Kaya Biz Inside Your Business

Merchant Capital CTO David Reynders joins us to unpack how South African SMEs are navigating a volatile economy. We explore cash‑flow discipline, cost‑cutting without damaging growth, and why “cash buys you time.”

Sappi’s Sandile Nkosi explains how the Khulisa programme is turning small‑scale growers into skilled entrepreneurs. He shares insights on job creation, training, and the long‑term economic impact of a forestry value chain.

Millions of middle‑income South Africans use financial products but lack personalised financial guidance. Summit Africa’s Nthabiseng Thema explains why this gap is a multibillion‑rand opportunity, and what SMMEs looking to harness this must demonstrate to attract investment.

Applications are open for one of South Africa’s most prestigious entrepreneurship fellowships. Landi Mashiloane, Fellowship Selection Manager, unpacks what makes the Allan Gray Orbis Foundation’s University Fellowship different and who should apply

Black Business Council CEO Kganki Matabane unpacks what Minister Enoch Godongwana’s Budget means for businesses by focusing on practical impacts, including tax pressure, SME support, procurement access, and whether fiscal policy truly improves the operating environment for black and small businesses.

The government is preparing to launch a revamped Transformation Fund as early as next week, rewriting incentives that have shaped corporate behaviour for more than two decades. Joining Gugulethu today is Jamell Khan from Unconventional CA (UCA), who has been vocal about the risks of centralising corporate transformation funds.

The Motor Industry Staff Association, a union in the car sector, has declared a dispute with Motus Holdings, which is a car group. That’s over Motus plans to cut staff salaries and benefits of employees by 30%. In light of this, Legal expert and visionary behind Molatudi Attorneys takes us through rules or protections that exist for employees in South Africa to make sure these cuts are fair

In this edition of Inside Your Business, Nkosinathi Mahlangu from Momentum Group unpacks the tough transition from school to the world of work. We explore why tertiary education remains out of reach for many, why the economy is struggling to absorb young talent, and what alternative pathways – from TVET colleges and apprenticeships to entrepreneurship – could offer real hope.

As Anglo American pushes ahead with a $60bn merger with Canada’s Teck Resources, South Africa could be on the verge of losing one of its most historic and economically significant mining giants. Duma Gqubule unpacks why the Anglo-Teck deal is far from a “merger of equals” and what it means for jobs, national resources, and South Africa’s long-term industrial strategy. With Anglo already shedding a...

Who gets to build South Africa’s hospitals, roads, and schools? And what happens when contractors fake their credentials to win those lucrative public projects? This week on Inside Your Business, we unpack the CIDB’s clampdown on fraud in the construction sector, after more than 40 companies were kicked off the national contractors’ register for falsifying documents, lying about past work, and inf...

As South Africa’s entrepreneurs push forward in a tough economic climate, the ability to trade faster, smarter and more affordably has never been more critical. Digital payments are no longer a nice-to-have, they’re a growth engine. On Inside Your Business this evening, we’re joined by Chris Zietsman, Executive Head of Capitec Payments, to unpack how Capitec is reshaping payment acceptance for SME...

GUEST: Irshaad Kathrada – Chief Executive Officer, Localisation Support Fund Fast fashion meets fierce disruption. Chinese eCommerce giants Shein and Temu have stormed South Africa’s clothing market and the numbers are staggering. Together, they raked in an estimated R7.3 billion in sales in 2024, accounting for more than a third of all online clothing sales in the country. But behind their rapid...

How many South African companies are unknowingly trading under insolvent circumstances and what does that mean for directors, accountants, and auditors? We unpack the CIPC’s latest compliance data that reveals alarmingly high levels of non-compliance with the solvency and liquidity test under the Companies Act. Joey Mathekga, Senior Manager for Corporate Compliance and Disclosure Regulation at the...

GUEST - Charles Stuart, PwC Africa Entertainment & Media Leader Africa’s entertainment and media sector is on a growth trajectory that’s outpacing global averages and the numbers tell the story. According to PwC’s Africa Entertainment & Media Outlook 2025–2029, Nigeria’s industry expanded by 11.2% in 2024, with Kenya growing 7.1% and South Africa 6.2%, driven by a wave of digital innovatio...

GUEST – Amogelang Montane, Human Resources Business Partner at Business Partners Limited Running a business is often portrayed as a path to independence and success. But behind the scenes, many entrepreneurs are quietly battling overwhelming levels of stress. In a survey of more than 400 early-stage startup founders, 72% reported that entrepreneurship has impacted their mental health, with 37% suf...

Even when employees are fairly paid, financial stress can quietly undermine productivity, engagement, and morale. In this conversation Craig Raath, Group Director of Business Development at 21st Century, unpacks the hidden costs of financial strain in South African workplaces and shares practical strategies employers can implement to support their teams. From Earned Wage Access to payroll-linked s...

GUEST - Mongezi Mtati, Senior Brand Strategist of Rogerwilco and Township CX Report Lead. Township consumers are rewriting the rules of South Africa’s retail and cultural economy, according to the fifth annual Township Customer Experience (CX) Report 2025, released today by Rogerwilco in partnership with Field & Insights Africa and MoyaApp. The report, based on insights from 1 600 residents ac...

GUEST - Mannee De Wet, Managing Director and co-founder of Planet Fitness We take a closer look at the business of gyms in South Africa, an industry that has had to constantly adapt to shifting consumer trends, health and wellness demands, and the pressures of a challenging economic climate. At the centre of this story is Planet Fitness, a brand that has grown from its very first club in Benoni ba...

Guest - Leila Moosa, senior associate at Cliffe Dekker Hofmeyr The global movement to give workers the “right to disconnect” from employer communication outside of working hours is gaining momentum, with Australia the latest country to adopt such laws. While South Africa has no immediate plans to follow suit, legal experts say businesses cannot afford to ignore the trend.

Guest – Gareth Cremen – Partner in the Business Restructuring, Rescue & Insolvency team at Cox Yeats? In South Africa, business rescue has often been misunderstood and underutilised. A significant number of companies only consider initiating business rescue proceedings when they are already in dire financial straits — often at the brink of collapse. For many owners and directors, the process i...

Guest – Raymond Ledwaba – founder of ITTHYNK Gaming and the AfriGames Consortium Africa’s gaming industry isn’t emerging, it’s exploding. In 2024 the market generated $1.8 billion in revenue, a 12.4% year-on-year increase, growing six times faster than the global average. With 349 million gamers across the continent (304 million on mobile alone), Africa added 32 million new players in just one yea...

Guest – Ryan Pellatt, Operations Executive at Fournews [Owners of News Café, Soul Souvlaki and MOYO] What’s driving restaurant industry success in South Africa? According to Stats SA, income from the food and beverages industry grew by 4.5% year-on-year in May 2025, with 95% of South Africans dining out at least once a month. It’s a lucrative space, but it takes more than good food to build stayin...

Guest – Alan Mukoki – CEO of SACCI Business confidence in SA improved in July, with the SA Chamber of Commerce and Industry’s (Sacci) business confidence index (BCI) rising to 116.7, up from 113.2 in June. The latest reading is also 7.6 points higher than a year ago. The average for the BCI in the first seven months of 2025 was 118.6 — 7.7 index points higher than the 110.9 for the corresponding p...

Guest – Matsie Mpshe, Founder and Managing Director at The Transformation Firm and Founder of the SMME Empowerment Summit. South Africa has over 2.5 million small, medium and micro enterprises (SMMEs), employing nearly 10 million people. Yet, many of these businesses are still viewed by corporates through the narrow lens of CSI or supplier development compliance. What if we have it backwards? What...

Guest – Tanya Tosen, Tax and Remuneration Specialist at Tax Consulting SA. In a tightening economy, the South African Revenue Service (SARS) is under increasing pressure to collect every cent it can to shore up the South African fiscus. While many compliant businesses play by the rules, it is becoming clear that some large corporates are pushing the envelope too far sometimes unintentionally, but...