Lauren Larios and Nick Loera

Just Another Money Podcast

Education EN ↓ 58 episodes

Welcome to Just Another Money Podcast with your hosts, Lauren and Nick! We’re here to take real-world money situations and break them down into actionable steps you can actually use. Whether you're budgeting, paying off debt, or saving for your future, we're all about making finances easy to understand and putting you in control of your money.

Author

Lauren Larios and Nick Loera

Episodes

007: "Credit Cards Are For Emergencies!" 17.12.2024 51:15

96% of Americans believe at least one of these financial myth––are you one of them? In this week's episode, Lauren and Nick are breaking down 6 of the most common misconceptions around money that could be holding back your finances! 00:56 - 96% of Americans believe at least one money myth 4:35 - Myth: Credit cards are for emergencies 14:37 - Myth: I'm young, I don't need to be saving for retiremen...

006: "I'm 40 With Nothing Saved! Is It Too Late For Me?" 10.12.2024 49:29

77% of Americans have financial regrets––are you one of them? In this week's episode, Lauren and Nick discuss American's biggest financial regrets and how to deal with them. 0:58 - 77% of Americans have financial regrets 1:20 - Lauren and Nick's biggest financial regrets 5:56 - "I'm 40 with nothing saved and zero retirement! Is it too late for me?" 14:27 - "It's just hitting me that loans are goin...

005: "Are People Delusional About Christmas Spending?" 03.12.2024 41:15

Are American's delusional about Holiday spending? In this week's episode, Lauren and Nick discuss spending around the holidays and other special occasions. 0:54 - 46% of Americans are still paying off debt from last holiday season 3:20 - What time of year is the most stressful on your finances? 5:46 - "How do I explain to my family that I can't afford Christmas gifts?" 8:59 - "I can't afford to a...

004: "My Budget Never Works! How Do I Stick With It?" 26.11.2024 35:58

Why is it so difficult to stay on budget? In this week's episode, Lauren and Nick cover their number one budgeting tips to stay on track. 1:00 - Lauren and Nick's number 1 budgeting tips 3:09 - "Why is it so difficult to keep a budget?" 9:12 - "My income dropped significantly and I need major help!" 15:04 - "How do you organize your budget?" 18:59 - "How should I budget my $75k per year salary...

003: "I Can't Save Money No Matter How Hard I Try!" 19.11.2024 41:34

How much of your income should you really be saving? In this week's episode, Lauren and Nick discuss all things savings! 0:55 - The savings goals that Lauren and Nick are each working towards 3:40 - "What type of savings account should I put my money in?" 9:38 - "I feel like we're not making any progress" 14:20 - "Can you explain a sinking fund, when it's worth it and how it helps?" 17:36 - "Why d...

002: "My Husband Has Been Lying To Me!" 12.11.2024 50:57

Is it wrong to keep your finances hidden from your spouse? In this week's episode, Lauren and Nick discuss marriage, money and financial infidelity. 0:50 - How Lauren and Nick approach finances in their own marriages 7:06 - "My husband is not interested in combining finances" 11:18 - "How soon into dating do you discuss finances" 17:08 - "My husband has been lying to me about our finances and we a...

001: "This Credit Card Debt is Killing Me!" 05.11.2024 30:22

Would you pull from your 401k to pay off debt? In this week's episode, Lauren and Nick discuss paying off credit card debt and the traps to avoid. 0:35 - Who we are and why we started this podcast 6:07 - "I'm $20k in CC debt making $2,500/mo" 13:37 - "We're living paycheck to paychek, please help" 20:20 - "Should I take out a loan to pay off debt?" 24:00 - "Withdrawing from a 401k to become debt...

Who We Are 27.10.2024 0:16