pretty easy. But if you can’t name all three immediately, it shows that you don’t keep this top of mind and that’s a problem. I’ll give you...

If we agree words have power, then why should you never use the term “broke” to describe your financial status? Words are incredibly powerful. On the battlefield, did generals and military leaders stand silently before a charge or did they turn to their troops and give a compelling, passion-fueled speech to build up their bravery before they raced into blood-thirsty battle? In martial arts, they t...

The word fungible means “able to replace or be replaced by another identical item; mutually interchangeable.   Fungibility would be like me giving you five 1-dollar bills for one five-dollar bill. They are interchangeable. ***Go to my website www.everything.money and download the free Lifestyle Strategy Playbook and to get your money and your life moving towards the things that matter to you!&quot...

The best investment you can make is in yourself. – Warren Buffet You can go to my website www.everything.money and download the free Lifestyle Strategy Playbook and follow the seven steps to start building a plan for the life you want! Quotes:  An investment in yourself pays the best interest. – Benjamin Franklin Investing time in improving yourself is the best investment ever. – Vijaya Rekha I ju...

Do you care whether your taxes go up? Do you care if the cost of everything in your life increases? Have you read the stimulus bill? We didn’t learn from the first round and this time is worse. ****Check out my website www.everything.money if you want to get a copy of our free Lifestyle Strategy Template and take control of the direction of your life! Summary: So out of this entire mess, we are sa...

This week's episode is hosted on the WHOA GNV podcast. We had a mastermind with everyone from professional wealth managers, complete noobs to trading, people who barely knew what crypto was and a recent full-time day trader! It was a fascinating conversation that covered everything from the Wall Street Bets and GME/AMC debacle with Robin Hood, how to invest in crypto (if at all), what good in...

COVID-19 has impacted almost every single industry and job in the world. Most for the worst. Few for the better. But everyone has had to adapt or die.  Quote – “It’s not what happens to you, but how you react to it that matters.” THE BAD How many people were impacted negatively? 42% of Americans said their level of financial security was the same or worse since the pandemic began.  That is with st...

Are you already slacking on those new year's resolutions? When was the last time you picked up a book that wasn't required reading from school or your job? What are you doing to separate yourself from the others at  your job or in your field to make even more money? Reading and self-education is one of the few ways to truly get ahead and if you aren't sure where to start, I'm g...

This has to be one of my most requested topics! Where do I start investing?  That question is going to be different based on so many factors like how old you are, the amount of risk you are willing to take, how much are you hoping to earn, and how quickly? We will go through four questions that should help you decide what the best investment strategy is for your money whether its $1000 or $10,000....

Have you heard about what has happened on Wall Street and Big Tech this week around GameStop and AMC stocks? Robin Hood is in big trouble for their role in contributing to blatant market manipulation. It was a WILD week that all came down to one thing. Revolution. As the news took over, people started bashing Robin Hood and calling out hedge funds and the billionaires behind them for the simple re...

You can now download my Lifestyle Strategy template for free at www.everything.money Start with Challenge Question: It’s an age old saying. Money can’t buy happiness. But can it? Like, actual true happiness? I guess the question is not so much “can money buy happiness” as it is “what do you consider happiness”?  Quote – “Money can’t buy happiness, but it can make you awfully comfortable while you’...

Start with Challenge Question: Do setting goals make a difference in your everyday life? Is there such a thing as a bad goal? If you planned a roadtrip, but never set a destination, doesn’t that sound kind of ridiculous Goals give you a purpose and direction.  Quote – The problem with not having a goal is that you can spend your whole life running up and down the field and never score. Fact #1 – P...

Five Jobs That Make Over $60k And Don’t Need a Four-Year Degree  Question – Do you need a four year degree to make a decent living?   Point #1 – Is the quote by Musk.  Quote – “You get paid in direct proportion to the difficulty of problems you solve.” – Elon Musk Point #2 – A college degree has a direct correlation to value in fields like engineering, accounting and nursing. But increasingly, a d...

If you want to build a Lifestyle Strategy so you can earn more money and have more time to spend on the things that are important to you, then download my free Lifestyle Strategy Playbook at www.everything.money.  Join me for a personal discussion on what the lack of gratitude did to me in 2020 despite having some of the most amazing moments of my life happen in 2020. In this episode, I discuss wh...

Investing: Where to Start?   Sometimes the best investment doesn’t look like an investment.   Point #1 – Before you invest in property, stocks, or anything else, you have to look at your debt.  People don’t realize it, but sometimes paying down additional debt has the BEST RETURN on your money? 20% on a credit card is a better “investment” than buying a stock with a 10% return. That’s a 100% bette...

Why are we so afraid to talk about money? Why is it considered a social taboo?  From an American perspective, we can blame the British for this one. Jodi R. R. Smith of Mannersmith Etiquette Consulting said that the wealthy didn’t need to discuss it because most wealth was based on land so it was relatively easy to figure out what someone earned. And those further down the feudal ladder had very l...

Bitcoin is the most popular buzzword in money right now and almost no one really knows what it is. But the only thing people ask me is whether or not they should invest. So…should you? To answer this question, we are going to treat this like a video game. You have to pass certain “bosses” or “quests” in order to be able to advance to the next one. If you don’t pass one of these, then you can’t kee...

Check out www.everything.money for more insights and get our Lifestyle Strategy Playbook to help you save more and live the life that you want! On to Black Friday 2020! 1.     Start early   So a few years ago, to minimize people literally trampling and fighting each other at the door, the stores starting spacing out Black Friday over a few days over a few weeks. This has reduced the loss of human...

Have you ever made a big financial mistake? What was it? Listen up and I’ll give you mine…  And by the way, I’m not talking about “should have bought bitcoin in 2012” or “wish I put my life savings in Apple stock in 2005”. Give me something legitimate because even if you had bought those back then, I’m willing to bet my amazing dog and partner in crime, Leia, that you would have sold out before it...