Lifebuilder with Stephen Courson

Quote – “In America, anyone can become the President. That’s the problem.” – George Carlin Truth #1 – Uncertainty sucks. Especially in 2020.  Regardless of who wins, both candidates have been pretty vague about how their plans will work. There’s lots of promises and the outcomes are based on government efficiency which, outside of the military, has been proven over and over again to run as smoothl...

This was a quiz in Forbes magazine a few years ago. Most people only get 2 correct… 1. As a general rule, how many months' expenses do financial planners recommend that you set aside in an emergency fund? a) 1 to 3 months b) 3 to 6 months   c) 6 to 12 months d) 12 to 15 months Correct Answer: The correct answer is C, which is "6 to 12 months."  2. If you have too many credit cards,...

How far would you go to NOT have a serious conversation about money? Quote – “Money isn’t the most important thing in life, but its reasonably close to oxygen on the “gotta have it” scale. – Zig Ziglar Quote – “I’m scared to death of being poor. It’s like a fat girl who loses 500lbs but is always fat inside. I grew up poor and will always feel poor inside. It’s my pet paranoia.” – Cher This New Yo...

When interviewing for other positions inside your existing company, it’s good to also interview externally as well. This way, if you have other job offers, you can use their “potential salary” as leverage in your existing one.  Point #1 – Interviewing over the phone It’s important to speak clearly over the phone. Without the ability to see you, making sure our speech is understood is very importan...

Do you know any millionaires? I do. If you hang around millionaires whether they have $1 million or $100 million, most of them think about money the same. It’s a simple thing but its life changing. They don’t think in terms of amounts, but percentages. Numbers don’t lie, but they can misrepresent what is actually going on. We see this in data that politicians and large media outlets put out. They’...

The economics of a 4-year degree have changed. So is it worth the high price tag for that diploma? Point #1 For – One of the biggest selling points is that graduating from a university and becoming an alum makes you part of a network and network = net worth Harvard just announced it was doing the entire Fall 2020 and Spring 2021 semesters online due to COVID-19. No onsite classes. But what didn’t...

What number means you are rich? What threshold has to be crossed in your opinion for you to call yourself “rich”? Financial Brokerage firm Charles Schwab has people between ages of 21 and 75 surveyed to find out what it means to be considered wealthy. The magic number across everyone who surveyed said $2.6M. BUT, since COVID-19 hit, people have seemed to readjust their thinking of what’s essential...