Anna Franklin

Keys & Cafecito

Business EN ↓ 43 episodes

Buying your first home can feel confusing, overwhelming—and let’s be real, a little intimidating. Keys & Cafecito is here to change that. Hosted by Realtor® Anna Franklin, this podcast breaks down the homebuying journey into clear, honest, and easy-to-digest episodes—perfect to enjoy with your morning cafecito. Whether you’re just starting to save, wondering if now’s the right time, or getting ready to make offers, you’ll get real talk, practical tips, and a little encouragement along the way. Because your future keys? They’re closer than you think.

Author

Anna Franklin

Category

Business

Latest episode

Apr 28, 2026

Where to listen?

Podcasts in the app Replaio Radio Coming soon

Podcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts

Get it on Google Play Install for free Android 5M+ downloads · 4.8 rating iOS soon

Episodes

The Seller Playbook, Episode 2: The Deal That Never Happened 28.04.2026

You might not be getting offers… not because buyers aren’t interested, but because the conversation never happened. In this episode of The Seller Playbook, we talk about how lack of communication behind the scenes can quietly cost you a sale. In this episode, we talk about why your house might not be getting offers, what happens behind the scenes when selling a home, and how communication from you...

The Seller Playbook: Episode 1 16.04.2026

Do sellers actually see every offer that comes in on their home? In this first episode of The Seller Playbook , we’re talking about something that doesn’t always get discussed—but can have a real impact on your outcome as a seller. In a perfect world, every offer is presented clearly and fairly. But in reality, there are situations where incentives, communication, and representation can influence...

There's Always a Reason Not to Buy 08.04.2026

Is now a good time to buy a house? Or should you wait? In this episode of Keys & Cafecito , we break down one of the biggest questions home buyers are asking in today’s real estate market—especially with rising interest rates, high home prices, and global uncertainty. If you’ve been feeling hesitant about buying a home, you’re not alone. Many first-time buyers and move-up buyers are dealing wi...

Dream Home to Double Close in 21 Days 27.03.2026

What started as a “no rush” conversation quickly turned into a 21-day sprint. In this episode, I’m sharing the full story behind a recent transaction where my clients found their dream home just days after we first connected… before they were even pre-approved. From there, we had 21 days to get their current home into escrow—or risk losing the new one. Oh, and did I mention there were seven other...

Seller Series Ep. 1 Should I Sell My Home Right Now? 21.09.2025

Thinking about selling your home but not sure if now is the right time? In this first episode of the Keys & Cafecito Seller Series , Anna breaks down the biggest question every homeowner has: Should I sell my home right now, or should I wait? You’ll learn how falling mortgage rates affect buyer demand, why waiting for “the perfect time” can backfire, and why strategy matters more than timing....

Why Agent Choice Matters 07.09.2025

In this episode of Keys & Cafecito , Anna shares the story of a recent escrow that almost fell apart — not because the buyers weren’t qualified, but because their agent was brand new and didn’t know how to manage the process. Missed deadlines, last-minute lender changes, and poor communication nearly cost the buyers their dream home. Anna explains what went wrong, how close the deal came to fa...

Deferred Maintenance – The Hidden Cost of Owning a Home 21.08.2025

Deferred maintenance might not sound exciting, but it can cost homeowners thousands if ignored. In this episode, I break down what deferred maintenance really means, share real-life examples of how small fixes can snowball into major expenses, and explain why buyers should always factor in planned maintenance when evaluating a home. Whether you’re a homeowner looking to protect your investment or...

Flipped Out — How to Spot a Quality Flip vs a Quick One 05.08.2025

Not all flips are created equal! In this episode of Keys & Cafecito , we’re diving into the sparkly (and sometimes shady) world of flipped homes. I’m breaking down how to tell the difference between a high-quality renovation and a rushed, cosmetic-only flip that might leave you with big regrets. You’ll learn:  ✅ Red flags that scream “quick flip”  ✅ What real quality upgrades look like  ✅ T...

Buyers Deserve Better: Your Agent Should Still Be There After Closing 23.07.2025

The keys are in your hand, the contract is signed… and your agent disappears into thin air. Sound familiar? In the final episode of Buyers Deserve Better , we’re talking about why real representation doesn’t stop at the closing table. From helping you handle surprise tax bills to calculating your equity a year later so you can drop PMI—I’m breaking down how the right agent stays in your corner for...

Buyers Deserve Better: Your Agent Should Be Listening - Not Just Sending You Zillow Listings 16.07.2025

If your inbox is full of Zillow listings that don’t match your budget, your needs, or your vibe... your agent might be missing the point. In this episode of Buyers Deserve Better , we’re talking about why real buyer representation starts with listening —not just setting up a search filter. I’ll walk you through how I help my clients get clarity on what they actually want (even when they’re not tot...

Buyers Deserve Better: Your Agent Should Be Protecting You—Not Pushing You 10.07.2025

Let’s keep it real: most agents only sell 1 to 3 homes a year —so every deal feels like a big deal… for them. And that’s when the pressure starts. In this episode, we talk about commission breath (yup, it’s a thing) and how to spot the difference between real representation and an agent who’s just trying to cash a check. I’m breaking down how I actually protect my buyers—from walking away when the...

Buyers Deserve Better Miniseries: Your Agent Should Be Teaching You—Not Confusing You! 09.07.2025

If you’ve ever been in escrow Googling words like contingency or earnest money at midnight… that’s a red flag, bestie. 🚩 In this episode, we’re calling out the agents who overcomplicate, under-explain, and just drop contracts in your inbox with a “Let me know if you have questions” vibe. A real agent? They teach you . They break things down. They make sure you understand what you’re signing and w...

If Your Agent’s Just Unlocking Doors… 08.07.2025

Let’s be real—some agents are just there to collect a commission and crack open a lockbox. But you? You deserve more. In this kickoff episode of the Buyers Deserve Better series, I’m breaking down why real buyer representation goes way beyond unlocking doors. From strategy and red flag spotting to fierce negotiation and real guidance, I’ll walk you through what your agent should be doing—and what...

Millennials vs. Our Parents: Why Buying a Home Feels So Dang Hard 02.07.2025

Ever feel like your parents bought a house with one paycheck and a dream… while you’re over here budgeting for eggs and wondering if you’ll ever leave your group chat? In this spicy (and slightly unhinged) episode of Keys & Cafecito , Anna breaks down: Why homebuying today is NOT the same as it was in 1983 What’s changed with wages, debt, and job security Real stories from buyers navigating th...

Your Homebuying Era: What Season Are You In? 01.07.2025

Every buyer has a season. Some are just casually browsing Zillow with cafecito in hand.  Others are deep in the trenches of escrow—or feeling burned out after 12 open houses and 0 offers. In this milestone episode (hello 200 downloads! 🎉), Anna walks you through 5 common buyer “eras”: Just Curious Pre-Approval House Touring Escrow Buyer Burnout Wherever you are, this episode will help you feel se...

What to Expect When Buying into an HOA Community 27.06.2025

Thinking about buying a condo, townhome, or any home with an HOA?  You’re not just buying a property—you’re joining a club with rules, fees, and sometimes... drama. In this episode, Anna breaks down: What HOA fees really cover What rules to expect (and how wild they can get) Why HOA financials can break a deal And real-life HOA horror stories you won’t believe (oil stains, curtain violations, and...

Waiting for the Market to Crash? Here’s Why It’s Not 2008 26.06.2025

“I’m gonna wait for the crash…”  If you’ve heard that—or said that—this episode is for you. In this week’s Keys & Cafecito , Anna breaks down: How the current market compares to 2008 (spoiler: it’s very different) Why lending, equity, and inventory matter more than headlines A real client story about waiting too long—and getting priced out What smart buyers should actually be doing right now I...

Buying a Home With Kids? Here’s What to Consider 24.06.2025

When you're buying a home with kids, your checklist changes—because now it’s not just about price and square footage.  It’s about safety, space to grow, school zones, snack stations, and finding a home that fits your whole family’s rhythm. In this episode, Anna breaks down: What to look for in a kid-friendly home How to balance present needs with future growth The real-life logistics parents actua...

Buy a Multifamily, Live in One Unit 24.06.2025

What if your first home could also help pay your mortgage? In this episode of Keys & Cafecito , Anna breaks down one of the smartest strategies in real estate: buying a 2–4 unit multifamily property and living in one unit while renting out the others. You’ll learn: What qualifies as a multifamily How you can use residential loans like FHA or VA to buy one Why this strategy builds wealth fast R...

What Happens During the Appraisal? 20.06.2025

You’re in escrow and feeling good… until you hear the word appraisal . 😬 What is it? Why does it matter? And what happens if it comes in lower than your offer? In this episode, Anna explains: What an appraisal actually is What comps are (and how they impact your value) Real-life examples from San Diego How to handle a low appraisal like a pro Whether you’re buying, selling, or just doing your hom...

What Even IS Equity? 19.06.2025

Ever wonder what equity actually means and why every homeowner talks about it like it's gold? In this episode of Keys & Cafecito , Anna breaks it all down in plain language: what equity is, how it grows, and why it's one of the most powerful tools in real estate. Plus, hear the real story of a first-time buyer in San Diego who bought his home in 2021 for $665,000… and now it’s worth around $77...

Land vs. Home: What First-Time Buyers Should Know 16.06.2025

Buying land is ambitious—and sometimes perfect for the right person at the right phase of life. But if you’re a first-time buyer working with a limited budget or timeline, it’s usually smarter to go with a traditional home. You can always buy land later… after you’ve built equity and experience.

Homeownership, Party of One: Buying Your First Home as a Single Woman 12.06.2025

You don’t need a partner to buy a home and single women across the country are proving it every day. In this episode of Keys & Cafecito , Anna breaks down what it really looks like to buy your first home solo: from mindset to money moves, and how to navigate the process with confidence (and a good cafecito in hand). Plus, a real client story and some honest talk about what it means to build we...

Interest Rates Got You Spooked? Let’s Talk Strategy 10.06.2025

Worried about high interest rates? You’re not alone—but you might be looking at it all wrong. In this episode of Keys & Cafecito, Anna breaks down how today’s rates don’t have to be a dealbreaker and shares smart strategies for buying now without regretting it later. From buydowns to refinancing and everything in between, this is your pep talk and game plan all in one. Plus, a little tough lov...

A No-Nonsense Guide to Real Estate Jargon 10.06.2025

In this episode of Keys & Cafecito, I’m breaking down the most common real estate jargon so you can feel confident, not confused, every step of the way. Whether you're sipping cafecito or signing contracts, you deserve to understand what’s going on. No gatekeeping here—just real talk, simple explanations, and a little humor to get you through it.

Listen to the Keys & Cafecito podcast in Replaio

Radio and podcasts in one app - free, with no sign-up. Install today and do not miss the launch

Get it on Google Play

Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.