It's All About the $Money, Honey!

It used to be that a 20 year retirement was the norm. Now, we plan for 30 years or more. By the year 2050, it's likely retirement planning will need to cover 40+ years. Improvements in medicine, technology, and quality of life are helping us live longer. In this episode, we discuss the Longevity Revolution and why it's more important than ever that you have a plan. Later, what's the deal with the...

You will have no trouble finding a financial advisor to help you - if you already have money. The problem with that is most people are older when they reach this point. What about when you're younger and haven't yet built your wealth? Who will be there to guide you then? Many Millennial and Gen Z investors find it difficult to get answers from financial advisors because they don't yet have the wea...

Everyone knows that the best way to grow your wealth is to start early and be aggressive. That's the climb up the mountain. However, where a lot of people struggle is in knowing how to keep their wealth and use it wisely. That's the climb down. It's not about what you earn, it's about what you keep. In this episode, we share some of our favorite wealth protection strategies and how you can use the...

Beyond investment management, wealthy families consistently ask for one thing from their wealth management team more than any other - tax reduction. Big shocker, right? Millionaires want to pay less in taxes. In fact, everyone does. The problem is that many wealth families do not fully understand how their money is taxed. This causes them to be inefficient and miss out on great tax savings strateg...

Millionaires tend to be, well, needy. They need a lot of different services. Different advice. Different perspectives. Usually, they have to hire multiple different advisors to get all these services. However, if you hire a primary wealth manager who can provide guidance on everything you need, it's much simpler and cost effective. In this episode, we share the top 5 things Millionaires are beggin...

No one likes thinking about what life will be like after they're gone. Yet, not thinking about your death won't prevent it. So, why not make sure that your final wishes are known by the people most likely to inherit all your stuff? There are four key mistakes we see people make with their estate plans and the good news is, they are all easily corrected. The bad news? You're probably not even payin...

In today's 24-hour news cycle world, our social media timelines and minds are filled with all manner of disasters, catastrophes, global conflicts, political turmoil, trade wars, and celebrity wardrobe malfunctions. It gets to the point that you think the entire world is falling apart. This causes you to panic, which causes you to bounce in and out of the market. It might seem you are making the ri...

Congratulations, you survived another Tax Day. You can relax, breathe easier, and know that you won't have to think about Uncle Sam for another year, right? Not so fast. The reality is every day is Tax Day. Anytime you earn a paycheck. When your investment accounts earn income or harvest gains. When your bank account earns interest. All are adding to your tax bill. In this episode, we share some o...

In her book, On the Edge, famed adventurer Allison Levine explains one of the most valuable lessons she learned in climbing Mount Everest. Reaching the summit is only half the journey. You still have to get down. Reaching retirement is a lot like reaching the peak of a mountain. For years, you expended time, energy, and discipline ascending. When you finally retire and take in the view of what the...

If you’re retired—or getting close—you’ve probably found yourself wondering: What’s really going to happen to Social Security? Will the checks keep coming? Will benefits be reduced? And most importantly… will it be enough? These aren’t just financial questions—they’re deeply personal concerns that touch on security, independence, and peace of mind. And right now, millions of retirees across the co...

Picture this - you're at a family dinner, the wine is flowing, the food is great, and then…it happens. Someone mentions the inheritance. Or how the family business is going to split. Or where we’re going to put mom and dad when they can no longer take care of themselves. Suddenly, the room is quieter than a library during finals week. But here’s the thing – while conversations like that make us wa...

You probably think your retirement plan is completely safe. You’ve taken all the precautions, gotten everything in place to enjoy a nice, gentle retirement. Everything looks calm on the surface. However, underneath, there are forces at work trying to dismantle your hard earned wealth. We call these the silent assassins – you never hear them coming and only when it’s too late do you understand the...

Preparing for and successfully navigating retirement requires you to make several big decisions. Some of those decisions are really fun – where are we going to travel, what new car will I buy, which home improvement project will we tackle first Others are more like the vegetables of retirement – you know you need them, you know they’re good for you – they just don’t taste as good as the sugary swe...

With the recent military conflict in Iran, the markets have understandably been through a rough time. War is among one of the most uncertain things humans can experience and their investing decisions reflect that. However, what does history tell us about the impact of war on the financial markets and what should you expect to see? In this episode, we share our insights on those questions.

You may be surprised to learn that millionaires still worry about money. Having more money doesn't automatically mean you won't have problems. In fact, it often creates more problems. Once you have money, how do you keep it? How do you invest it? How do you spend it? How do you pass it to your heirs? Still, there is one thing we consistently see millionaires do that others don't. They create syste...

For decades, we’ve been told retirement equals freedom. But here’s what many retirees don’t expect - loss of identity, an empty calendar, and the question, “Who am I now?” We spend 30 to 40 years building careers that provide us influence, status, and structure. Then one day, it just stops. What often follows isn’t celebration, but confusion, loneliness, and sometimes, even grief. In this episode,...

There are currently about 22 million Millionaires in the United States, or roughly 1 out of every 15 Americans. Since 2000, an average of 580,000 new Millionaires joined the ranks each year. So, how does one become a Millionaire? You might be tempted to think that the biggest factor is having a large income. That certainly helps, but it’s not the #1 factor. In this episode, we reveal our top 5 rea...

Having money is certainly better than not having money. Money is a tool that allows you to live a comfortable lifestyle. Yet, money cannot guarantee that the lifestyle you're living is one that gives you purpose. For that, you must look beyond the assets you own and consider how you're using the wealth you've built. In this episode, we welcome financial advisor and author Barry Moschel to discuss...

Some of the most sweeping tax changes on the horizon will impact the estate you leave to your heirs. Beginning in 2026, the amount of assets you can pass to your heirs without paying estate tax will fall. These changes, if allowed to take effect, could significantly alter how you manage your estate plan. In this episode, we'll discuss those changes and how they might impact you. Later, we share so...

As talk of tariffs continues to roil the stock market, many investors have decided they are packing it in for now. They are done riding the market roller coaster and waiting for a smoother ride to get back in. However, just because the market is down doesn't mean there aren't opportunities to be found, if you know where to look. In this episode, we share some of the ways you can take advantage of...

The big headline in April 2025 was tariffs. The Trump Administration announced new tariffs on imports from a variety of nations. Not surprisingly, global stock markets, including in the United States, fell significantly as investors considered the possible fallout. Whether it's tariffs, interest rates, or terrorist attacks, the market is always going to be susceptible to massive drops when people...

Each year, a small percentage of Americans will face the dreaded IRS audit. While there is no sure-fire way to avoid triggering an audit, there are certain tax situations that attract the IRS' attention more often and increase the odds you will be audited. In this episode, we examine 5 of the biggest tax red flags that will almost certainly trigger an IRS audit and how you can avoid them. Later, w...

Following the death of legendary actor Gene Hackman, details came to light about his estate plan. Because he and his wife died so closely together, it was unclear who actually died first. This set off a chain reaction that led to disputes over his substantial estate. In this episode, we examine cautionary tales of celebrity estate planning nightmares and how you can avoid them. Later, we share how...

At some point, it is likely you will become a caregiver for an aging parent or spouse. Helping a loved one transition from independent living to assisted living or nursing care can often be a challenging ordeal. The key to managing that transition as best you can is being prepared. In this episode, we share the key documents to have and considerations to make as you become a caregiver for a loved...

Of all the classes of assets people can invest in, the one that seems to attract the most interest, but has the least amount of understanding, is alternatives. For many people, the idea of investing in alternatives is exciting, exclusive, and maybe a bit dangerous. Promising huge potential returns, alternatives can be a great way to multiply your wealth, or lose it all. In this episode, we discuss...