Kowal Investment Group - Now Creative Planning

Aaron Spitzner and Paul Schafer discuss current market performance as it relates to uncertainty, tariffs and unemployment. The team breaks down the SECURE Act making its way through the Senate to provide insight into how these changes can support longer life spans and the choice to work past the average retirement age.

Jeff Kowal shares insights into a potential short-term interest rate cut from the Federal Reserve, as well as the importance of factoring healthcare into your early retirement plans. Callers get information about allocation of investments, transfer of debt, and Roth contributions.

Paul Schaefer, CPA, joins Jeff Kowal to break down the SECURE Act that recently passed through the House of Representatives to understand how it may impact retirement planning. The team explores how to approach saving for retirement throughout different life stages, as well as the importance of communication in estate planning.

Attorney Elizabeth Ruthmansdorfer of Moertl, Wilkins & Campbell joins Aaron Spitzner to share insights into how estate planning and retirement planning work together, sharing tips for managing beneficiaries, tax benefits, and more. Callers get information on powers of attorney, as well as building and maintaining a trust.

Kowal Investment Group’s newest financial advisor Marie McFarland joins Jeff Kowal to explore how you can save one million dollars by age 65, as well as the benefits of working with a financial advisor that you may not have considered. The team explores how aging has changed over the years – as well as what professional athletes can teach us about retirement planning after a sudden financial windf...

John White joins Jeff Kowal to explore the specifics of Required Minimum Distributions, including a refresher on when to take RMDs and strategies to help minimize the tax burden. The team discussions the implications of the revised tax plan on individuals and corporations, as well as commonly overlooked tax breaks for the newly widowed.

Joe Still joins Jeff Kowal to share insights into the importance of working with a financial planner to set yourself up for success in retirement. Jeff shares some rules of thumb for making sure you’re on track with your retirement savings – as well as tips for helping your heirs manage an inheritance.

This week, Jeff Kowal shares the trend of Americans “winging it” when it comes to their financial futures, and steps you can take to make sure you’re on track. The team also explores mistakes to avoid when planning for retirement, as well as end-of-life planning.

Christine Hayward from Kowal Investment Group’s Madison office joins Jeff Kowal to discuss financial strategies following a significant inheritance, as well as the challenges females face heading into retirement. Jeff explores strategies for IRA wealth transfers, and how Roth conversions and Required Minimum Distributions must work together.

Karyl Richson, retired public affairs specialist, joins Paul Schaefer to provide insights into retirement planning and Social Security. Callers get information about spousal benefits, Roth IRA conversions in retirement, disability benefits and Medicare.

Jeff Kowal reviews major retirement savings milestones to help you understand how to shape your timeline leading up to and during your retirement. Callers get information on Social Security, returning to work during your retirement, balancing retirement savings with college savings, and maximizing retirement contributions.

Financial Advisors Aaron Spitzner and John White join the show to discuss the current performance of the market and share predictions for what’s ahead. The team explores Kowal Investment Group’s Complimentary Retirement Review process and shares how clients can benefit from a relationship with the firm.

Jeff Kowal explores the benefits of consolidating your retirement plans from previous employers to explore tax advantages, the ability to manage allocation and diversification, and more. Callers get information on IRA transfers, Medicare and 401(k) strategies.

Chris Berens, CTFA, AIF, Vice President for Horicon Bank Trust Administration and Attorney Chuck Stansberry from Schober, Schober & Mitchell, S.C. join Jeff Kowal to share insights into Estate Planning and what you need to know about establishing a trust. The team shares insights into choosing a corporate or individual trustee, preparing for incapacity, updating your beneficiaries, and ensuring yo...

John White joins Jeff Kowal to discuss the importance of factoring inflation into your retirement plan, as well as important dates to know for retirement planning in 2019. The team discusses five things to know when selling your business, and explores how business owners can get ready to sell their business and retire.

John White and Aaron Spitzner welcome Pat Wirth, CPA, at Chortek to discuss the impact of the tax law changes on individuals and business owners. The team provides helpful insights into how the changes might affect you – and how you can work to maximize your deductions.

Bryan MacGillis of MacGillis Insurance joins the show to share his insights into insurance needs for individuals and business owners. The team explores the concerns with being underinsured, and the steps you can take to make sure you’ve got enough coverage.

Aaron Spitzner, CFP, joins Jeff Kowal to share insights on managing your retirement plan in spite of market volatility, as well as what to look for in a financial advisor. The team also explores life insurance plans for business owners, as well as tips for protecting your money in a divorce.

Jeff Kowal explores strategies for accepting an early retirement offer, as well as mistakes that executors often make and how to avoid them. Listeners get insights on decedent IRAs, annuities, and managing your money in a volatile market.

Joe Still joins the show to discuss the current state of the market and shares tips for managing the market volatility. The team also explores the importance of planning for business owners as well as being specific in identifying your healthcare agents as part of your estate plan.

Aaron joins the show to discuss the importance of putting a written retirement plan into place, as well as three things you need to pay attention to if you’re retiring in 2019.

Attorney Stephen Lasky of Moertl, Wilkins & Campbell S.C. joins Jeff Kowal to discuss the ins and outs of estate planning. The pair discusses the importance and nuances of estate planning for business owners, and explores several strategies to help individuals design the right plan.

Paul Schafer, CPA, joins Jeff to share tips for 2018 year-end retirement planning to ensure you’ve taken the steps to prepare yourself for retirement and the year ahead. Callers get information on pensions, 401(k)’s and tax tips in retirement.

Christine Hayward of the Madison office joins Jeff to celebrate the 40th birthday of the 401(k) and discuss the importance of year-end planning for your retirement. Also discussed is the current state of the market, as well as current retail shopping habits.

Kowal Investment Group’s newest advisor John White joins Jeff Kowal to discuss the pros and cons of delaying Social Security benefits, as well as thoughts about life during retirement. The team explores Defined Pension Benefit Plans and how to avoid letting your adult children drain your retirement savings.