Lessons Learned Podcast: The Dumbest Thing I've Ever Done with Money

As a single parent, Nancy Ward had to figure out the best way to manage her money month to month, save for the future, and try not to add more debt while on a limited income and budget.  She developed the “Weekly Debt Plan” in 2017, attacking her credit cards and loans on a weekly basis, which kept her money flexible while still paying more than the minimum amounts due each month.  Nancy’s passion...

Derrick Kinney built and sold a top 1% financial planning firm, and was named a Forbes Top Advisor.  Now, he shares million-dollar strategies that advisors wish they had learned sooner—helping them attract ideal clients and avoid costly mistakes.  As America’s Financial Educator, Derrick is a sought-after expert on FOX News, CNBC, Yahoo Finance, and more.   He's also a USA Today and Wall Stre...

Tressa Sheffield is a Productivity and Personal Finance Coach who empowers couples, families and young adults seeking to go from financial barrier to breakthrough.  Her company is Gallop Coaching LLC. Tressa has a background in agriculture business, athletic coaching, leadership and mentoring through youth ministry.  Tressa is also a wife, mom, artist, board game geek and ordained minister. CONTAC...

Nicky Billou Ba-Loo was born in Tehran, Iran to Christian parents, and has lived in 5 countries on 3 different continents.  He is the cofounder of eCircle Academy, a Magna Cum Laude graduate of Georgetown University’s M.Sc. in Foreign Service Program, and has studied business growth and ethical persuasion for decades.  Nicky is also an international bestselling author, and host of the #1 podcast f...

Zach Ross is a Financial Coach and the owner of Zach Ross Personal Finance.  Zach inspires others to live the life they dream.  Through one-on-one coaching, he guides clients and helps them create strategies so they can stop living paycheck to paycheck and increase their savings.  CONTACT OUR GUEST Facebook: https://www.facebook.com/zachrosspf/  Website: www. Rosspf.com ===========================...

John Chappelear grew up thinking that his potential and happiness were always somewhere up ahead.  It was only when John lost everything that was important to him — including his wife, kids, his home, and money — that he realized that his life needed to be built on a different set of concepts.  That’s when John developed The Daily Six™, summed up in his book of the same name.  It’s an award-winnin...

George Curbelo is a Financial Coach with a background in the financial and banking industries.  He utilizes his coaching and mentoring skills to focus on helping his clients achieve their financial goals.  George went through his own debt-free journey about three years ago and knows the heartache and despair of such circumstances.  In his coaching practice, George creates a judgment-free zone to h...

Dr. Jacopo Iasiello holds a PhD in International Business Management, enriched by training with industry icons like Tony Robbins and Robert Kiyosaki. He has developed the M.P.B.E. method—Meditate, Morning, Pray, Biohacking, and Exercise—which harmonizes personal growth with financial success, allowing him to complete over 350 real estate transactions and achieve true financial freedom.  Jacopo’s l...

As a Flight Paramedic, Chris Harcksen-Lucero has spent her entire career helping others on their worst day.  Having personally worked in a high-stress environment for many years, Chris knows firsthand how poor spending habits and failing to plan for the future can result in taking overtime just to make ends meet.  Chris is a wife and mom of two boys and step-mom of two daughters.  Chris helps her...

Dave Peterson is the Founder of Scholarship GPS, an organization that guides students and their families on their scholarship journey to avoid student loan debt. Dave got into the world of scholarships by coaching his son to earn enough in scholarships that his entire college experience, including tuition, room, board, books, and fees, cost only $1500! Dave takes the lessons he learned by working...

Emily Woodruff is a Virtual Assistant at Moxie Assist, working with female photographers to offload their admin backlog.  She has over 10 years of experience as a photographer and over 15 as an administrator, so V.A. work is her jam!  She loves working with CRMs, creating templates, backed website work, organization, marketing materials and more. She is also the host of the No Mercy Business Podca...

Michael Read is a men’s coach dedicated to helping men navigate the modern masculinity crisis by bridging the gap between science, psychology, evolution, and history.  He teaches emotional intelligence to those who have spent too much time sharpening their IQ, guiding men toward resilience, confidence, and personal fulfillment.  Michael’s mission is to help men get what they truly want in life—wit...

Dwight Almony is the owner and Lead Coach at Take Two Financial Coaching.  Dwight helps committed individuals and couples change their habits regarding their money by transforming their mindset.  Dwight enables his clients to identify the life they truly want instead of the one they're currently accepting. CONTACT OUR GUEST Website: https://ramseycoach.com/taketwofinancialcoaching   Email: ta...

Fred Moskowitz is an educator and best-selling author who has trained countless investors from all walks of life on how to create passive income streams of their own.  Fred manages a mortgage note investment fund and is considered an industry veteran within the note investing arena.  He takes pride in collaborating with investors to help them grow and profit in the note space, as well as being a t...

Mitch Ekstrom is a Chicago native who served in the active-duty Coast Guard for over 30 years; attaining ranks of Chief Petty Officer, Chief Warrant Officer and retiring as a Lieutenant Commander.  For Mitch’s second act, he became a Supervisory Logistics Management Specialist with the Coast Guard, and then over to the Navy as a Product Support Manager.  As of December 2024, Mitch is now fully ret...

Mayra Sanchez is a Life Coach whose goal is to help her clients re-imagine their lives.  Utilizing her extensive knowledge, resources, and community, she shares proven holistic frameworks, practical tools and knowledge which help accelerate transformation in the most important areas of life.  Mayra keeps her clients inspired and moving efficiently towards their specific goals, while building great...

Kim Butler initiated her money journey in the fourth grade, by selling enough milk to put herself through school.  Since then, Kim has dedicated over 30 years to helping people nationwide buy life insurance and further optimize their finances.  Her efforts have centered around families, helping them develop the mindset and skills needed for financial prosperity, supported by practical tools and co...

Kacy Smith is a Certified Financial Coach, Cashflow Management Expert, Certified YNAB Coach, and Profit First Professional.  Her mission is to help motivated individuals overcome their financial challenges whether in personal finance or business finance. For the last 4 1/2 years she has played an instrumental part in serving hundreds of clients with their money, guiding them to simplify their fina...

Tauna is a Financial Life Coach and Profit Strategist for small business owners.  She helps solopreneurs untangle their personal and business finances and determine their required income.  Then, Tauna helps them strategize and reverse engineer that goal to make it a reality!  Tauna lives in Northern Colorado with her husband Kevin, three teenage boys, and their dog Margo.  She is an avid reader, u...

Austin Black is the host of “The Heart of Money” podcast and a Ramsey Financial Coach.  Austin helps couples develop effective communication around their finances so they can improve their marriage and money management.  His money journey started 10 years ago when he realized he was overspending his paycheck each month.  Today, he and his wife have successfully paid off their house and continue to...

Lizzie McKee and Deana Hale are survivors of toxic relationships who found strength and friendship in the most unexpected way – both had married the same man (but at different times)!  From their shared experiences, they understand the pain and challenges people face when they find themselves in a boundaryless or potentially abusive domestic relationship.  Together, Lizzie and Deana have 31 years...

Amy Miller is a military spouse, mother of two, Accredited Financial Counselor, money coach and career & life advisor.  Amy originally started in banking where she worked as a branch manager for over a decade. During that time, she obtained an investment license and worked with clients to secure and grow their assets.  Amy is also an FDIC certified financial literacy instructor and has deliver...

ABOUT OUR GUEST Trina Scippio is a certified credit counselor and financial coach who specializes in helping single mothers stop living paycheck to paycheck.    CONTACT OUR GUEST Email: organizsmeconsultantsllc@yahoo.com Website: www.organizemeconsultants.com   ===========================   ABOUT THE HOST Suzanne is the Head Coach at G.R.A.C.E. Financial Coaching.  Since 2014, she’s helped those w...

Mark Karwowski is a Financial Coach with Tri-Cities Financial Coaching, located in southwestern Virginia.  He is also a software engineer as well as a pastor at Covenant Fellowship in Bristol, VA.  When it comes to coaching, Mark loves to help his clients break the paycheck-to-paycheck lifestyle, and instills hope by providing the tools needed to develop a solid plan for their finances.  Mark beli...

Spencer Hilligoss is a passive investor who has deployed 7-figures of his own capital into passive investments over the past 7 years.  In 2019, Spencer retired from a 13-year leadership career in Silicon Valley tech companies to focus on serving fellow investors through Madison Investing - a club where passive investors gain access to the same types of niche investment opportunities where Spencer...