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Keep The Change

Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepth...

Author

nextAdvisory

Category

Education

Podcast website

www.keepthechange.co.nz

Latest episode

Jul 8, 2026

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Episodes

Quiet Quitting | Loud Losing w Mikey Smith 13.09.2022

Quiet quitting, what is up with this latest fad of doing the bare minimum? we explore how this type of thinking could be the downfall of a number of people if they get trapped in this way of living. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our...

The Queen Has Left Us :( w Mikey Smith 12.09.2022

Mikey and Luke are both pretty sad about the Queen dying. We touch on what an amazing career, if you can call it that, the Queen his head and reflect on how this impacts so many people. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesso...

Money Mail 122 - Why $100k is your new target income 10.09.2022

Around 1/9 people earn over $100,000 in this country. I am on a mission to help people get increase that statistic. We can find different ways to earn income and right now we need to as inflation is rampant. Tune in to learn why you need to target this and how you can get closer to it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a p...

Our $10,000 investment in you? w Mikey Smith 09.09.2022

Hear more about our idea to invest $10,000 into one of your business ideas and help you to build a business over the next 12 months. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us o...

A 'system' change won't change your life? w Mikey Smith 06.09.2022

Why are people so obsessed with thinking they will have a better life when the system changes? Start by changing yourself instead. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on...

Your Questions Answered w Mikey Smith (Part 1) 05.09.2022

These are Keep The Change community questions that have been asked and Mikey and Luke sit down to answer these for you. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social medi...

Money Mail 121 - Tick these 3 goals off before it's too late 04.09.2022

Last week, I gave you the ultimate guide to fighting back against inflation. I really hope you took something practical from it. This week, I have 3 practical goals I want you to achieve before Xmas. Tune in to learn what they are and how you can do it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscri...

Can you still get a mortgage? [August] w Mikey Smith 03.09.2022

Mikey lets us know how busy the mortgage world has been and we make some bold predictions around what we see happening in the world at the moment. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay...

Where do you see yourself in 5 years? w Mikey Smith 01.09.2022

How to get people thinking about the age old question of where you see yourself in five years time and actually building a vision for your life. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay c...

The value equation w Mikey Smith 30.08.2022

Mikey explains to us how you can add more value to your life, your job, and to anything using the simple equation. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and...

Who is this Tate / Top G guy & what can we learn? w Mikey Smith 28.08.2022

We sit down to discuss the famous and most google searched person Andrew Tate and figure out why he is so popular and dive into why been cancelled. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Sta...

Money Mail 120 - The ultimate F*&k inflation guide 28.08.2022

The Reserve Bank said that they expect inflation to be above the targeted rate (1 to 3%) until June 2024. That means your purchasing power is going to continue to get crushed. I am going to show you how you can help yourself and make some extra income. Don't delegate this responsibility to the govt or employer. Hey thanks for listening! Please take some form of action from this content, don’t just...

Money Mail 119 - It only took 5 years to change my life 19.08.2022

5 years ago, my business partner and I sat in Fiji tipping over a couple of Fiji golds, scheming how to build a $1,000,000 business. At the time, we had no clients, no revenue, but we did have a relentless desire to make it happen. We are now 5 years on, tune in to hear how it went. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a prod...

Money Mail 118 - A Finance App For Our Children 12.08.2022

Last week I was speaking to one of my clients about an app that their children can use to learn more about money. I had recently been reading about this but hadn’t spoken to anyone who had used it. The app is a kiwi app called SquareOne that is helping bridge the gap between financial literacy and illiteracy. Hey thanks for listening! Please take some form of action from this content, don’t just b...

Is University A Waste Of Money? w Mikey Smith 09.08.2022

Luke and Mikey tackle the conversation that universities are scared to have around whether their degrees actually have any value for people. If you are considering going to uni this will have something you should be thinking about while you are there. Enjoy. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re su...

117 - 75 Hard For Your Finances? 09.08.2022

This week we are going to look at the latest fad out there 75 hard. How do people get into this stuff? It’s simple, right…people are looking for a transformation. They are at point A and want to go to point B. Everyone’s points A’s and B’s are different. Can we apply it to our finances with a circuit breaker approach? Hey thanks for listening! Please take some form of action from this content, don...

Being Triggered By My Videos / Reels w Mikey Smith 08.08.2022

Luke goes on a rant about having an ability to look at things from the top down instead of being triggered by content you see after some recent triggering the reels that have been posted by a keep the change. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to r...

Can You Still Get A Mortgage (July) w Mikey Smith 07.08.2022

We sit down with Mikey to find out whether it is possible to get a mortgage and what the update is there. Interesting June it was one of the lowest months in history for people taking a mortgage and we ask Mikey about this. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethech...

The Cost Of Living Payment Balls Up w Mikey Smith 07.08.2022

Luke and Mikey sit down to look at the recent blunder when paying out people who were deceased or living overseas with the cost of living payment and whether it could have been avoided? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesso...

How’s Your KiwiSaver Going? w Adam Stewart 04.08.2022

We check in with Adam Stewart from Compound Wealth to find out what happening in the market and find out what people should be thinking about with their KiwiSaver. Find Adam's fact finder here: https://www.compoundwealth.co.nz/kiwisaver-fact-find Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to...

Money Mail 116 - Houses - to the moon or hell? 28.07.2022

Just over 10 years ago, I started my first public practice accounting job. In that decade I have seen a number of changes to the property rules which, I think, over time, will have an impact on the value of houses. Tune in to hear about what some of those changes have been. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Mak...

The Lads Watch Elvis w Mikey Smith 28.07.2022

Spoiler Alert!! This is a breakdown of the lessons we learnt from watching the Elvis movie and we suggest not listening if you want to go and see the film yourself. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financ...

Does race really matter? w Lennie Brooky 27.07.2022

Lennie and Luke sit down to discuss Lennie's background and a recent post on Instagram around whether anyone can be successful and how much someone's environment impacts this. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money...

The Govt Has No Money w Mikey Smith 26.07.2022

Mikey and Luke sit down to talk about where money comes from for the government and whether or not they actually have any, and if they don't where is it coming from. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and finan...

Property, A Bad Bet? The Rules Have Changed w Mikey Smith 24.07.2022

Mikey and Luke sit down to look at the changes to tax laws for property in the last 10 years and what implications that may have on the value of homes over time. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial...

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