Just Another Money Podcast

Are your finances wrecking your mental health? In this week's episode, Lauren and Nick are joined by Dr. Shereen Mohsen, a licensed clinical psychologist, who breaks down the mental health side of money management. ––––––– How to get in contact with Dr. Shereen Mohsen:  https://relucentpg.com ––––––– 0:00 - Intro 1:11 - Who is Dr. Shereen Mohsen? 5:16 - Cycle of Negative Reinforcement  16:50 -...

Gambling addictions, free cars, and trying to hide from credit card debt… In this week's episode, Lauren and Nick are breaking down some of the internet's wildest money stories! 0:00 - Intro 3:50 - Draining your savings to pay off debt 7:11 - Should I empty my retirement to buy a home? 10:43 - Can I just not pay my debt? 17:15 - I maxed out my credit cards gambling 24:25 - My bank screwed me 29:00...

Stuck with your debt payoff journey? In this week's episode, Lauren and Nick are breaking down 3 of their best tips for ACTUALLY getting out of debt! 0:00 - Intro 1:23 - Before you start paying off debt... 2:20 - Stop accumulating debt 8:16 - Pick a strategy and stick with it 12:12 - Where people get stuck with debt 17:15 - Is the debt snowball better? 19:28 - Create a payoff timeline 25:49 -...

What's worse––having too many money accounts... Or not enough? In this week's episode, Lauren and Nick are breaking down the 4 types of money accounts you need to have to win with your finances! 0:00 - Intro 0:48 - Is insurance a scam? 4:48 - Cash Accounts 7:56 - Do credit cards count as a Cash Account? 14:51 - Savings Accounts 24:25 - Separating your different Savings Accounts 26:48 - Retirement...

How can you transform your finances in just 90 days? In this week's episode, Lauren and Nick are breaking down some of their best tips to change the way you handle money. 0:00 - Intro 2:45 - You need to have a clear goal 6:31 - Understanding your cash flow 14:46 - Creating a system for your money 22:51 - Getting one month ahead with your money 28:50 - Making a plan to get out of debt 35:22 - C...

You feel good with your money... so what's next? In this week's episode, Lauren and Nick are breaking down how you can go from good to great with your finances. 0:00 - Intro 0:42 - Lauren found $5k 2:33 - Nick bought a house 6:29 - How can you level up your finances? 12:02 - Shifting from intensity to intentionality 24:16 - Discipline vs strategy 30:48 - What can you do with leftover money...

What do you do when your budget’s been completely blown, you're stuck in survival mode, and there’s nothing left to cut? In this week's episode, Lauren and Nick break down how quickly your finances can spiral when you're not living financially healthy (and what you can do about it). 0:00 - Intro 0:47 - When everything goes to sh!t 4:12 - Does paycheck to paycheck always mean broke? 12:...

How are people ending up in thousands of dollars of debt–––and what can you do when it finally feels like there’s no way out? In this week's episode, Lauren and Nick are talking all things DEBT–––from believing credit cards are fake to the crushing debt and anxiety debt causes.  0:00 - Intro  0:52 - Lauren's tax surprise 4:40 - Are American's prepared for a large unexpected bill 11:07...

Whether it was a risky financial decision or trusting someone and it completely backfired, we’ve all dealt with toxic money (and toxic people!)–––but the real question is, what can you do to avoid it in the future? In this week's episode, Lauren and Nick are talking about toxic money and toxic people!  00:00 - Intro 1:07 - Never buy a home with someone you aren't married to 13:46 - How do I explai...

Trillions of dollars have been wiped from the market, economists are warning of a recession, and President Trump’s tariffs have the world on edge–––but the real question is: why do people think this time is different and what should you actually do about it? In this week's episode, Lauren and Nick are breaking down why the market is going wild, what you should (and shouldn't) be doing with...

Does the economy suck... or do you? In this week's episode, Lauren and Nick are diving into bad financial decisions, overspending, and the right money habits to fix it all!  0:53 - There's no excuses at this point 7:24 - How can we break the cycle and finally get ahead? 11:57 - You have to take control of your finances 15:45 - Is debt consolidation worth it? 24:28 - How do I cope with inte...

Is being frugal actually helping you, or is it just making your life harder? And what can you do to make a real difference with your finances? In this week's episode, Lauren and Nick break down the right (and wrong) ways to be frugal! 0:44 - Is being frugal worth it? 9:56 - Should you spend more just because you can afford to 15:11 - Where NOT to be frugal 20:35 - Where can people cut back wit...

Why is the world so expensive now and what should you be doing to manage your money better? In this week's episode, Lauren and Nick are breaking down the rising cost of existing in today's world and how you can start getting ahead! 0:55 - The price of eggs are INSANE 5:00 - Where have you seen dramatic rise in costs?  10:15 - Should I be Increasing my budget with inflation? 15:13 - Inflati...

You've just paid off all your debt...so what's next? In this week's episode, Lauren and Nick are breaking down how you can start building wealth after you've gotten out of debt.  0:52 - How much do you have in your savings account? 6:08 - I'm 30 and starting from $0, what should I do next? 12:50 - I'm debt free, what's next? 19:47 - I'm trying to get my money organi...

How do you escape living paycheck to paycheck? In this week's episode, Lauren and Nick are breaking some of their best tips for sticking to a budget! 1:22 - How much do you keep in your checking account? 5:13 - How can I escape living paycheck to paycheck? 10:44 - I can't follow a budget to save my life! 19:58 - How do you get your family on a budget they'll stick to?! 27:05 - How do we budget as...

Should I finance it or pay cash? In this week's episode, Lauren and Nick are breaking the SMART way to make some of life's largest purchases. From financing new vehicles to funding college education, we break down mistakes to avoid when making big financial decision.  1:38 - Feeling overwhelmed by my debt and don't know where to start 7:20 - Should I finance a car or buy it in cash? 6:17 - How did...

Are you financially ready to buy a home? In this week's episode, Lauren and Nick are breaking all things homeownership - from how to know you're ready to buy to homeowner nightmares! 1:13 - Is owning ALWAYS better than renting? 5:40 - When do you know you're financially ready to buy a home? 12:06 - My new home is a NIGHTMARE, please help! 19:41 - How much house can we really afford? 29:19 - Can so...

Is your money working hard enough? In this week's episode, Lauren and Nick are breaking all things savings––savings buckets, emergency funds, and even retirement. Are you actually saving smarter or just making things harder for yourself?  1:38 - What savings buckets should we have and what % to put in each? 7:53 - How big is your emergency fund? 14:26 - How much should I be saving for retireme...

Is the credit card game really worth it? In this week's episode, Lauren and Nick are breaking down the RIGHT way to use credit cards––from when to pay them off to building credit the smart way. 1:05 - How Much Credit Card Debt do US Consumers Have? 3:14 - "Why do people think you need to carry a balance to build credit?" 6:48 - "Can anyone tell me the proper way of using a credi...

Is Girl Math real... or just an excuse? In this week's episode, Lauren and Nick break down some of the wildest personal finance takes we could find on the internet––from girl math to crazy side hustles, this episode gets spicy! 1:21 - "Where do I go from here?" 6:56 - Breaking Down Girl Math 12:17 - The Potato Famine 13:50 - Extreme Frugality on Reddit 25:49 - The Dark Side of Gambli...

Are you FINANCIALLY ready to invest? In this week's episode, Lauren and Nick are breaking down all things investing–when you're ready and how to start! 0:58 - Lauren and Nick share some exciting updates! 2:56 - "Am I financially ready to invest?" 9:29 - "What's the best advice you have for someone starting to invest?" 20:06 - "Where should I start my retirement...

If you hid $100k of debt from your partner, how would you tell them? In this week's episode, Lauren and Nick are diving into all things debt payoff! From secret debt to piling up tens of thoudands on credit cards, this episode gets spicy! 1:24 - "Looking for outside advice on buying a home" 9:23 - "I'm in a scary amount of debt!" 17:06 - "Is it better to save or pay off debt?" 24:14 - "I hid $100k...

What would you do if your brother stole $10,000 from your parents? In this week's episode, Lauren and Nick dive into toxic money situations from abusive husbands to shady friends! 1:22 - "How do I prepare to lose more than half my income?" 4:43 - "AITA for asking my boyfriend to pay me back?" 11:35 - "My husband has been hiding money from me!" 19:25 - "AITA for being upset about my brother stealin...

How would you build wealth if you were starting from $0? In this week's episode, Lauren and Nick are breaking down how to use the Financial Roadmap to jumpstart your finances. 1:15 - 8 Step Financial Roadmap 1:56 - "How am I supposed to pay for my children's college?" 10:47 - "Where do I start with my finances?" 17:23 - "I'm starting from $0 at age 50, where do I begin?" 27:44 - "I want to buy my...

Do you have a PLAN for your finances? In this week's episode, Lauren and Nick are breaking down the Financial Roadmap––their 8-step plan for taking control of your money and building wealth.  1:11 - 8 Step Financial Roadmap 3:01 - "Help! I'm starting from zero" 4:31 - Step 1: Get Clear On Your Finances 6:08 - Step 2: Build Up Starter EF 8:23 - Step 3: Invest Up To Employer Match 13:16 - Step 4: Pa...