Keeping Your Real Estate Business On Track

Welcome back, folks! Get ready to supercharge your business with the return of KYBOT - Keeping Your Business On Track! Our in-person trainings are meticulously crafted to arm you with the knowledge and tools needed for substantial business growth and providing exceptional service to your clients. We 🌐 **Topic: Charting Your Course: Goal Driven Success for Real Estate Agents in 2024** In this enga...

🔍 Ever wondered which mortgage loan is the easiest to get approved for? Let's uncover the truth! 📝💼 In this video, we're breaking down the myth of an "easy" mortgage and exploring the crucial factors that determine loan approval. Remember, a BAD Mortgage Lender can make an EASY loan HARD in the same way that a GOOD Mortgage Lender can make a HARD loan EASY. Choose wisely. Join...

Join Joe Harris, COO, and Ashley Schnetzer, Controller, at Morgan Financial as they dissect the latest November 1, 2023 FOMC (Federal Open Market Committee) announcement's impact on mortgages and real estate! 📈🏡 In this episode: - Insightful analysis of the FOMC decision not to raise rates - Discussions on short and long-term effects on the industry - Is the world coming to an end!? - Predic...

🔍 Looking for the inside scoop on 2-1 buydowns? You're in the right place! 🔍 In this eye-opening podcast, we reveal the unspoken truths about 2-1 buydowns that your lender usually keeps hidden. Stay tuned until the end to uncover all the essential details you need to know. 🤔 Curious about 2-1 buydowns? 🤔 📌 What is a 2-1 buydown? 📌 How much does it cost? 📌 Who foots the bill? Can sellers...

Get ready to be captivated by an incredible real-life story that showcases the transformative power of Mary Cables’ expertise and dedication to helping families achieve their homeownership dreams. Mary shares a heartwarming narrative about a family facing a daunting challenge – the imminent arrival of twins in their small, two-bedroom condo. Fearing they couldn't afford a larger home and a pot...

🎙️ Host: Joe Harris (Chief Operating Officer, Morgan Financial) 👥 Guest: Suzanne Haughwought (Sales Manager, Viera Builders) In this episode, Joe and Suzy shed light on how realtors can create a winning partnership with a successful local builder. Viera Builders is a name that stands out, ranked as the #8 master planned community in the US among the top 10. But this video will help any real estat...

Have you ever wondered what Joe Harris actually does at Morgan Financial? Wait until the end (11:27) to hear how he spends his days when he's not filming podcast episodes. In this episode, Joe Harris & Lindsay Clark discuss who makes the magic happen at Mortgage Lender. Whether it's behind the scenes or the 'face' of the company, we all make it work to close on your loan. Disco...

In this episode that’s all bout Interest Rates, Joe and Nick address what has quickly become the "elephant in the room" everyone is talking about. Join us as we demystify the world of interest rates, exploring what's driving them up, how they affect your finances, and most importantly, what you can do to make the best decision with the information that we all have, without relying on...

Joe Harris & Rick Townsend from Morgan Financial reveal a surprising truth: waiting for interest rates to decrease might not necessarily lead to more affordable homeownership. 💡 Are you a real estate agent striving to guide your clients toward the best decision? Or perhaps you're a prospective homebuyer eager to make a savvy investment? 🏠 Either way, you won't want to miss this discu...

Joe Harris hasn’t just spent the past 15 years at Morgan Financial as the Chief Operating Officer, he also has a degree in Economics and daily watches the market closely and has a deep understanding of the financial markets. In this podcast Joe will explain to Nick from our Operations Department, the fundamental role that the Federal Reserve (aka The Fed) plays in shaping the financial markets and...

In this eye-opening video, Joe Harris explains the coveted Property Inspection Waivers (PIW), also known as Appraisal Waivers. There are some brand new things out there including a Property Data Report (PDR) and lenders and appraisers alike are learning how to navigate these together to meet the requirements of investors and GSEs like Fannie Mae & Freddie Mac. Key Discussion Points: * What Are...

Even if you've used a VA Loan before, you may not be aware of this significant shift. We're here to break it down for you. 🔑 Here's what we'll explore: 🔍 The 2020 shift: Learn how the VA Loan landscape has evolved and why there's no longer a maximum loan amount. 🏠 Real success stories: Hear from Scott who has helped veterans harness this newfound knowledge to secure their dr...

In the latest episode of our podcast, we're tackling a crucial topic that you might've never thought about. Imagine you're under contract for a home, all while a hurricane warning looms large. 🏠🌀Maybe your closing date is scheduled on or just after the date of predicted landfall.  Join us as we break down the "Top 4 Essential Tips" that can be a game-changer for anyone caug...

You're Clear to Close on your mortgage and you want to move up your closing date to be sooner than the date on the sales contract. At Morgan Financial we love to do this, but it's not as simple as just an addendum to the contract, and sometimes you don't even need one. Joe Harris & Shannon Edwards discuss all the nuances that happen behind the scenes when you or your client ask to...

Delve into the nuances of VA closing costs with the Chief Operating Officer of Morgan Financial and our top Mortgage Loan Originator, Mary Cables! This episode will cover: ✅ What exactly VA closing costs encompass ✅ Why do some lenders charge a 1% fee regardless of the loan amount ✅ What fees are dictated by the lender vs. a third party ✅ How does the 4% come into play ✅ Key details on what a...

In today's episode, Joe Harris, Chief Operating Officer of Morgan Financial is addressing a crucial question for homebuyers and real estate agents who represent them: 'Would you rather choose a lower purchase price or direct money towards closing costs?'  Picture this: you're on the brink of finalizing your home purchase, and you're offered a seemingly enticing lower purchase p...

Join Joe Harris, our Chief Operating Officer from Morgan Financial, as he dives deep into a comprehensive market update and provides his expert prediction on the future trajectory of interest rates. In this episode, Joe further elaborates on the intriguing concept of 'Profit on the Folly' – an important principle that every investor and home buyer should be aware of. Whether you're a f...

In this episode, Joe Harris is joined by Kellie Bowling with the Coastal Estate Team at Compass. Our expert guests discuss the time saving efficiencies and impact of AI-driven tools like ChatGPT, Canva, and Google Pay Per Click in real estate marketing and communication. ChatGPT is a time saver in more ways than you can imagine, whether it be for creating listing descriptions or social media posts...

Has it been a while since you last interacted with some of your previous clients? Are you unsure about how to approach them again without seeming intrusive or pushy? Look no further! Joe Harris is joined by Johanna Bennett, Mortgage Loan Originator at Morgan Financial. They will provide you with an easy script to help you revive those dormant relationships. And there's even some real-life succ...

Join Joe Harris and Jake Honadle from Morgan Financial and discover why referrals trump leads in the real estate industry. In this video, we explore the undeniable power of referrals and why they are a game-changer for real estate professionals. Referrals come with built-in trust, as they stem from satisfied clients or trusted sources who recommend an agent. This personal connection establishes cr...

Join Joe Harris and Lindsay Clark from Morgan Financial as we explore the nuances of the 1% down payment conventional mortgage. While we believe this is a great product for certain borrowers, we just want to put the numbers into perspective in terms of how they might play out for an average borrower attempting to purchase a home in Brevard County.  In this episode, we delve into the details of thi...

Host Joe Harris is joined by Peggy Page, Realtor with eXp and Nic Nazon, Mortgage Loan Originator with Morgan Financial. Peggy shares valuable insights about her journey in real estate to empower both aspiring and experienced realtors. Learn about what Peggy means when she says her goal this year is to 'get in the room.' Discover how to unlock your full potential, set ambitious goals, and...

Join Joe Harris, a seasoned mortgage lender, and his special guest Tony Smith, from Chrinco Insurance, in as they delve into the current state of the insurance market in Florida. With their expertise in the finance and insurance industries, Joe and Tony provide insightful discussions on key topics affecting insurance such as litigation, reinsurance, and inflation.  Stay updated on the latest speci...

Joe Harris is joined by Shannon Edwards, Mortgage Loan Originator at Morgan Financial. Joe and Shannon discuss what we call the "Ten Commandments of Mortgage Lending." These are ten things that you SHOULD NOT do during the process of obtaining a mortgage: 1. Changing jobs, become self-employed, or quit your job 2. Buying a new car 3. Excessive use of credit cards, or letting accounts fal...

Joe is joined this week by Nicki Jenne, Director of Marketing at Prestige Title of Brevard. Nicki and Joe were the OG hosts of this podcast (link to the Episode 1 at the end screen of video) and we're so glad to have her back joining us sharing her expertise about brand awareness. This dynamic duo brings their extensive knowledge and industry expertise to the forefront as they dive into the wo...