Kowal Investment Group - Now Creative Planning

Aaron Kowal is joined by Kowal Investment Group’s newest advisor, John White, to discuss the current state of U.S markets, as well as the historically low unemployment rate. The team also explores the current state of oil and how to fight indecisiveness about retirement.

Kelly Dancy of Walny Legal Group joins Aaron Kowal to discuss the importance of Estate Planning for adults, including the establishment of trusts, wills and powers of attorney. Callers get information on estate planning strategies.

Jeff Kowal explores the differences between IRAs and other retirement accounts, and shares year-end tips to help you avoid mistakes in your 401(k). Callers get information about how much to save for retirement, 401(k) conversions and long-term care insurance.

Jeff Kowal explores the current performance of the markets and shares options to help you understand if you should roll over your employer-sponsored 401(k). Additional areas explored include steps for business owners to take before retirement, as well as how inherited IRAs might be split in divorce.

Aaron Kowal discusses potentially costly retirement mistakes you should avoid, as well as the retirement planning steps you need to be taking. Additional topics explored include the economy, and potential factors that may - or may not - affect market behavior.

Social Security Expert Karyl Richson joins the show to share insights into Social Security and Retirement Planning. Callers get advice on Medicare, early retirement, and more.

Aaron Spitzner, CFP, joins Jeff Kowal to discuss how you can help prevent money worries from triumphing, as well as the new legislation that makes it easy for everyone to freeze their credit reports. Callers get information on Social Security, Medicare and pension plans.

Joe Still and Aaron Spitzner join Jeff Kowal to discuss creating a five-year plan leading into retirement as well as a potential risk to retirement savings that many investors overlook. The team discusses why millennials are on track for a better retirement outcome, as well as the strategy behind See-Through Trusts and IRAs.

Jeff welcomes guest Mike Smith, President of CPS Horizon, and they discuss how individuals can prepare for an extended care event in retirement by getting plans in place early. They also explore long-term care options. Listeners get information about utilizing group plans to provide long-term care, and the importance of getting your retirement and end-of-life plans in writing.

Aaron Kowal explores how the Golden Girls can help inspire you to live your best retirement, as well as the status of wage growth and tariffs in the United States. Aaron also shares the five questions you must address as you approach retirement.

Jeff explores the Rule of 55 in retirement planning and how it might support a retirement strategy, as well as how individuals can take advantage of yearly milestones leading up to retirement. Callers get information on Fixed Index Annuities, 401(k) conversions and the diversification of their financial portfolios.

Joe Still joins the show to discuss how to manage retirement investments through ebbs and flows of the economy. Jeff Kowal explores how you can take your required minimum distributions like your favorite rock stars, and educates listeners about disclaimers and refused inheritances.

The WTKM Radio Show visits the Kowal Investment Group offices to meet with the team and discuss how divorce can impact retirement savings, the strength of the U.S. economy and the reasons why business owners choose to sell their businesses.

Christine Hayward, joins the show to discuss everything you need to know about saving in a 401(k) for the first time as well as considerations for passing an IRA on to your heirs.

Aaron Kowal discusses the importance of planning for the high cost of healthcare in retirement as well as six ways business owners can prepare for retirement.

Paul Schaefer, CPA, joins the show to discuss everything you need to know about self-directed IRAs. Listeners also learn about six ways business owners can prepare for retirement as well as the current retirement bills in congress and how they may affect retirement planning.

Jeff Kowal discusses how heirs can maximize an inherited IRA as well as 3 reasons why IRAs beat out 401(k)s among older Americans. Callers get information on SEP IRAs and 457(b) retirement plans.

Aaron Spitzner, CFP®, joins the show to discuss the importance of preparing your affairs in case you die young. Callers get information on the advantages of defined benefit pension plans and how to pass IRAs onto their heirs.

Jeff Kowal covers mid-year moves to help control your taxes as well as how the ‘Rule of 55’ may affect you. Callers get information on using life insurance for retirement.

Jeff Kowal discusses how to divide up IRAs in a divorce as well as the difference between a defined benefit plan and a defined contribution plan.