It's Your Money

How exactly do funds work? How are they managed? And how is everything going so far in 2026? Friend of the podcast Mark Preskitt, Senior Portfolio Manager at Morningstar Wealth, joins us for our latest live Meet The Managers evening in London. He explains how key funds operate and how they’re performing in our tumultuous times. • Many thanks to all at www.hightimber.com for hosting a great evening...

How can you stay calm and focused when you’re besieged by financial news alerts and tumult in the markets? Why do we fear losses more than we enjoy gains? Expert on human behaviour Ryan Murphy, global head of behavioural insights for Morningstar, tells Andy Maher and Andrew Harrison how to tune out the noise – and why sometimes the best response to big events is to do nothing.  Presented by Andrew...

Trump’s attacks on Iran sent shockwaves through the world economy and may well have gifted Tehran control of a fifth of the world’s oil. What does it all mean for investors? And how do you keep your eyes on your goals when events are so wild? Special guest Dan Kemp of Portfolio Thinking joins Andy Maher and Andrew Harrison to look at investing during times of chaos.  Presented by Andrew Harrison a...

The tax year ends on April 5 and if you don’t use some of your key allowances, they’ll disappear. So what should you look at right now? Andy Maher talks Andrew Harrison through some of the smartest savings and investment moves you can make before the clock counts down to zero.   Presented by Andrew Harrison and Andy Maher. Production by Simon Williams. Music: ‘Hold For Corporate’ licensed from pre...

Private health insurance isn’t just for the well-off any more. As NHS waiting lists get longer and people want more flexibility from their health care, more and more people are finding they can afford personal health insurance. Special guest Adam Lipman of healthcare brokers Usaycompare joins Andy Maher and Andrew Harrison to explain how to find out if it’s right for you.  Presented by Andrew Harr...

What’s coming up in the new year? Can 2026 replicate 2025’s stellar performance for equities? Can we predict anything with Trump still operating on whim? And will the much-feared A.I. bust really come to pass? Morningstar’s Mike Coop joins Maher Brownsword’s Andy Maher and enthusiastic amateur Andrew Harrison to look at the year ahead.  Presented by Andrew Harrison and Andy Maher. Production by To...

Amid all the chaos, unpredictability and Trump’s tariffs it’s been easy to miss the fact that 2025 was actually (so far) a stellar year for investments. How? Why? And if it’s all down to A.I. are we heading for a stock market CrashGPT? Morningstar’s Mike Coop joins Andy Maher and enthusiastic amateur Andrew Harrison to look at a frantic year.  Presented by Andrew Harrison and Andy Maher. Productio...

Inheritance tax is in Rachel Reeves’s sights. What’s the best way to pass on your estate and savings to the next generation, whomever they might be? Estates and trusts expert Ross Anderson of law firm Jones Whyte joins us to look at four different scenarios – from couples without kids to second families and more – and how to make the fruits of your labour end up in the right place.    Presented by...

The only way is ethics? ESG or Environmental, Social and Governance investing is under fire from Trump’s anti-woke agenda. But what’s the real picture? Can the $3trn ESG sector still pay off for investors? Hortense Bioy, head of sustainable investing research for Morningstar UK, explains how you CAN go woke without going broke. Presented by Andrew Harrison and Andy Maher. Production by Robin Leebu...

It’s Your Money goes on the road to Andy’s latest Meet The Manager event in Stratford. Mike Coop, Morningstar’s Chief Investment Officer for EMEA, answers audience questions on everything from dodging the effects of Trump’s tariffs… to what impact might AI have on markets… to which countries might be underpriced for investors… and beyond.  Presented by Andrew Harrison and Andy Maher. Production by...

Equity release from your home used to have a bad name – but now they’re among the safest and best-regulated products on the market. How can you draw down some value from your main property for a more comfortable retirement? Or to help kids get on the property ladder? And what’s a “lifetime mortgage”? Andy explains with the help of special guest and MBS client Cheryl White who made it work for her....

It’s been a bruising few days with Donald Trump’s on/off tariff driving stocks up and down wildly. How should we handle uncertain times? Dan Kemp of market data analysts joins Andy Maher to explain what Trump’s America First vision of world trade means for investors.  Presented by Andrew Harrison and Andy Maher. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmas...

Tax year 2024-25 ends on Sat 5 April. What should you sort out before the financial year rolls over? Andy Maher has a handy checklist for healthy personal tax – and he explains it all to Andrew Harrison.  No notebook required! Here’s the checklist: 10] Sort out salary exchange if your employer offers it.  9] Use your capital gains allowance on shares.  8] Make some charitable gifts to reduce your...

You might dream of the perfect retirement but are you planning for it in the right way? It’s not just about the money – it’s how you get the best out of life after work. Special guest Simon Ward and MBL client has been there and done that very successfully. He joins Andy Maher and Andrew Harrison to answer the big questions: How early should you start planning your retirement? What changes to tax...

It’s “new year, new you” time which means it’s the perfect moment to set some personal financial goals. But how do you choose them? How can you stick to them? And what are you REALLY saving for? Special guest Ryan Murphy – Morningstar’s expert in behavioural science – joins Andy and Andrew to look at the science of goals. Presented by Andrew Harrison and Andy Maher. Music: ‘Hold For Corporate’ lic...

What were the big financial events of the year? How did 2024’s seismic “year of elections” affect savers and investors? Will Donald Trump’s planned tariffs trigger a global trade war… or will they happen at all? And what’s the outlook for 2025? Special guest Mike Coop of Morningstar joins Andy and Andrew to look back on a whirlwind year. Presented by Andrew Harrison and Andy Maher. Music: ‘Hold Fo...

The first Labour budget in 14 years was bound to be painful – but did Rachel Reeves have to do it around Halloween? And what does it mean for savers and investors? Special guest Sean Burrows of P1 Capital joins Andy Maher and Andrew Harrison to explain the detail of the Chancellor’s changes to National Insurance, Inheritance and Capital Gains Tax, and pensions. And is this the end of the buy-to-le...

Chancellor Rachel Reeves has to fill a £22bn black hole while sticking to her promise not to raise VAT, income tax or National Insurance. Will she target inheritance tax and/or capital gains tax instead? What will it mean if you’ve got a Buy To Let property or you’re working your inheritance plans? Special guest Sean Burrows of P1 Capital talks Andy and Andrew through what’s coming in October’s Bu...

What does the new Labour government have planned for inheritance tax? With the public finances in a mess, Chancellor Rachel Reeves has to find money somewhere. How can you secure your inheritance – and plan for care costs down the line. Special guest Ross Anderson of Jones Whyte is a specialist in estate planning and trust management. He talks Andy and Andrew through how to futureproof your inheri...

Election turmoil is gripping both the UK and the US (where many of us are heavily invested) and you’d expect major moments like these to spook the markets. But do elections really affect the economy as much as you might think? And what can investors expect from a possible Starmer-Reeves government in the UK – and maybe Trump 2.0 in America? Special guest Nicolò Bragazza, associate portfolio manage...

Where are interest rates going? What will the troubles in Ukraine and the Middle East mean for investors? How do you de-risk your retirement portfolio in an increasingly risky world? And how much is “enough”? Fund picker and investment manager Mark Preskett of Morningstar explains it all to Andy Maher and Andrew Harrison for another live Meet The Manager event – this time in Stratford-upon-Avon. ...

You’ve heard of the pay gap for women. But what about the gender wealth and pension gap? It’s not just down to unfair pay rates. When women leave work to have children or care for family members, they interrupt their pension and savings contributions – with major consequences later in life. Maher Brownsword’s Sarah Robertson and Joan Evans explain how to avoid the pitfalls of a system that’s still...

Finance guru Carl Richards makes complex financial ideas simple with his Sketch Guy cartoons and his Behavior Gap newsletter. He joins Andy Maher to explain easy ways to make financial thinking manageable… and how everything makes more sense when you draw it on a napkin. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production Learn more about your ad c...

How much do you need to retire? What’s happening next with inflation? What do the markets think of a Labour government? Mike Coop of Morningstar and Andy Maher of MBS answer your questions at our Meet The Manager event at the Dean Swift pub in London on Jan 24. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. V...

Time for a fresh start after a turbulent year? Mike Coop of analysts Morningstar joins Andy Maher to look at the year ahead, from the prospects on inflation and interest rates to what it all means for savings and investors. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices