Christopher Stirgus

It Pays To Have Good Credit

Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! 💰📊📈 Need a service to assist you with your credit scores? Stirgus Credit Repair www. StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn every...

Author

Christopher Stirgus

Category

Education

Podcast website

stirguscreditrepair.com

Latest episode

Jul 9, 2026

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Episodes

How to sell your home with NO realtors involved (FT Tim Street) 19.01.2026

👉 In this video you’ll learn: We understand we can sell our homes "FSBO" with no listing agent involved, but what about on the buyer's end? Tune in and learn how to find buyers without a buyer's agent involved! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal di...

When to fire your realtor? (FT Tim Street) 18.01.2026

👉 In this video you’ll learn: Do you feel your realtor isn't following up or being helpful? Tim Street has some helpful tips on when you should fire your realtor, and how to sell your home on your own! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute met...

How to calculate listing price for your home (FT Tim Street) 17.01.2026

👉 In this video you’ll learn: Are you selling a home soon? Tune in to this episode and listen to how Christopher Stirgus & Tim Street advises you to calculate an accurate listing price! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Nee...

Realtor proves you're brainwashed to hire a realtor (FT Tim Street) 17.01.2026

👉 In this video you’ll learn: When it comes to buying or selling a home, do you automatically assume you need a realtor? Maybe we're brainwashed to think like this. Tune in to this episode with Christopher Stirgus and Tim Street! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit edu...

Realtors avoiding FSBO or low commission listings (FT Tim Street) 16.01.2026

👉 In this video you’ll learn: Is it true some realtors will AVOID showing their clients a listing, if the seller is lisitng it themselves or offering a low commission? Tune in to this episode, you may be shocked! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal...

Hiring a realtor vs Listing yourself (FT Tim Street) 15.01.2026

👉 In this video you’ll learn: Christopher Stirgus and Tim Street discuss fees associated when using a realtor to sell a home. Listen up to Tim's opinion on using a realtor vs selling on your own. We shared opinions on flat rate realtors, 3% commission realtors, and FSBO options. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help...

Saving thousands in home selling fees (FT Tim Street) 13.01.2026

👉 In this video you’ll learn: Tim Street introduces himself and share benefits of selling your home, without a realtor! Tim and Christopher Stirgus discuss personal experiences with their home selling moments. Full episode releases on 1/19/2026 If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through pr...

Donald Trump plans to CAP credit cards APR to 10% 11.01.2026

👉 In this video you’ll learn: Donald Trump plans to cap credit card companies at a 10% APR. Currenty, interest rates on credit cards are between 20-30%. The average household credit card debt is over $10,000 and can take 15-20 years to pay off at the minimum payment. Listen up to this episode and see what's planned for 2026! 0:00 -Intro 0:34 -Donald Trump's announcement 1:10 -People still mad at...

Calling misleading credit ads LIVE: CREDIT SWEEPERS EXPOSED! 02.01.2026

👉 In this video you’ll learn: I hear so many disaster stories from clients, who ran into online scams when searching for a reliable credit repair service. I decided to put myself in our client's shoes and search for these misleading "credit sweep" ads online. I then decided to call these people and I was SHOCKED from these calls! 0:00 Intro 0:06 My reasoning for doing this 0:28 Call 1 9:53 Call 2...

Discussing home buying, bad debts, & credit repair (FT. Tiron Riley) 21.12.2025

👉 In this video you’ll learn: Christopher Stirgus discuss interesting topics with Tiron Riley (owner of Solid Foundation Finances). This 1 hour episode shares helpful advice and opinions on the home buying process, mortgage terms, bad things to use credit for, misleading and fake credit repair gurus, debunking fast credit repair myths, and so much more! If you’re looking to fix your credit, rebui...

Are car payments a smart thing? (FT Tiron Riley) 20.12.2025

👉 In this video you’ll learn: Christopher Stirgus & Tiron Riley share their opinions on car payments. Vehicles in today's world are not cheap! Some people are paying over $1,000 every month, just to drive a vehicle. Could this money be going towards something else? If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see w...

Does credit scores define your financial character? (FT Tiron Riley) 20.12.2025

👉 In this video you’ll learn: Tiron Riley believes your credit reports tell a story. Christopher Stirgus and Tiron discuss why things are reported to your credit reports, along with how people got in bad situations! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and leg...

Cash car vs Financed car (FT Tiron Riley) 19.12.2025

👉 In this video you’ll learn: Tiron Riley shares his car buying situation with Christopher Stirgus on car buying. Together, they share pros and cons on using credit to buy a vehicle. 0:00 Intro 0:45 Decision to finance a vehicle 3:30 Other things money can go towards If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see wha...

Finding the right clientele for your business (FT Tiron Riley) 18.12.2025

👉 In this video you’ll learn: Tiron Riley asked Christopher Stirgus for his opinion on "ideal clientele". Christopher explains how he targets serious clients for Stirgus Credit Repair and mostly target people who are attempting to use their credit for positive things. 0:00 Intro 0:11 Finding your ideal clientele 1:02 Examples of It pays to have good credit If you’re looking to fix your credit, re...

Real vs Fake credit repair services (FT Tiron Riley) 17.12.2025

👉 In this video you’ll learn: Christopher Stirgus and Tiron Riley shared their opinions on common scams in the credit repair industry, that consumers often fall for. Learn how to identify those who are operating a REAL and legal business vs those who are attempting to scam you out of money, from click-bait marketing. 0:00 Intro 0:11 Credit repair marketing 1:55 Credit sweep scams 5:51 Customers w...

CROA & TSR Credit Repair Laws (FT Tiron Riley) 16.12.2025

👉 In this video you’ll learn: Christopher Stirgus is well known in the credit repair industry, for his compliance practices. Christopher and Tiron share opinions on the Credit Repair Organizations Act and Telemarketing Sales Rule. 0:00 Intro 0:33 TSR Law 5:08 CROA Law If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see wh...

Using credit for bad purchases (FT Tiron Riley) 14.12.2025

👉 In this video you’ll learn: Chris and Tiron discussed things that people purchase, using credit. Some purchases may put you further behind in life. Opinions were shared on home buying, auto financing, business funding and more! 0:00 Intro 0:25 Buying cars with credit 2:11 Only using credit to purchase real estate 3:20 Business funding hurts cash flow If you’re looking to fix your credit, rebuil...

Refusing to pay off a mortgage in 2026 (FT Tiron Riley) 13.12.2025

👉 In this video you’ll learn: Christopher Stirgus and Tiron Riley (owner of Solid Foundation Finances) shared opinions on mortgage interest rates being 6-7% APR, and the benefits of paying off debt to eventually have freedom. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit educati...

Are you aware what a bad debt is? (FT Tiron Riley) 13.12.2025

👉 In this video you’ll learn: Christopher Stirgus and Tiron Riley (owner of Solid Foundation Finances) talk about bad debts. Not every debt is "good" at the moment and can sometimes prevent you from getting ahead. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal...

2026 Mortgage terms and required credit scores (FT Tiron Riley) 11.12.2025

👉 In this video you’ll learn: Christopher Stirgus and Tiron Riley (owner of Solid Foundation Finances) discuss important factors when it comes to purchasing a home, and share their opinions on terms & required credit scores. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit educ...

Credit Repair: Business owner explains how credit repair works! 08.12.2025

👉 In this video you’ll learn: Christopher Stirgus (Owner of Stirgus Credit Repair) goes in-depth with how the entire credit repair process works. He explains common strategies, and things that goes on in the everyday life of operating a credit repair business. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s pos...

Discussing mortgages, credit repair laws, myths and more! (FT James Joseph, MBA) 30.11.2025

👉 In this video you’ll learn: Christopher Stirgus (owner of Stirgus Credit Repair) invited James Joseph, MBA (owner of Better Credit For You) on the It Pays To Have Good Credit podcast, and discussed several topics surrounding the credit repair industry, home buying, and many other personal finance topics. This 1 hour episode shares some amazing information for those who are trying to start their...

Avoid contacting the WRONG affiliates for credit repair (FT James Joseph, MBA) 29.11.2025

👉 In this video you’ll learn: Christopher Stirgus (Owner of Stirgus Credit Repair) shares his "off-guard" moments, when certain mortgage and realtor professionals around the Phoenix, AZ area, responded to their affiliate proposals. Growing your credit repair business is all about networking and meeting the right affiliates to build a referral relationship. Tune in and take notes from Christopher...

Finding the RIGHT clientele for your credit repair business (FT James Joseph, MBA) 29.11.2025

👉 In this video you’ll learn: When starting a credit repair business, it's important to KNOW who you wish to market and advertise to. Knowing which clientele to attract, will help grow your credit repair business FAST! Christopher Stirgus (owner of Stirgus Credit Repair) and James Joseph (Owner of Better Credit For You), explain why it's extremely important to know who your clientele is! 📌 Need...

Credit Repair: Truth vs Myth (FT James Joseph, MBA) 28.11.2025

👉 In this video you’ll learn: The credit repair industry is full of misleading claims, by those who may not gotten a full credit repair training or experience. Christopher Stirgus, who owns Stirgus Credit Repair and James Joseph; will share helpful tips on how to identify real credit repair companies, and also share DIY credit repair options, along with sharing their opinions on AI credit repair...

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