Jake Of All Trades

Estate planning is not just for the rich! I sat down with Texas certified estate planning attorney Amanda Batsche of Batsche Law to talk about why estate planning is important and what documents you should have created to protect you and your loved ones. In this episode we discuss:   The risks of not having a basic estate plan Defining the different types of estate documents Are online programs li...

"Real estate is easy. People are difficult"  It seems that real estate investing can be a very lucrative business. But what about hidden challenges that no one talks about, such as filling your vacant rental property? Or, finding the deals in the first place? On this final installment of Jake's Real Estate Investment series, he interviews Kacey Klaus, an agent with Lifestyles Realty...

Why do some projects "flip" and others "flop?" How safe is flipping in contrast with other forms of traditional investing? How safe in contrast to other forms of real estate investing? Geremy Heath is a pillar of the real estate investment community, with over 600 flips under his belt. In this interview Jake delves into how money can be made in flipping, but also the risks invo...

Owner financing is a real estate investment strategy almost no one is talking about, but it may just be a hidden gem. On the show today is Collin Corrington, the host of the youtube show "Project Stop Flipping," where he and seasoned Owner Financer, Erik Saengerhausen go through the entire process of owner financing a real estate deal. Certified Financial Planner Jake Rivas takes a skept...

Over the next several shows we will be exploring three major types of real estate investing, Flipping, Owner Financing, Rentals.  Jake found the top real estate investors in San Antonio in each of these categories and sat down with them to investigate which one has the best opportunities and what are the downsides to each. Stay tuned for interviews with Geremy Heath of Texas All Cash Homebuyer, Ka...

In this episode, your host discusses what circumstances could cause a life insurance benefit to become taxable.  Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show!   Follow jake on Twitter and Facebook @jakestwocents   Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Advise...

In this episode, your host clarifies what your risks are if your housekeeper is injured on the job.  Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show!   Follow jake on Twitter and Facebook @jakestwocents   Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed ins...

In this episode, your host discusses when you can and can't defer payments on your student loan debt.  Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show!   Follow jake on Twitter and Facebook @jakestwocents   Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fi...

In this episode, your host discusses what types of student loans qualify for loan forgiveness programs and what do not.  Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show!   Follow jake on Twitter and Facebook @jakestwocents   Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investmen...

In this episode, your host discusses the important components of a mortgage and how the interest rate shouldn't be the deciding factor.  Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show!   Follow jake on Twitter and Facebook @jakestwocents   Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a...

In this episode, your host discusses why estate planning isn't just for the rich! Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show!   Follow jake on Twitter and Facebook @jakestwocents   Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance product...

In this episode, your host discusses the risks of using retirement savings to build your emergency fund.  Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show!   Follow jake on Twitter and Facebook @jakestwocents   Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixe...

In this episode, your host discusses some of the unexpected costs to maintain two households.  Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show! Follow jake on Twitter and Facebook @jakestwocents   Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance p...

More American households are being run by single women than ever before. With mouths to feed, a home to maintain, and a career to manage, it can be challenging for women to also maintain the household finances. But with wage inequality still present, and about half of marriages ending in divorce, it is crucial that women feel empowered to control the household finances. Our special guests today ar...

Fact vs. Fiction is a series of common financial myths and the facts that prove them wrong. In this episode, your host discusses Flexible Spending Accounts (FSAs) and covers three topics: What are they? How to use them? Why use them? Have questions? Email  Jake@youandifinancial.com  and Jake Rivas may read your questions on the show!   Follow jake on Twitter and Facebook @jakestwocents   Securitie...

What would you do with an extra $10,000? And what SHOULD you do with it? April was financial literacy month AND Fiesta for San Antonians. So your host Jake took to the streets at the Battle of the Flowers to ask the people what they would do with $10,000. Jake asked a variety of fun and interesting San Antonians what their 18 year old self would do with the extra windfall money and then what they...

Do you wish you could make a living selling print art that says things like “I wish I was a unicorn, so I could stab idiots with my head?” Jenni Waldrop is doing just that. In fact, she flourishing in the new gig economy. More and more young professionals are ditching their 9-5 for a freelance gig. Are you one of the 53 million Americans working on your own? Or are you the 1 in 5 Americans who mad...

The expense of a wedding can not only follow you for years, it can literally ruin your marriage! How you make wedding decisions and how you deal with the money questions as a couple is a barometer for how your marriage will go. Our relationship to money affects how we treat others and ourselves. If you have an unhealthy relationship to money it will cross over to your relationship with your partne...

It’s everyone’s favorite season, TAX Season… Whether you use a software program or a CPA or you just let your parents file your taxes, this is the time to reflect on how you file your taxes; more importantly it’s a time to learn different strategies to keep more of your money. As you make more money, you will be required to pay heavier taxes, and every situation is unique. I spoke with a three dif...

Financial stress is the leading cause of divorce in America. Marriage is an ancient and important institution, but as a financial advisor, I’ve learned that most couples don’t really discuss finances with one another. If they do talk about finances, it can lead to many uncomfortable (and sometimes scary) revelations. I spoke with Marco and Hillary Romero of @hilcohomes about how they navigated the...

On this episode your host Jake Rivas hit up one of San Antonio’s favorite coffee shops, @localcoffee to talk with real live young professionals about how they are managing their new financial problems and successes after college. In this episode: Learn what to do with excess cash! How to “find yourself” in your post college financial situation Extended education finances Dealing with the cost of c...

Millennials have been bitten by a travel bug. But despite the images to travel, travel, travel, many of us are reluctant. The number one reason cited for not traveling more: NO MONEY! Jake Rivas sits down with world traveler, and cubicle worker, Chase Abendschein to discuss tactics and strategies to travel the world on any budget. ANY BUDGET!  In this episode you'll learn How to find your &qu...

A growing number of people now consider employee benefits to be a determining factor when choosing a job. Are you familiar with what to look for and are you taking advantage of everything your benefits package has to offer? Tune in to hear from an industry expert and stay informed! Don’t forget to submit your questions to jake@youandifinancial.com , and follow me on Twitter and Facebook @jakestwoc...

Have you been trying to set some financial goals without any luck in making them stick? New Year’s is the perfect time to start fresh! I had the opportunity to interview guests at Tech Tuesday and got some great resolutions! Tune in to hear my feedback, get some resolution inspiration if you need some, and to hear my awesome New Year’s jokes (you won’t regret it)! Don’t forget to submit your quest...

Money is flying everywhere over the holidays, are you keeping track?! If you’re not careful you could find yourself falling prey to Bad Santa, aka countless phishing scams that are constantly taking place. Tune in to hear from two experts on the matter to make sure you’re staying informed! Don’t forget to submit your questions to  jake@youandifinancial.com , and follow me on Twitter and Facebook @...