Latina Investors

In this episode, I’m diving into the difference between simply contributing to your retirement and actually retiring comfortably. If you’re putting money into your 401(k) but unsure if you’re on track or doing “enough,” this podcast episode is for you. I’ll break down what it really takes to build a retirement strategy that works for you and introduce my new course designed to help you go from con...

In this episode, I’m joined by Diana, an accountant dedicated to helping first-gen service entrepreneurs tackle their bookkeeping and taxes with confidence. As the eldest daughter of Mexican immigrants, Diana is passionate about empowering the Latine community by bridging the gap between tax education and financial success. We break down how taxes work, why getting a refund isn’t always a win, and...

LEGAL DISCLAIMER: This discussion reflects the personal experiences and research of two individuals— it is not professional advice. If you’re navigating immigration matters or considering financial steps tied to your status, we strongly recommend consulting with an immigration lawyer or qualified professional for guidance tailored to your specific situation. In this episode of the "Anti Gate Keepe...

In this episode of the "Anti Gate Keepers" series, I’m joined by Lizbet, a First-Gen Latina, mom of two, and budgeting expert who paid off over $100,000 in debt—all while traveling with her family using credit card hacking. Lizbet shares how she uses travel hacking and credit card points to make family travel more accessible and affordable even during a debt pay off journey. We dive into her strat...

In this episode of the "Anti Gate Keepers" series, I’m talking with Denise Torres, a first-gen Chicana attorney and founder of Torres Legal Counseling. Denise is on a mission to close the racial wealth gap and shares practical tips to help make sure our legacies stay in the family and support future generations. We break down estate planning and why it’s so important for our community to understan...

In this episode of the Anti GateKeepers Series, I talk with Nieves Soto, a trailblazer in her family as the first to buy a rental property. Since her first purchase in 2021, she’s expanded her portfolio with smart investment choices that don’t over leverage her finances and keep adding to her portfolio. Nieves shares her approach to making sound investing decisions and offers insights into what it...

Introducing the Anti Gate Keepers series! Over the next couple of weeks, I’ll be interviewing six experts in fields like real estate investing, taxes, estate planning, career coaching, credit card hacking, and even investing as a DACA recipient. You’ll gain insider access to wealth-building strategies that often feel out of reach, as we dive into practical steps and personal insights from first ge...

In this episode, I’m breaking down the myth that keeps so many from investing: “I can’t touch my investments.” I’ll explain how and when you can access your accounts, plus how to avoid penalties from certain account. So whether you’re saving for retirement or another big goal, I’ll show you how to access your money when you need it—without messing up your long-term plan. Book a call here to learn...

In this episode, I dive into the financial planning and emotional aspects that come into play during the holiday seasons. You'll get practical strategies for budgeting and planning your holiday expenses and how to navigate the emotional triggers that can lead to overspending. Click here to learn more about 1:1 money coaching. 💚

In this episode, we talk about the pros and cons of hiring a financial advisor versus a money coach. I break down what path is best for you to take, depending on what you want. And also, what to consider/ask when hiring a financial advisor if you're planning to completely outsource. Click here to learn more about 1:1 money coaching. 💚

In this episode, I cover what it means to live off your assets and why it create the ultimate freedom for you. We dive into how to detach your income from your labor, how to *actually* live off your portfolio & what it means to get to a place where you no longer need to work to earn money. Interested in 1:1 Coaching? 1:1 money coaching is for the first gen WOC who wants to set yourself up to r...

In this episode, I introduce a simple yet powerful investing framework that will help you build wealth confidently—even if you’re worried about risk or don’t know where to start. I break down a 4-step process that prioritizes your financial goals, reduces investing risk, and keeps your investments growing steadily over time. If you’ve ever felt overwhelmed by investing or unsure how to choose inve...

In this episode, I dive into the fundamentals of the FIRE (Financial Independence, Retire Early) movement and how it helps you achieve financial freedom. I break down the key principles of FIRE, while also exploring the different paths to FIRE you can pursue, no matter where you are on your financial journey. FIRE Couple Interview Interested in 1:1 Coaching? 1:1 money coaching is for the first gen...

Are hoarding money, not just saving it? Hoarding money is when saving becomes hoarding and fear of spending takes over. In this episode, I share my journey of breaking free from the scarcity mindset and how you can too. We'll explore key mindset shifts to help you let go of fear, enjoy your money, and make it work for you beyond just saving. Interested in 1:1 Coaching? 1:1 money coaching is fo...

Ever wondered, "Where can I put my money so it works for me?" Many first gen WOC hear only about saving, but once you’ve built up your emergency fund, it's time to explore more strategic options. In this episode, we break down five key places to grow your money: High-Yield Savings Accounts (HYSA), 401(k)s, Roth IRAs, Individual Brokerage Accounts, Health Savings Accounts (HSAs), UGMA...

In this episode, I interview my client Xiomara about her experience with money coaching. She talks about her biggest takeaways, how she's feeling like she has more money & why she finally decided to join 1:1 despite being afraid of the investment. 1:1 money coaching is for the first gen WOC who wants to set yourself up to retire comfortably and set up your money to work for you. ⁠Book a ca...

Do you feel like your paycheck disappears before you can save anything? And even if you’re earning good money in your career, you're still living paycheck to paycheck, always waiting for more money to come? You might be stuck in the "Splitting Money Cycle." This is a common cycle that keeps you from building wealth and makes it seem like you never have enough. In this episode, we’ll...

I went full time in my business in Aug of 2023, so it's officially been 1 year of full time entrepreneurship. In this episode, I share the 5 money lessons I learned during my first full year in business. If you're thinking about one days starting a business, you want to get used to how money works in a business setting and how you need to view money from a business standpoint. Book a call...

In this episode, we go into everything you need to know about your credit score. You'll learn what actually 5 factors truly impact your score and what credit myths are circulating around that aren't true. We'll cover: Why checking your score doesn't hurt your score How having multiple credit cards can help your score Why "carry a balance" doesn't matter If you want to...

In this episode, I share a life update and also let you in behind the scenes on how I've been financially planning for it. We go into the costs of starting a family from hospital costs, baby prep/education and baby items as well as cover some daycare costs. If you're thinking about starting a family in the next year or two, this episode will help you think through some upcoming costs! Book...

➡️ ⁠⁠⁠REGISTER HERE FOR FREE INVESTING TRAINING⁠⁠⁠⁠ In the "How Do You" Investing Series...we're breaking down all the questions . This episode walks you through how to invest for your kids In the episode, we go into: The different types of investing you can do for your kids: 529 Plans to UGMAs to Custodial Roth IRA How to decide which options is best for you What to consider as you&...

➡️ ⁠⁠⁠REGISTER HERE FOR FREE INVESTING TRAINING⁠⁠⁠⁠ In the "How Do You" Investing Series...we're breaking down all the questions . This episode we talk about when to sell your investments, what factors to consider and the investing strategy that helps you create mid-term & long-term wealth.

➡️ ⁠⁠REGISTER HERE FOR FREE INVESTING TRAINING⁠⁠⁠ In the "How Do You" Investing Series...we're breaking down all the questions . This episode is about find the right number for you to start investing with... In the episode, we go into: My formula to decide how much to start investing with How to feel good about where you're starting The impact of starting where you're at And...

➡️ ⁠REGISTER HERE FOR FREE INVESTING TRAINING⁠⁠ In the "How Do You" Investing Series...we're breaking down all the questions. This episode is about "what the heck is passive income actually ?" In the episode, we go into: What exactly is passive income? How to create passive income with investing The ways your money actually grow ⁠How To Work With Me - 1:1 Money Coaching Pro...

➡️ REGISTER HERE FOR FREE INVESTING TRAINING⁠ In the "How Do You" Investing Series...we're breaking down all the questions. The first episode is about "choosing the right stocks." In the episode, we go into: Different types of investing strategies How to choose the right investments for you Why index funds are a better bet than "choosing stocks" How To Work With M...