Christopher Stirgus

It Pays To Have Good Credit

Education EN ↓ 281 episodes

Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! 💰📊📈 Need a service to assist you with your credit scores? Stirgus Credit Repair www. StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn every...

Author

Christopher Stirgus

Episodes

How is Credit Karma "free"? 07.06.2024 10:18

How is Credit Karma a FREE app on your cell phone, but worth over $8 billion as of 2024!? Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook.com/groups...

Removing hard inquiries from your credit reports 06.06.2024 20:07

Should you worry about removing hard inquiries from your credit report? Check out this episode and hear our opinion on those! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Commun...

Which apps shows my real credit score? 30.05.2024 5:33

Ever downloaded several credit score apps and they all gave different scores? Check out this episode to see which score is the most accurate. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Faceb...

Why would a collection account come back on my credit report? 29.05.2024 6:37

Listen and understand what it means, when a collection account reports back. You'll be surprised.... Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook...

Bad credit card or bad user? 29.05.2024 11:21

Let's clear up the air on a posible misunderstanding with "bad credit cards". Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook.com/groups/11335734848...

Financing vacations!? (Don't use credit for this!) 27.05.2024 11:54

This episode was a great way to express the feelings towards this! Sometimes a hard truth can be the best thing to get you back on track! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook...

America Finances in 2024 is SCARY! 26.05.2024 15:49

If you aren't struggling financially in 2024, the closest people around you may be! Finances in America today are horrible! Listen to some of these record breaking statistics, happening now in the United States. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Busin...

The lowest credit score we've came across! Can we recover from a 303 credit score!? 25.05.2024 11:48

This one is interesting. This client of ours is starting from the very bottom with the credit repair process, but is already seeing positive movement. We all have to start somewhere! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.faceboo...

How long does it take to delete a negative account from my credit report? 24.05.2024 17:39

We usually hear the same questions throughout the credit repair process. This one appears to be the most important, take a listen to this episode! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our...

Deceased family member: Am i responsible for their debt? 23.05.2024 5:02

Finding out you have a death in your family could be rough. This could be a sad moment in life, but also very stressful financially. Are you legally responsible for a family member's debt if they pass away? Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business P...

Buy a home now with 7-8% interest rates or wait until the rates drop? 22.05.2024 6:15

As we all know, mortgage rates recently went from 2-3%, up to 7-8%. Not only did the rates increase, but home prices skyrocketed after the recent inflation period in America. The golden question is, do we buy a home now or wait until home prices and rates drop? Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirg...

500 credit score with NO bad accounts on your reports!? 21.05.2024 5:59

Is it possible to have "bad credit", even if you never missed a payment in your life and all account are paid on time? Learn how in this episode! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our F...

Do we actually need a credit score? 20.05.2024 8:37

With the cost of living steady rising in 2024 and cashflow is tight for the average consumer, do we even need to focus on a credit score at this point? If being debt free saves us money and we only buy cheap things with cash, could we live without stressing over having a 700+ credit score? Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CS...

I ruined my credit! What can I do to fix it FAST!? 19.05.2024 8:43

Suffering from bad credit scores? Take a break for a second and consider the advice given in this episode, which could potentially help you with your situation. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRep...

Closed accounts & Paid accounts: Does this affect my credit score? 18.05.2024 8:00

Ever wondered if your credit scores would drop or increase if you pay off one of your accounts? In this episode we share tips on how these accounts affect your credit scores. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/St...

I pay my credit card's full balance, but my credit scores still drop! 17.05.2024 9:03

You make all of your credit card payments on time and also pay in full, yet your credit scores still drop!? Learn why this happens in this episode and also how to fix the problem! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.c...

Can a voluntary repo be deleted from your credit report easier? 16.05.2024 5:48

Many people asks if voluntary repossessions are easier to work with, opposed to traditional repo's. Find out how they are different in this episode! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join ou...

Do I legally owe a debt, after its been sent to a debt collector? 15.05.2024 13:37

Be sure to understand how not paying back a debt owed in collections, can affect you, but also learn how it could STILL affect you even if paid. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Fa...

Can I have great credit without being in debt!? 14.05.2024 6:29

Debt free consumers believe having any sort of credit score, means you're in debt. Did you know you can have good credit and NOT be in debt or pay any penny in interest? Check out how Christopher Stirgus leverages credit to his advantage and not be trapped in debt or pay a cent in interest. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm C...

Does my age, gender or race affect my credit score & approval odds? 13.05.2024 6:56

In this episode we share a secret answer to questions asked by many consumers! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook.com/groups/1133573484...

CAR BUYING: CASH VS DEALER FINANCE VS CREDIT UNION FINANCE 12.05.2024 15:17

Is there a best way to purchase a vehicle without risk associated? Let's talk about the pros & cons of all options on this episode! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Gr...

Americans LACK accountability with their finances. (Blame others for their issues) 11.05.2024 7:03

The first step to bettering yourself, is to take accountability. Yes, it hurts....but without knowing you made a bad financial decision in the past, prepares you for the future! Knowledge is gained by education or experience. Blaming others for your life issues will not fix the problems or help prevent future mistakes. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone...

Are credit videos on TikTok true? 10.05.2024 7:58

We're sent videos from TikTok daily. Majority of the videos are scams and misleading information on the credit repair process and is not accurate information. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepai...

What to do if I have bad credit? 09.05.2024 9:27

Having bad credit can be very frustrating and a stressful time. However, there are some actions you can take to better your situation! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Gro...

Pay for a service VS Doing it myself 08.05.2024 14:21

Regardless of what work you're trying to accomplish in life, the same question always pop up in your head. Should you pay to have the work done or do it yourself? In this episode we share great advice and pros/cons of both options within the credit repair process. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.st...