nextAdvisory
Keep The Change
Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday. See Keepth...
Author
nextAdvisory
Category
Podcast website
Latest episode
Jul 8, 2026
Where to listen?
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Episodes
How Far Will Housing REALLY Collapse? w Mikey Smith 18.10.2022 48:38
New inflation data in today means that interest rates could go up even higher. What does this mean for all markets including your favourite the housing market? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial...
Mikey Says ''Break These 7 Society Rules'' 17.10.2022 30:52
Mikey takes us through the 7 society rules that he thinks we should throw in the bin. Tune in and unlearn what you may not believe. Let us know what you think. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial...
Do One Extra, Each Year w Mikey Smith 15.10.2022 32:16
This is the concept of picking one thing each year that you can add to your skillset. Mikey explains it and Luke reveals his one thing for 2023 and beyond. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial lite...
Your Questions Answered [Part 4] w Mikey Smith 13.10.2022 18:53
In this episode we look at listener feedback to our recent podcast about ‘fark paying someone else’s mortgage’ plus a couple of other questions. This is the concept of picking one thing each year that you can add to your skillset. Mikey explains it and Luke reveals his one thing for 2023 and beyond. Hosted on Acast. See acast.com/privacy for more information.
Luke Buys A Tesla Without Driving It w Mikey Smith 11.10.2022 36:04
Ever bought a car in 15mins? Luke has. And this led to him having no idea where to pick it up from. This is a podcast about decision making and slowing down to speed up. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and...
Money Mail 126 - My own dirty secrets revealed (Productivity Rd2) 09.10.2022 53:03
If time is money, is money time? How can we put more time back into our lives? Here are some more of the ways I have put time back into my day in order to spend that time on the things I want to do. I hope they get you thinking. Remember: you do you, these are IDEAS. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure...
Mikey Goes To Singapore - What Did He Learn? 08.10.2022 30:01
Mikey takes us through his so called ‘holiday’ where he tries to figure out what makes Singapore tick. This is an insight into Mikey’s brain, enjoy. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. St...
Millionaire at 23. Broke at 25. Story of Simon Phillips 07.10.2022 1:08:38
Simon Phillips from The Magnitude Group stops by to give us insights into scaling up a million dollar ecom business. He also gives us insight into his journey along the way and chats about the training course he created for anyone to be able to improve their e-commerce and digital marketing knowledge. Hey thanks for listening! Please take some form of action from this content, don’t just be a cons...
Money Mail 125 - The dirty Kiwi secret we can't ignore 06.10.2022 17:39
New Zealanders work about 10% more hours per person than workers in the average OECD economy. Kiwis also produce about 20% less output than workers in the average OECD economy. Unfortunately, this is part of why average incomes and wealth in NZ are both significantly below the OECD average. So what can we do about it? Don't be like other Kiwis is a good starting point! Hey thanks for listening! Pl...
Can You Still Get A Mortgage (September) w Mikey Smith 05.10.2022 24:06
Luke and Mikey sit down to discuss whether or not you can still get a mortgage in the current climate (September 2022). Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social med...
$500 to $100mil | The Story of Izzy Whitley (Aotearoa Labour Hire) 04.10.2022 1:04:43
Luke sits down with Izzy Whitley from Aotearoa Labour Hireto to discuss his six years in business and his goal to turn over $100 million a year. Tune into this inspiring hour of his lessons. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly...
Travel - Worthwhile or A Waste? w Mikey Smith 02.10.2022 21:52
Mikey and Luke are asked for their thoughts on travel and whether it is 'worth it' or not? Of course this is different for everyone but here are some things you may not have thought about. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly l...
'Fark Paying Someone Else's Mortgage' is flawed thinking w Mikey Smith 30.09.2022 21:19
The video Luke was too scared to post. Luke and Mikey discuss the concept you always see on social media 'fook paying someone else's mortgage'. Luke thinks this is 'limited' thinking and can take you down a wrong path if you don't be careful of when to apply it. See what you think Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a produc...
(You Have All You Need To Start) Less Thinking, More Doing w Mikey Smith 28.09.2022 30:41
Mikey and Luke try to unpack for you the theory that you just need to start and figure it out as you go. You have what you need to start, you become the person you need to be to achieve what it is you want to achieve. Just start!!! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via...
Money Mail 124 - The Super NZ Fund 27.09.2022 20:12
This week we take a look at how the government are preparing the country for the cost of retirement and what we can learn from this too. It's a long game and we need to be thinking about it. You'll learn how much the govt have invested in a giant fund to generate returns to offset the cost of kiwis retiring. Hey thanks for listening! Please take some form of action from this content, don’t just be...
Working On Super Yachts (Ultimate OE) w Hamish Taylor 26.09.2022 47:39
Hamish Taylor from Yachties Of NZ sits down to tell us about a different way to live abroad. Hear some tales from his travels as well as HOW to get into the industry. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and fin...
Your Questions Answered (Part 3) 26.09.2022 22:21
Mikey and Luke sit down to answer another batch of questions you have asked via the Q & A link at the bottom of the email. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social...
Dress For Success? 24.09.2022 22:10
We touch on the touchy subject of how you need to dress in this day and age if you are overthinking it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this...
Dear 20 Year Old Kiwis 22.09.2022 51:01
We sit down to look at the advice we would give to ourselves if we were 20 again. This might speak to a number of you out there at this age. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay clos...
$10k Applications Close Friday 20.09.2022 32:23
On Friday we will be closing up our applications for the $10,000 investment into your side hustle or business idea. Tune in to get some background on some of the ones that have come through so far. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our...
The NZ Rich List w Mikey Smith 20.09.2022 19:33
We sit down to have a look at who is on the rich list with residential property as everyone believes in New Zealand that property is how you get rich. See what you can learn from these people and explore this with an open mind. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keep...
Money Mail 123 - Are kiwis too broke to retire? 18.09.2022 28:24
My old university (Massey) put out a report about how pensioners trying to survive on superannuation alone were finding it near impossible to make ends meet. Let's look at some of the findings from the report. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to...
3 Stages Of Your Financial Journey w Mikey Smith 18.09.2022 32:34
The three stages that everyone will go through. You can use this to help figure out where you're at and we will be expanding on this by providing more content over time. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and f...
Your Questions Answered w Mikey Smith (Part 2) 17.09.2022 12:26
Mikey and Luke sit down to answer two of your questions before we get interrupted by Uber eats so check those out and see what you can learn. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay clos...
Sell A Business Tax Free w Mikey Smith 15.09.2022 19:45
Do you know that if you sell a business you shouldn't get taxed on this? We explain why and how you can think about this in terms of your side hustle. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy....
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