Keep The Change

Wow! This could get interesting for you. An insight into some of the comments we often see on social media and whether all of them are true or conspiracies. We dig into the world economic forum and the great reset that we all keep hearing so much about. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscri...

I hope you have an amazing time with your families and loved ones. I think this time of year is such an important time to be grateful for what you do have. One of the greatest presents I have seen given is the ability to understand your loved ones. Let's explore. Have an amazing Xmas and I will see you in 2023. Hey thanks for listening! Please take some form of action from this content, don’t just...

Mikey teaches us why it is so important to retrain some of the stupid things your brain will tell you to do and why this can also be so hard to do. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. St...

Mikey bicycle kicks his way into the studio in excitement with the world cup and then admits he doesn’t know who won. BUT he does think it’s an amazing lesson for all of us when 4billion people will tune in. What can we learn from this? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail...

In this podcast we teach you everything you didn't get taught in school about why business is the most favoured way when it comes to tax rules. We explain why employees get the worst deal and explore some of the other types of investment like property. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscrib...

Employers can get a bad wrap for not looking after their staff or being stingy. Especially at Christmas time. This is easy to do when we compare our employment environments to our peers. One problem your employer has is that they are actually discouraged from helping their staff. Discouraged by another tax you’ve probably never heard of called Fringe Benefit Tax. Please know that this week's newsl...

Another listener request as to how we found 2022. Listen in to find out about how we made it count and also some of the things we regret and why it's important to reflect on a year and how you can do it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to recei...

In this podcast we dive into a listeners request about what we think 2023 will bring and how we are going to ensure that we have a successful year. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. St...

Mikey and Luke sit down to explain their journey of going from having consumer debt to minimal debt and what that's like and what it allows you to do. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy....

3 short months ago I gave you 3 actionable steps to take to get ready for what was coming, so did you? We are into that real spending time of the year. A good question to ask yourself before you tick something up is 'will the future me be ok with repaying this?'. This episode was brought to you by EC Credit Control, thank you legends for helping get this content in front of even more Kiwis. Hey th...

In this episode we explore the concept of believing this is possible to start with and thinking about how we can increase our income in 2023 to join some of the top earners in New Zealand. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly l...

Mikey and Luke sit down with Jamie to discuss how her progress is going with taking her side hustle to a business. Jamies now juggling Mum life with building out her business ready for launch next year. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receiv...

With all this doom and gloom it’s a good reminder to consider the currencies you’re collecting. This is a good time to remember that it’s not always about house prices, economic growth, net worth & bank balances. Just because a recession may be the measurement of whether our economy is or isn’t growing doesn’t mean you can’t. Hey thanks for listening! Please take some form of action from this cont...

Every now and then us 2 financial geeks venture outside the world of finance and go and do something different. We take you through our experiences from recent events we went to and what we learnt. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our...

Mikey and Luke sit down to review the biggest rise in OCR history and find out why the reserve bank are so confident we are heading into a recession. Are people still getting mortgages? Is everything going to be ok? We let you know in this huge episode. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscri...

Apparently there are discounts everywhere. The ole black Friday sales are in full swing. Black Friday has become a very popular day of buying in New Zealand & outperforms the fashionable ‘Boxing Day’ sales. Boxing Day was the country’s biggest sales day of the year. So what the hell is it? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become...

This mostly focuses on mixing or keeping separate your finances with your partner out of the question asked by one of the listeners. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us...

In a recent podcast Luke explained how he was going to take his speaking more seriously and this is an update on where he's at in monetising this and getting some speaking engagements locked in. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our we...

I just voluntarily upped my Kiwisaver contributions. Why would I do this? Saving for our retirement has still been introduced as mostly voluntary. By encouraging myself to increase my contributions today, I am giving my future self more options. I don’t know what those are yet, but money will give me options and that’s what I want. Hey thanks for listening! Please take some form of action from thi...

Gee the politicians have done a great job. A great job at getting us right where they need us. Right in the trap of thinking in a way that won’t necessarily improve our own lives. We can focus on tax bracket creep and what that is all about because I think we will see a lot of chat about this in 2023. Hey thanks for listening! Please take some form of action from this content, don’t just be a cons...

if you are listening to this podcast and not taking any action then perhaps it is time to turn it off. We love you listening but we would love to see you taking action even more so think about who's really in control of your life and that is you. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to...

There has been a lot of chat around side hustles recently and in this podcast, we dive into whether it is worth the time investment and discover the big question of why, why would you have a side hustle? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to recei...

Mikey and Luke explore the topic of using material things to inspire you in the world that tells you not to as well as Mikey tasting his future life by renting a Lambo for a week. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on...

Luke's partner Tazz joins Mikey and Luke in the studio to discuss her success with the side hustle methodology taught by keep the change. Tune in to hear about her ups and downs of going through the process and how hard it is to put yourself out there. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscrib...

Whats up with all of these ram raids at the moment and what can we make sure we don't learn from people who are keen to take shortcuts, cheat, steal and quit because they have already given up? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our wee...