Jeff Roediger -- Replacing Wall Street With Main Street

In Chapter 11 of The Informed Fed, “Understanding Required Minimum Distributions (RMDs),” Jeffrey Roediger and Bryant Stone break down RMD rules, recent changes under Secure Act 2.0, and strategies like Roth conversions to reduce tax burdens and maximize retirement savings. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3...

Learn how to navigate the 2025 TSP and tax changes with actionable strategies to maximize your retirement benefits. This webinar covers the new $11,250 catch-up contribution for ages 60-63, the difference between marginal and effective tax rates, and the significant tax savings possible with Roth conversions—like one example saving $480,000! You'll also discover how to align Social Security,...

In Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017," Jeffrey Roediger and Bryant Stone explore the Act's transformative updates. These include allowing up to four partial withdrawals annually, removing the 30-day waiting period, enabling withdrawal from specific account types, and offering flexible payment schedules. They compare these changes to...

In Chapter 9 of The Informed Fed , titled "Roth vs. Traditional TSP," Jeffrey Roediger and Bryant Stone break down the key differences between these two Thrift Savings Plan options for federal employees. They explain that Roth TSP contributions are taxed upfront but grow tax-free, while traditional TSP contributions are tax-deferred until withdrawal, allowing immediate tax savings. The d...

In Chapter 8 of The Informed Fed, titled "Maxing Your Retirement Income," Jeffrey Roediger and Bryant Stone delve into strategies for optimizing federal retirement benefits. They discuss the crucial role of the 5% match in the Thrift Savings Plan (TSP) and offer insights on how to make the most of TSP allocations. Bryant underscores the impact of timing retirement at age 62 for a higher...

Jeff Roediger and Jen Trowbridge discuss the crucial topic of estate planning, with a special focus on women, who are often overlooked in this area. Listen in as they explore why it’s essential for women to have a comprehensive estate plan, including a healthcare and financial power of attorney. You'll also discover valuable resources to help you establish a trust and tackle important financi...

Bryant and Jeff explore the key details of retirement pension systems for federal employees, including CSRS, CSRS Offset, and FERS, in Chapter 7 of The Informed Fed, "Retirement Systems Explained." Bryant explains the key differences between these systems, while Jeffrey offers an in-depth look at FERS, underscoring the financial impact of buying back military time. They highlight the sig...

Jeff Roediger and Bryant Stone discuss the importance of planning ahead for federal employee benefits, particularly health insurance and retirement benefits in Chapter 6 of The Informed Fed, "All About Your Health." Understand the different options available, the tax implications of these benefits, and the consequences of failing to plan properly. Bryant highlights the importance of choo...

Chapter 4 description: Join Jeff Roediger and financial expert Bryant Stone as they review Chapter 4 of The Informed Fed, "Understanding FEGLI."  This discussion explores federal employee benefits, focusing on group life insurance and retirement planning. Learn about FEGLI coverage, compare costs with private insurance, and discover retirement planning strategies tailored for federal emp...

Join financial experts Jeff Roediger and Bryant Stone as they explore Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)"  Learn about crucial TSP investment strategies and retirement planning tailored for federal employees, including mindset and motivation, tax implications, and common pitfalls to avoid. Discover the proactive approach needed for financial well-being in the feder...

Join Jeff Roediger and financial expert Bryant Stone in their review of Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies."  Here they discuss the crucial role of mindset and motivation in the financial success of federal employees. This interview covers holistic financial planning, including retirement options and tax implications, outlines four traps for unprepared fede...

Join Jeff Roediger and financial expert Bryant Stone in a dynamic discussion on "Taking a New Perspective on Learning."  This chapter explores personal finance for federal employees and the general public, focusing on educating federal workers about their benefits and tailoring financial planning to their unique needs.  Explore the various retirement phases and associated financial decis...

Join Jeff Roediger's interview with Bryant Stone as they discuss how to simplify financial education and investing for federal employees, covering Chapter 1 of our book, "The Informed Fed." Gain key insights into benefits, retirement planning, and effective strategies tailored for federal workers. Unpack the complexities of federal employee benefits, explore tailored investment appr...

Join Host Jeff Roediger and Special Guest Butch Patrick as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust).  "Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan"" Regardless of how many assets you have, It is important to control your legacy. 

Join My Guest Financial Fiduciary Ken Orenstein and I as we discuss how to manage your investments with income planning to preserve wealth. Ken will share how he teaches his clients on how to structure their assets into three different types of holdings.    Book a complimentary Session with Ken to get your retirement questions answered here: https://go.oncehub.com/KenOrenstein  

Join Financial Fiduciary and Florida Retirement Specialist Ken Orenstein and Host Jeff Roediger as we discuss the important decisions Florida Public Employees Need to Make Before Retiring. Ken and his team can help you navigate The FRS System to make sure you are educated on  all of the options and decisions that you will need to make before you set your retirement date.

Join Host Jeff Roediger and Special Guest Financial Fiduciary Ken Orenstein as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust).  "Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan"" Regardless of how many assets you have, It is important to control your legacy. 

Join Host Jeff Roediger and Special Guest Financial Adviser and Former Marine Erik Ranberg whose financial practice focuses on Military Service Members,  Veterans, DOD and Federal Employees as we discuss the importance of estate planning. Erik addresses this overlooked area of planning. Whose Plan Do You Want?   The Government's Plan or Your Own Plan?   We Can Help. Sign Up For a 30 Day Trial...

Join Host Jeff Roediger and Special Guest Financial Adviser, Kathy Fasterling as we discuss how Life Insurance can be used as a great living benefit. Kelly and I discuss these important topics: 1.  Why you should "own" life insurance verses "renting" it.  2.  Using Life Insurance Living Benefits to help cover long term care costs 3.  Leveraging Life Insurance Death Benefits to...

Join Jeff Roediger and Guest Host La'Mont Baxter, Financial Adviser and Government Employee Advocate, as we discuss this important and often overlooked area of Financial Planning.  Whose Plan Do You Want?   The Government's Plan or Your Own Plan?   We Can Help. Sign Up For a 30 Day Trial  Estate Planning For Everyone

Join Jeff Roediger and Co- Host Kelly Fasterling as we discuss Long Term Care.   It is very important to understand how it works and what your options are: - Do You Need It? If so, what is the best way to obtain it and fund it. -  Should you consider The Federal Long Term Care (FLTCIP) ?  -  How to compare FLTCIP to Alternatives... - Can you afford to purchase it?   Can you afford not to have this...

Join  Host Jeff Roediger and his Guest Financial Fiduciary Bryant Stone as they discuss  this important term "fiduciary" and how it could impact you! Fiduciaries are obligated by law to act in your best interest as they manage your assets or money. Rather than operating out of self-interest (such as recommending insurance policies or investments in pursuit of fees and commissions).  We a...

Join Jeff Roediger and Financial Adviser Kelly Fasterling as we discuss the following in this Chapter: - Health Insurance - FEHB - There are a lot of options pre and post retirement.   Here are some of the questions you need to be thinking about.   Which Carrier?  Is your Spouse (Significant Other) Eligible to Receive to Benefits?  What will your cost be at retirement? -  Fed VIP -  Dental and Vis...

Join Host Jeff Roediger and Financial Adviser Tom Muije as we discuss alternatives to Pension annuity survivor payments.  Here are the topics we discuss: Clarify: Single vs joint life? Who could be help by a pension maximization strategy? When should you start a pension maximization?  Also, go to www.govresource.com and obtain your no cost pension report card.

Join Jeff Roediger and Financial Adviser Larry Prascus as we address these important questions... How does this impact TSP Participants? Can they withdrawal funds? Can they move assets from G Fund to other sub accounts? Listen in as Larry addresses these questions and more... Also, go to www.fedresource.com  and Download a complimentary Federal Employee Retirement Workbook.