Kraig Strom
Kraig Strom, The Income Engineer
Welcome to the Personal Pension Radio Podcast, where it is all about planning correctly today so that you can sit back and reap the retirement lifestyle benefits later! Discover time tested strategies to help you lower your taxes, cut your expenses, and maximize your lifestyle today without sacrificing your retirement lifestyle or legacy tomorrow. Join us as we help you avoid the junk advice offered by unlicensed financial entertainers and the Wall Street marketing machine. We uncover financial strategies that empower you to break away from the herd. Success does not come from a product or a s...
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Episodes
PPR 270 MY CPA SAID YOU ARE WRONG 13.04.2026 7:52
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 271 DOW Cash Flow is King 12.04.2026 14:50
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 271 WYS The Insurance Company Is Not Your Friend 11.04.2026 21:29
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 272 Deal Of The Week Headlights & Headrests 10.04.2026 10:35
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 273 Rose Colored Retirement Glasses 09.04.2026 15:59
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 273 WYS - Fee Only Retirement Advice Is The Product 08.04.2026 25:13
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 274 DOW - Tool Time 07.04.2026 8:43
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 274 WPTV - You Signed What! 06.04.2026 9:24
If a tree falls in the forest and there is no-one there to hear it fall, does it still make a noise? Of course it does. Ok, what about this one… if a deal is made between 3 people regarding 10mil worth of real estate in their parents estate plan, does the deal exist if it is not in writing? Most small deals should be in writing; however, Alllll big deals, especially those related to real estate an...
PPR 275 How To Save $10,000 At Carmax 05.04.2026 9:15
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 275 A Very Long Drive 04.04.2026 15:20
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 275 Guaranteed Tax Bill 03.04.2026 8:20
Kudos to listener Michelle who sent me an email with a question for her mom Michelle writes: "Kraig, thank you thank you thank you. I'm so glad that i found your show and that you responded to my email. Despite being a realtor for 22 years, I was not familiar with the estate plan changes my mother was contemplating. Without your help, we would have recorded her property title changes all wrong....
PPR 276 WYS-Dave Ramsey At My Car Show! 02.04.2026 19:00
I run a great car show every week in Corona CA. It's called Cars & Coffee Corona (@carscoffeecorona) A friend at the show asked me about a YouTube video he watched recently about retirement. He also listens to my podcast and knows how much I love financial entertainers like Dave Ramsey, Suzy Orman, and Chris Hogan. What is a Financial Entertainer? Take a listen. My friend said that Dave Ramsey s...
PPR 277 WYS - Identity Theft & Credit Card Risk 31.03.2026 23:38
With Christmas just around the corner, now is a great time to make sure credit card thieves and identity pirates cannot mess with your world. Identity thieves operate year round and the holiday season is prime time for credit card theft. I am passionate about retirement income planning; however, if you don't protect your assets from creditors, predators, floozys and gigolos - what will your reti...
PPR 278- Boating Derails Retirement 30.03.2026 29:06
The Wall Street answer to maximum retirement income is to invest more money. That is usually the answer to everything. Lose your dog - you need to invest more money. Flat tire - you must not have invested enough money. Investments are critically important to your retirement happiness; however, protection is often ignored. Protection should be the first thing we talk about in a retirement plannin...
PPR 279 The Lost Science of Retirement 29.03.2026 18:04
Before 1975, most Americans had two financial powers working for them as they headed up the financial mountain to retirement. 1. Accumulation 2. Actuarial Power in the form of pensions. Today, less than 10% of workers have a pension to look forward too and most of those are government workers. WHY you ask - because governments can afford the pension because they can tax the Populous to pay for the...
PPR 280 - The Sequence of a Great Retirement 28.03.2026 20:41
Average rate of return has very little impact on retirement income planning. Yet, financial advisors and financial entertainers like Dave Ramsey often reference average rate of return as part of a retirement conversation. In fact, average rate of return has no place in a maximum retirement income plan. How to make your retirement income last? In this episode, I revisit the concept of sequence of r...
PPR 281 - The Big Reason Charities Stay Small 27.03.2026 34:36
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 282 - Your Cpa & Lawyer Are Wrong 26.03.2026 21:30
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
PPR 284 15 vs 30 Year Mortgage 2022 25.03.2026 23:51
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively ab...
Episode #285-The Skyrocketing Cost of Dying in America 24.03.2026 11:27
Hi there, and welcome to my channel and this video on final expense burial plans. If you're watching this, you're probably looking for information on how to plan for your own final expenses, or perhaps you're helping a loved one make these important decisions. Before we dive into the different options for paying for final expenses, it's important to understand that the cost of burial and cremation...
Episode #286- College Financial Aid Season 23.03.2026 8:42
It's that time of year again - college admission season! But with the high cost of tuition, it can be a stressful time for families. In 1990, the average tuition cost for a 4-year public college was around $3,190. Fast forward to today, and that number has risen to over $10,000. That's why it's important to take advantage of all the resources available to you. One key step is completing the free a...
Episode 287-Life Insurance Procrastination 22.03.2026 11:28
The financial stress of losing a loved one can also have a significant psychological impact on children. Several studies have shown that children who grow up in financially difficult times after the loss of a parent may experience psychological and emotional difficulties. One study, published in the Journal of Child Psychology and Psychiatry, found that children who lose a parent to death are at a...
Episode #288- The Gospel of Dave 21.03.2026 52:33
Got questions about maximizing your retirement income, saving for retirement, life insurance, or estate planning? Send me an email to kraig@kraigstrom.com. I am always willing to see if i can Help!
Episode #289 - Spontaneous Asset Protection 20.03.2026 21:59
Got questions about maximizing your retirement income, saving for retirement, life insurance, or estate planning? Send me an email to kraig@kraigstrom.com. I am always willing to see if i can Help!
Episode #290- Doctors are not always smart 19.03.2026 16:41
Got questions about maximizing your retirement income, saving for retirement, life insurance, or estate planning? Send me an email to kraig@kraigstrom.com. I am always willing to see if i can Help!
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