KPC Smart Money Podcast

What habits can you develop in your 30s and 40s that can determine your eventual success in retirement?  The best time to implement these habits is now.  Your future retired self with thank you. Automate, keep learning, seek wisdom, be content. Key Takeaways: Pay Your Future Self Now Don't Let Success Become More Expensive Invest in Your Character as Much as Your Portfolio Whitepaper: Will You Hav...

Building financial wealth is important, giving you options, stability, and confidence. There is another wealth that makes you personally rich that requires little or no money.  It is in blessing others through giving back.  Today I am going to talk about some examples like paying for elderly people's groceries, the Starbucks Pay-it-forward, helping out neighbors, or even simply hugging someone who...

In this introductory episode of the KPC Smart Money Podcast, Bryan Christ, Jay Angotti, and Stone Bethea explain how their advisory team works together behind the scenes to support clients. They break down the roles of service advisors, senior advisors, and operations, emphasizing coordination, proactive planning, and clear communication as the foundation of strong financial decisions. The episode...

Have you seen the ads lately about how to boost your memory?  These ads promise all kinds of things.  I decided to do some research on my own to find out what actual studies show regarding memory training and what actually works.  And what will really protect our memory and brain as we age. Key Takeaways: 1) Memory training can improve specific skills 2) What really protects your brain? 3) Simple...

The US population is living longer, and reaching age 100 or older is not rare anymore.  With people living longer, the real goal is to live those years in good health.  Now is the time to give your future self the chance to live those years to the fullest. Key Takeaways: 1) What does a good long life look like to you? 2) How to you prepare for that now? 3) Small daily choices that compound, just l...

Gold and Silver prices are soaring.  So, what is causing this and will it last? Have you wondered about adding or increasing Gold and Silver in your portfolio?  On today's show we will talk about this, and what the short term sentiment is on Gold & Silver. Key Takeaways: 1) Price gains on Gold & Silver during 2025 2) What is driving the price up? 3) Will it last? 4) How much price volatili...

Have you heard the saying it is better to give then receive?  From a Christian perspective it isn't just a nice saying, it has promises attached to it.  What does the Bible say about giving and what are some ways other than money that you can give? Key Takeaways: 1) In the ancient days, tithing was a way to provide for widows, orphans, and the community 2) Is a 10% tithe too hard? 3) What are some...

Between the ages of 30 and 40, you are setting the financial foundation for your entire life. We often see potential clients that wished they knew about this mistakes when they were younger.  So listen in to avoid this mistakes that can impact you for the rest of your lives. Key Takeaways: 1) Lifestyle Creep 2) Delaying Retirement Contributions 3) Ignoring the "What ifs" 4) Not Having a Cash Cushi...

Today we will look at how you can raise financially savvy kids, and not spoil them.  It is easy to want to buy our kids and grandkids whatever they want if we have the financial means to do that.  However, what could happen when they grow up?  Best to instill good financial principles now like the value of money, the difference between needs and wants, and delaying gratification. Key Takeaways: 1)...

When seeking help on your stock market investments, do you find it confusing regarding services provided and advisor licensing?  There are many people that call themselves Investment Advisors, but are they really?  Today we discuss the differences between a stockbroker and an Investment Advisor. Key Takeaways: What are the regulatory entities each is responsible to? What standards are they held to...

Our book is now on Amazon! "Create Your Best Retirement" Today we share why we wrote it, our hopes for the book, and a little behind the scenes on writing it.  We kept seeing clients struggling with the same financial blind spots and we knew we had to create something simple, actionable and trustworthy. The book supports vision of H.O.P.E. (Helping Other People Everyday). Key Takeaways: Answers to...

Many people feel inadequate or even fearful about investing.  We find it is just a lack of understanding on how it works, or a fear of losing money.  You need investments in order for your money to outpace inflation and to make your money work for you.  Today we will go over the basics. If you want help with investing, you can always reach out to us at KPCFinancialSolutions.com. Key Takeaways: Inv...

We encounter people frequently that say their parents weren't good at money and so they never learned how to manage their finances.  If this is you, or you wnat to make sure you know the basics of financial planning, this podcast is for you.  It is never too late to learn and take control of this important aspect of all of our lives. Next week will we go over investment basics. Key Takeaways: Neve...

Wealth isn't just about making money, it is about how you manage it.  We will share 5 habits of successful people that can put you on the path to financial freedom.  These habits are repeatable, and very powerful when done consistently. Key Takeaways: Pay yourself first Live below your means Invest consistently Build multiple income streams Keep learning and networking

I'm sure you've seen the TV ads to buy gold and silver.  Is this a good idea?  Many people own physical gold and silver, and some have stock market investments in precious metals.  But why buy gold or silver?  Today we talk about 8 reasons gold has been owned today and in the past.  Key Takeaways: Gold has intrinsic value and has been used as money for thousands of years Gold can be a safe haven d...

What could happen if you don't keep your beneficiaries up to date on all of your assets?  Today we are talking about why it is important to always verify your beneificiaries when there is a life change, and periodically to have confidence when you are gone that your money goes to those you intended. Key takeaways: Regularly review and update your beneficiaries on ALL assets: bank, investment &...

Is Digital Currency here to stay?  And if so, what is it and what are the benefits and drawbacks?  The two primary supporters of digital currency are banks and the government. This week learn some of the basics on digital currency. Key Takeaways: What is digital currency How is it different if offered by financial institutions vs governments Is digital currency here to stay How will it effect you?

We will talk about some of the tremendous changes we have seen in just one week of the new Presidential Administration. What is being implemented that can reduce the troublesome federal debt and bring American back to a solid future. Key Takeaways: Increasing revenue with energy and tariffs DOGE - can it bring down unnecessary government spending Government regulations setting businesses free to f...

How can you create tax free income and legacy for retirement?  One of the most powerful tools is unfortunately not talked about enough.  It is called Fixed Indexed Universal Life, and it has multiple benefits both while you are living and when you are gone. Key Takeaways: Build tax free cash value Surviving spouse tax free income replacement Long Term Care benefits Tax Free death benefit for your...

We all have a risk tolerance - how much risk td you want to take for the commensurate reward? In stock market investing, risk is defined by 5 categories.  Today we explain each category and debunk some of the myths that it is based only on age. Key Takeaways: Conservative Moderately Conservative Moderate Moderately Aggressive Aggressive

January is historically the time to make resolutions to improve our lives.  Unfortunately, about 90% of people will not be able to keep their resolutions.  Today we will talk about making small steps that can become permanent habits. Key Takeaways: Increasing physical fitness without a gym membership Simple weight loss techniques Written goals for faith, family, work and health

There are a lot of financial things college students are not necessarily prepared for when they head to college. If you are a student or have a loved one that is starting college, share these tips and help them avoid some of the financial surprises that college can bring. Key takeaways: Know about student aid, borrowing and college savings plans Take advantage of student discounts, scholarships, a...

Have you heard about Passive and Active Investing and wondered what that means?  Today we will explain what these are and the pros and cons of each investment philosophy. Key takeaways: Is modern portfolio theory relevant today Poor Performance of Bonds Active Investing algorithms better on downside than upside Diversification in and out of the stock market

Ed Slott is a CPA and one of my favorite experts on all things tax related.  If you have deferred accounts like 401k, 403b, 457, or IRAs you have a ticking tax bomb. Looking over your entire retirement and where government spending is, our expectation is that there will be some high taxes coming again in the future. Your IRA is an IOU to the IRS! Key takeaways: 401k distribution/rollover biggest c...

Teaching your kids about money depends on you, the Parents. We want to share some of the money lessons we learned from our Fathers in honor of Father's Day and share some practical lessons you can teach your children or grandchildren.  You have the opportunity to set you children up for a successful financial life with these lessons. Key takeaways: Children will value what they earn more than what...