Last Paycheck

Watch on YouTube: https://youtu.be/sh2TAjNA_oI   Taxes end up being your biggest lifetime expense. CFP Professionals Archie Hoxton and Rob Hoxton explore why smart tax planning is about more than filing a return each year—and how the decisions you make today can have a lasting impact on your retirement. They explain the difference between tax preparation and proactive tax planning, covering strate...

Watch on YouTube: https://youtu.be/nQAA5mnzou4   Are your emotions hurting your investment returns? CFP Professionals Archie Hoxton and and Jimmy Sutch explore why emotional investing is one of the biggest obstacles to long-term financial success. They discuss how fear, greed, and the fear of missing out can tempt investors to chase headlines, react to market swings, and abandon well-designed fina...

Watch on YouTube: https://youtu.be/R1ph16eZ_Q4   Can you actually build wealth without a huge income? CFP Professionals Archie Hoxton and Jimmy Sutch challenge the idea that financial success is reserved for high earners. They explore how consistent saving, smart investing, and avoiding lifestyle inflation can help everyday people build lasting wealth over time. Drawing from real client experience...

Watch on YouTube: https://youtu.be/l0RkR4ExLz8   Is inflation quietly putting your retirement at risk? CFP Professionals Archie Hoxton and Jimmy Sutch explore how inflation affects everyday spending, long-term savings, and the retirement plans many people work decades to build. They explain why even modest inflation can have a significant impact over time—and why ignoring it can be a costly mistak...

Watch on YouTube: https://youtu.be/MzfJdZaXPTY   Could your financial life withstand a scam, data breach, or identity theft attack? CFP Professionals Archie Hoxton and Rob Hoxton explore the growing risks of fraud in an increasingly digital world—and why protecting your personal information has become an essential part of financial planning. They discuss common threats like wire fraud, payroll sca...

Watch this episode on YouTube: https://youtu.be/m9EHfFpun-o What happens if your business becomes your entire retirement plan? CFP Professionals Archie Hoxton and Rob Hoxton explore the unique retirement challenges small business owners face and why relying too heavily on the future sale of a business can create significant financial risk. They discuss the importance of diversification, retirement...

Watch on YouTube: https://youtu.be/J03xhxXaj_s   Do taxes actually get simpler in retirement? CFP Professionals Rob Hoxton and Archie Hoxton explore why tax planning can become even more complicated after you stop working—and the costly mistakes many retirees fail to anticipate. They break down key retirement tax challenges, including IRA withdrawals, required minimum distributions, the Social Sec...

Watch on YouTube: https://youtu.be/ACjrpoNi1Q8   What role should your home play in retirement? CFP Professionals Archie Hoxton and Jimmy Sutch explore the difficult housing decisions many retirees face—and how keeping, downsizing, selling, or renting can impact long-term financial security. They discuss the challenges of accessing home equity, the reality of downsizing in today's market, and how...

Watch on YouTube: https://youtu.be/wouXHzbDYNI   CFP professionals Rob Hoxton and Archie Hoxton discuss one of the most important financial challenges retirees face: managing spending in the early years of retirement. They explain why the excitement of newly earned freedom can lead many people to overspend, treating retirement like a finish line instead of the beginning of a long financial journey...

Watch on YouTube: https://youtu.be/5uVgNKwTa0g   If something happened tomorrow… would your partner know what to do financially? CFP Professionals Archie Hoxton and Rob Hoxton explore why both partners need to be actively involved in managing their finances—and the risks of leaving it all to one person. They discuss the natural split of responsibilities in relationships, the importance of transpar...

Watch on YouTube: https://youtu.be/ESx9i4upPtM   What really happens in your first year of retirement? CFP Professionals Rob and Archie Hoxton break down one of the most important—and often overlooked—phases of retirement: the transition from earning to drawing income. They explore the key financial and emotional challenges new retirees face, from building a sustainable income plan to avoiding com...

Watch on YouTube: https://youtu.be/Qqd8i2zItBU   CFP professional Archie Hoxton and Financial Advisor Jimmy Sutch unpack the small financial habits that can quietly derail long-term progress. They explore how everyday oversights, like disorganized accounts, unused subscriptions, and missed contribution opportunities, can add up over time. The conversation highlights common blind spots, including n...

CFP professionals Rob Hoxton and Archie Hoxton explore the risks of taking an "I'll just figure it out" approach to retirement planning. They break down why a clear, intentional financial plan matters, highlighting real-world examples and common missteps that can arise when planning is put on autopilot.  The conversation covers essential topics like setting realistic savings goals, making the most...

Watch on YouTube: https://youtu.be/GarLCE8HGPI   In this second part of their conversation, CFP professionals Rob Hoxton and Archie Hoxton continue their discussion with financial planner, author of The Money and Meaning Journey, and host Jeff Bernier. Building on last week's episode, Jeff dives deeper into the connection between money, purpose, and fulfillment in retirement. Together, they explor...

Watch on YouTube: https://youtu.be/Tp3m13nq0dM   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia C...

This episode on YouTube: https://youtu.be/VBQaA8ObwhU   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/xAsu_xyM3Bk   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/DKs2SrUF2gY   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/cirMNEjn9GM ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and J...

This episode on YouTube: https://youtu.be/g8qmu0eKQ6Q   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/RUsJToPMMRE   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/aNNl7zB8R2A   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/TAt1Ru377Xc   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at  https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation:  https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and...

This episode on YouTube: https://youtu.be/UQhWNRKr-gc   Get ready to finally understand the difference between mutual funds and ETFs. In this episode of the Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton break down one of the most common investing questions they hear: what's the real difference between traditional mutual funds and exchange-traded funds (ETFs)? They walk thro...

This episode on YouTube: https://youtu.be/974T8hcG9U0   In this episode of the Last Paycheck Podcast, CFP Professional Rob Hoxton and financial advisor Jimmy Sutch dive deep into one of the biggest questions in financial planning: Should you work with a big brand or a local independent firm?  Drawing on their personal experiences within both large organizations and independent practices, the hosts...