It's Personal Finance Canada

This week we want to look at how to build wealth, even when you don’t have any to start with. How to get out of survival mode, better understanding cashflow and more. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com    DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep...

This week tackle the concept of savings rate and see what rate could be best for you. Plus we talk about how ability, willingness and time are the biggest factors in saving. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get.modernadvisor.ca/braun-financial/...

I’m just a strong and independent person that simply does what others tell me. This week we explore the book “Nudge – The Final Edition” by Richard Thaler and Cass Sunstein to see how others are making up our own minds. Learn how to protect your finances from the myriad of voices trying to lure you through sales funnels. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or...

Why read something when you can just misquote it instead. This week we delve into the holy document of the FIRE movement, the Trinity study. What does this famous paper actually say and how has it been misrepresented in the personal finance community. Plus some tips to help you get the most out of the papers actual results. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario...

This week we talk about a popular personal finance book Christine actually liked, “The Ultimate Retirement Guide for 50+” by Suze Orman. We lay out our top 10 favorite parts of this book that you can apply to your own finances. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com    DIY Inve...

This week we talk about the ins and outs of health and life insurance and see how we can pre-pay today to solves tomorrow's problems. What is Disability and Critical illness insurance, the difference between temp and permanent and how you can’t build a robust financial plan without insurance. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you tak...

This week we track down some odd but helpful money\ saving tips to help out with your day to day spending. Everything from finding things for free, maximizing your grocery shopping and more. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get.modernadvisor.ca/...

I have a bad habit of putting the “pro” in procrastination. This week we talk about “The Procrastination Equation” by Piers Steel and see how procrastination is hurting your finances. Discover useful tips, ways to motivate yourself and how to fix everything with math. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love...

This week we take a look at the work of Gary Selnow and see the top reasons people don’t save for retirement. Problems such as lack of instant gratification, no set structure, no accountability and more ways people are sabotaging their retirements, plus some solutions. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you lov...

This week we find out how to take advantage of the money you got back from the government. What strategy is best depending on your income, how to balance risk and how to spend that found money wisely. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get.moderna...

This week we talk about two common financial advice tips that if not done properly can leave you in a worse position than when you started. That’s right hot topics like borrowing to invest and maximizing your mortgage finally get put to the test. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinanc...

This week we search for joy in the philosophy of Marie Kondo's book "The Life Changing Magic Of Tidying Up" and see how to set our financial house in order. See how organization, finding the true value in things and letting go of what we don’t need (bills don’t apply) can help you. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take...

Knock, knock. Who’s there? Later. Later who? “Buy now pay later” that’s who! This week we come face to face with the everyone’s favorite frenemy, consumer debt. We talk about good debt vs bad debt, how to get out of the minimum payment cycle and how to start improving your reliance on credit. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take ca...

This week we break down the “Financial Stress Index 2025” published by FP Canada. Get a clear picture of how poorly so many of us are doing and how deep the generational wealth and comfort divide is getting. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get....

Who’d a though personal finance is just personal development with budgeting? This week we continue our look at “The Seven Habits Of Highly Effective People” by Stephen R. Covey and see how we can better ourselves and our finances. Find out about win/win vs win/lose, relationship development and best of all a new Cam approved anagram. ⁠If you live in British Columbia, Alberta, Saskatchewan, Manitob...

This week Christine talks about Stephen Covey’s book “The Seven Habits Of Highly Effective People,” and finds a way to apply it to our personal finances. Find out how circles, squares and private victories can make all the difference in your life. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinan...

Excuse me, I believe you have my stapler. This week we help you become a better and hopefully higher paid employee. What do bosses want, how to stand out, and what your true value is. Plus we reveal the greatest tip of all… being competent! If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.co...

When you’re at the top there’s no one left to blame. This week we go over some key concepts to better help you run a small business. Everything from delegation, systems creation and maintaining your sanity. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get.m...

If advice is popular that means it’s right… right? This week we tackle 2 popular personal finance myths that might sound like a sure thing, but what works in a book doesn’t always work in reality. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get.modernadvis...

Turns out the secret to happiness is painting Warhammer 40K figures and pretending the rest of the world doesn’t exist. This week we tackle the great existential question of how to find true value in your life. What brings happiness, what truly lasts a lifetime and where we should be spending our money. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help...

I’m getting too old for this… or am I? This week we talk about why people struggle to start their retirement. Concerns about the markets, what to do with their time or just the apprehension that always come right before a major life change. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.co...

Wait if it's balanced shouldn’t it be 50/50? This week we peel back the mystery of the 60/40 “Balanced” portfolio and find out not only why they’re so common but how they are built. Lean about the nuances of fixed income, what to look for in the equity side and how its all blended together. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take...

Being rational is overrated. This week we review “Predictably Irrational: The Hidden Forces That Shape Our Decisions” by Dan Ariely and learn about why we keep making bad financial decisions. Find out what is anchoring, how we perceive value and how our own sense of perceived loss cripples our budgets. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help y...

The show must go on. This week we push through the haze of sickness and talk about the little talked about parts of RRSP's, taking money out of it, both in working years and in retirement. Plus find out what you need to know to get what you need without too many surprises. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people...

This week it's time once again for our obligatory RRSP season episode for 2025! Find out what you need to know to make the most of your legal tax shenanigans before March 3. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com    DIY Investing at: https://get.modernadvisor.ca/braun-finan...