Jake Of All Trades

A representative of the Dave Ramsey consulting company was scheduled to be on the show, but after receiving my challenging questions he decided to cancel. On this episode I talk about some of the ideas of Dave Ramsey and my thoughts on them. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twi...

Myth: The stock market is falling, so I’m going to pull my money out and buy gold! Learn Jake’s views on this thought process. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents\ Securities and advisory services offered through Commonwealth Financial Network,...

On this episode Jake Rivas chats with client and co-host the Roaming Entrepreneur about his own personal finances. Get a sneak peek on what it is like to work with Jake Rivas. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and advisory services...

Myth: I have just been eligible to enroll in my companies 401k plan, since they are a publicly traded stock I’ll invest everything here. This feels like sound logic. You work there and know the company well, why not invest in its future? In this episode you’ll learn another way to look at diversification. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and J...

What is the impact of the government shutdown in your life? For those involved in the government agencies directly effected, it means not receiving a paycheck. The December 2018-January 2019 government shutdown under President Trump marks the longest shutdown in American history. How does this effect ordinary Americans? How will it effect the stock market, even after the government resumes normal...

Myth: My stay-at-home-spouse doesn’t need life-insurance because he or she doesn’t work. Many clients think this way and there is one critical thing to keep in mind before you make that decision. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities an...

Certified Financial Planner, Jake Rivas, and co-host, The Roaming Entrepreneur, Kirk Barbera, chat about how to plan your 2019 finances.   Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and advisory services offered through Commonwealth Financia...

Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency....

Powerball now offers the opportunity to win a combined total of $1.6 billion! But let's say you received a chunk of that money. We all know you will have taxes and such to pay. But after that, what you are left with would be called a "financial windfall." Winning the powerball is unlikely. But, what is quite possible for you is to inherit money from the previous generation. The Baby...

Fact or fiction? You should always prioritize paying your student loans and mortgage off early. This is a common question Jake receives in his financial planning practice. In this episode he briefly explains both sides of the issues and discusses his views on the common advice given to young people today of "debt free debt free debt free!" Is that always the best advice? Tune in. Have qu...

Kirk, a previous guest on the Jake of All Trades Show, has been on the road in an RV for the last several months. Now Jake is checking in to talk finances. On the show they discuss strategies to deal with a variable income, random setbacks, and whether or not it is a good idea to tell debtors your new location. Have questions about managing a freelance financial lifestyle? Email Jake@youandifinanc...

Do you know the credit utilization ratio? Well Tune in and find out why this fact is a fiction! Have questions about managing a freelance financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Regi...

Jake will teach you the exceptions behind the early distribution rules, what are the ways around it? Also, what should be your decision-making process for taking money out of your retirement fund early? Have questions about managing a freelance financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents...

Financial planning is for anyone who wants to take control of their financial goals. You know that money will not make you happy, but planning for your financial needs is necessary to lead a long and flourishing life. Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakes...

Some companies have a special feature attached to your retirement plan. The feature is called a profit sharing feature.  In this episode Jake breaks down exactly what this feature is, how it works and what to do once you have it. Not every company has this feature. However, you should discover if you have this option available to you. It is one you may want to take advantage of. Have questions abo...

Well there may be more to the story than you have been told. But Jake Rivas is here to do the research and help guide you through this process.  It has been ten years since this program was initiated. That means that the first applicants are starting to come into the government for loan forgiveness approval. Can you guess the percentage of these that are NOT approved? The number may shock you! Hav...

In America for many generations the common advice for young people is to save up so that you can buy a home. But is buying necessarily superior to renting? What considerations should you figure out before you choose either option? Have questions about finances for Jake? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Securities and advisory services offered thro...

The difference between mortgage brokers and mortgage lenders is critical to understand. In today's episode Jake helps you understand how to navigate the differences. Have questions about financial planning? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show! Follow jake on Twitter and Facebook @jakestwocents Securities and advisory services offered through Co...

Are you one of the millions of American who has left billions of dollars behind? Jake teaches you how to find the money you very likely have left behind. As the saying goes, leave no man behind! Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and advisory servi...

There are many credit card myths that lead one to make bad long-term decisions regarding their credit. Spend five minutes with Jake to discover the facts that will increase your life-time wealth. Have questions about financial planning? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show! Follow jake on Twitter and Facebook @jakestwocents Securities and advisory se...

Of course the answer to this question depends on many factors. However, we guarantee that you may have the wrong information about what is required to protect yourself when renting a car. And it could be costing you money. Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow jake on Twitter and Facebook @jakestwocents S...

Roth IRAs is a wonderful tool for retirement, but only if you understand them. On this episode listen to Jake's Take on the Roth IRA. Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow jake on Twitter and Facebook @jakestwocents Securities and advisory services offered through Commonwealth Financial Network, Memb...

How does it go again? death and taxes. Well financial planners deal with both. And today, Jake is talking about your final Will and Testament, oh and what to do with all your accumulated wealth after you've shrugged off your mortal coil. Have financial questions? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow jake on Twitter and Facebook @jakestwoce...

This is one of the biggest misconceptions a financial planner deals with. in this quite episode Jake explains the many benefits of working with a financial planner, no matter what your current level of income. Have questions about financial planning? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake on Twitter and Facebook @jakestwocents Securities and...

Kirk Barbera has recently sold most of his belongings, his townhome and decided to live in an RV. He's not retired. He's not crazy (we dont' think). He is a media producer who found RV life to be an optimal way for him to live. In the podcast Jake Rivas talks with Kirk to discuss what life is like in an RV and what are the financial considerations when buying an RV. They also discus...