Christopher Stirgus
It Pays To Have Good Credit
Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! 💰📊📈 Need a service to assist you with your credit scores? Stirgus Credit Repair www. StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn every...
Author
Christopher Stirgus
Category
Podcast website
Latest episode
Jul 9, 2026
Where to listen?
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Episodes
Telemarketing Sales Rule for Credit Repair Organizations 10.04.2025 17:40
Christopher Stirgus (owner of Stirgus Credit Repair), was invited to a live podcast with Troy @ CRC, to discuss how he operates his business, to ensure he is incompliance with the Telemarketing Sales Rule (TSR). This is a great educational episode for both customers and those who are in the credit repair industry! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our...
Discussing business credit (ft. Jimmy Rios) 08.04.2025 42:13
In this episode of It Pays To Have Good Credit, Christopher Stirgus W/Stirgus Credit Repair and Jimmy Rios W/Rios Financial Group, discuss the importance of business credit and how it could be used to grow your business. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.faceboo...
Can you finance using business credit, while having bad personal credit? 17.02.2025 9:26
The question everyone has about business credit, can it be used while having bad personal credit? Find out in this episode! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook.com/groups/113...
DISPUTING IN 2025: ONLINE OR MAIL? 13.02.2025 9:07
A common question we hear a lot is, should you dispute online or by mail? Which is best and which gives the fastest/easiest results? Tune into this episode for the real answer! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook...
How to build credit while in college 12.02.2025 19:59
Late payment history on student loans, is something we see every day! This is affecting tons of consumers, who "graduated college" and still have financial issues to this day. In this episode, listen up for advice we have on how to build and protect your credit, while in college! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/...
How are credit scores calculated differently on certain things 12.02.2025 13:43
There's no such thing as a "real credit score", they are calculated differently, depending on where you check them. Learn how on this episode! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.face...
Our step by step guide to GUARANTEE mortgage approval! 02.01.2025 13:12
In this episode, we'll prepare you to make sure you're approved when you apply with a mortgage lender. Our step by step guide will cover minimum credit scores, credit card utilization, debt to income ratio and payment history. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.f...
What to do if a creditor sues you for unpaid debt? 27.12.2024 8:13
You ever had an officer serve you papers and you realize it's a lawsuit against you, for not paying back a debt? We all know this probably felt scary! In this episode, we'll explain what happens and what options you may have! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.fa...
What to do if a debt collector reports to your credit report? 22.12.2024 13:47
Debt collectors reporting to your credit reports? Don't be discourage, you may have some options to get around these! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook.com/groups/113357348...
What we do at Stirgus Credit Repair 22.12.2024 12:12
This episode explains our process of how we help consumers improve their credit scores and some of the complications we may face throughout the credit repair process! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Com...
DO. NOT. BUY. TRADELINES!!! 30.10.2024 17:59
In case the title of this episode didn't explain the topic covered in this video, listen up to why you should NOT buy "tradelines" to cheat your credit. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https:...
Signing up and tracking updates (Stirgus Credit Repair 2024) 31.08.2024 15:17
We have a new and improved sign up page on the Stirgus Credit Repair website! In this video, Christopher Stirgus will show you how to sign up for service and track your progress! If there are any issues or questions with your account, please contact us: Info@StirgusCreditRepair.com (225) 243-9700 Monday-Friday 9am-6pm CST Website: www. StirgusCreditRepair.com Order our books: www.stirguscreditrepa...
Is it true you can "fix your credit" or is it a scam!? 28.08.2024 17:13
We received a message a few days ago, asking if the credit repair process was a "Scam". In this episode we'll break things down step by step, explaining what you should know about the credit repair process! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusC...
The REAL purpose of the credit repair process! 27.08.2024 5:48
Still to this day in 2024, we still have people who believe the credit repair process is "fast" or assume things can go from bad to good within days or weeks. In this episode, we'll share how this process works, what is happening during this process and what to expect (regardless if you do this on your own of hired a service)! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.c...
The best credit score to have is ZERO or anything above 750+ 26.08.2024 9:10
When you wonder how well you're doing financially, you check your bank account and credit score. In this episode, we'll discuss the reason why having a zero or 750+ credit score is great! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join o...
Applying for a secured credit card WILL NOT fix your bad credit 25.08.2024 10:35
It's time to debunk myths and wrong information given to those who need help improving their credit scores. Many times people are told to "fix their credit" by applying for a secured credit card, buying a tradeline or just simply pay their bills on time. This episode explains why NONE OF THESE ARE CORRECT. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: w...
(CROA) & (TSR) laws for Credit Repair Businesses 15.08.2024 27:24
The CFPB and FTC aren't playing around with companies violating laws under the Credit Repair Organizations Act or Telemarketing Sales Rule. If you're interested in getting into the credit repair industry or if you want to ensure your credit repair business is safe from legal violations, be sure to take notes from this episode! *Topics discussed in this episode is not legal advice, these are only t...
How much can I afford? (How to calculate your monthly payment) 08.08.2024 12:54
The biggest issue we see people run into with attempting to buy a car or home, is not being prepared and wasting time! Before you get discouraged at a dealership or with a mortgage lender, do some simple math before you find out bad news! Learn what minimum credit score is needed for a car or home and how to calculate how much you'll be approved for, along with the payment. Website: www. StirgusCr...
Took out a loan for a Hellcat down payment and STILL not approved! REFUSED to lower standards! 07.08.2024 16:07
We get calls like this all the time. People get in bad financial situations and only make things worst, by continuing to do the wrong things. This caller took out a loan, so he can have down payment money for a Hellcat and STILL NOT APPROVED, due to having 400 credit scores. REFUSES to take a car more affordable. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-...
"The car dealership SCAMMED me"....(Car Buying Guide) 02.08.2024 27:53
We hear it every day: "I got scammed or screwed by the car dealership". Truth is, no one can make you do anything or buy anything. Listen up to this episode to become the strongest customer in your next car buying experience. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our...
Buying a home in 2024 (PROS AND CONS) 01.08.2024 9:08
Every day we get asked this question a lot! With interest rates and home costs spiking up the mortgage payments, many consumers are worried if they should buy a home now. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/Stirgu...
This is the weakest response we've ever received from a debt collector! 31.07.2024 12:48
We've came across many reasons or responses that caused accounts to be deleted, but this had to be the easiest! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://w...
THE BEST HOME BUYING GUIDE: 7 steps! 30.07.2024 16:15
Going to a mortgage lender with bad situations will waste time for both you and them. Be prepared and save the stress by following our trusted 7 step home buying guide! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusC...
In a lot of debt? Don't fall for these programs... 26.07.2024 15:48
If you are in a lot of debt and have trouble paying them off, don't fall for these misleading programs that may hurt you more than help you! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebo...
Answering commonly asked credit repair questions! 22.07.2024 19:03
This question and answer was discussed in our Facebook group community! Join by clicking the link below. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CST) Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.face...
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