Christopher Stirgus
It Pays To Have Good Credit
Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! 💰📊📈 Need a service to assist you with your credit scores? Stirgus Credit Repair www. StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn every...
Author
Christopher Stirgus
Category
Podcast website
Latest episode
Jul 9, 2026
Where to listen?
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Episodes
How did Americans get in so much debt!? 25.03.2026 4:31
👉 In this video you’ll learn: Attorney William Mitchell and Christopher Stirgus had a conversation on the amount of credit card debt Americans have. Attorney Mitchell has helped many consumers eliminate and get out of those bad debt situation. Full episode will be released on March 27, 2026 7am MST. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, t...
Renting vs Owning: The $600k interest question! 18.03.2026 7:56
👉 In this video you’ll learn: The math behind renting vs owning a home. We'll discuss all costs associated with renting a home and buying a home. This episode may actually surprise you... If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need...
Collection account reappeared on your credit report? Here's why. 09.03.2026 10:21
👉 In this video you’ll learn: Why an item that was deleted off your credit report is now reappearing. Many consumers give up or become frustrated, without fully understand why this is happening to their credit reports and how to fix it! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper cre...
First-Time Home Buyer Q&A | Credit Score, Realtor vs Lender & New Build vs Resale (FT Jamie Owen) 04.03.2026 46:43
👉 In this video you’ll learn: Thinking about buying your first home? In this episode, I sit down with a professional realtor to answer the most common first-time home buyer questions. We cover: What credit score you really need to buy a home Should you contact a realtor or loan officer first? New build vs resale home — pros and cons What most first-time buyers get wrong Tips to make your first pu...
What is the ideal credit score needed to buy a home in 2026? (FT Jamie Owen) 04.03.2026 2:53
👉 In this video you’ll learn: Realtor Jamie Owen here in the Phoenix AZ valley, gives her opinion on ideal credit scores needed to buy a home in 2026. Tune in and take notes for this one! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need...
Should you contact a realtor or mortgage lender first? (FT Jamie Owen) 03.03.2026 6:44
👉 In this video you’ll learn: This episode will discuss the starting stage of home buying and who to contact first! Some consumers with great credit scores may decide to contact a realtor, while others with challenging credit history may decide to contact a mortgage lender first. Tune in and learn what's actually the pro's and con's of both! If you’re looking to fix your credit, rebuild your scor...
How to Build Credit as a Teen or Young Adult (3 Simple Steps That Work) 03.03.2026 10:57
👉 In this video you’ll learn: Want to build credit at 18 or teach your teenager how to build credit the right way? In this episode, I break down 3 simple steps every young adult should follow to start building credit fast and avoid costly mistakes. Whether you're a first-time credit card user, college student, or a parent helping your teen prepare for adulthood, these credit building tips will se...
STOP Getting Denied! 4 Credit Card Approval Hacks Banks Don’t Tell You 26.02.2026 10:44
👉 In this video you’ll learn: If you want guaranteed credit card approvals, here are 4 proven tips to improve your odds and get approved fast! Many consumers (even with great credit) get denied for credit cards and become shocked when they find out. This episode will clear up all credit card misunderstandings and increase your credit card approval odds to the MAX! If you’re looking to fix your cr...
How to GUARANTEE Car Loan Approval in 2026 (Don’t Apply Without Watching!) 25.02.2026 14:58
👉 In this video you’ll learn: 5 proven tips to ensure you're guaranteed a car loan approval! Many people apply for auto loans at car dealerships, not knowing if they'll be approved or denied. In this episode, you'll discover every possible area to ensure you know if you're approved for an auto loan before the bank does! If you’re looking to fix your credit, rebuild your score, or understand how c...
Credit & Tax secrets: Using credit to lower tax bill, business tips, money hacks. (Ft Rondi Lambeth) 14.02.2026 1:42:35
👉 In this video you’ll learn: Rondi Lambeth and Christopher Stirgus discuss tons of helpful topics on credit and taxes. This entire episode shares helpful ways to save on your tax bill, using credit! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute metho...
How to use credit to lower tax bill! (Ft Rondi Lambeth) 13.02.2026 8:45
👉 In this video you’ll learn: Tax professional Rondi Lambeth and Christopher Stirgus discuss ways wealthy people use credit to avoid taxes! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Re...
Credit Redlining? History of discrimination to keep blacks out of white neighborhoods! 13.02.2026 3:44
👉 In this video you’ll learn: Tax professional Rondi Lambeth, talks to Christopher Stirgus about "credit redlining", a history of discriminatory practices used to deny mortgage applications to certain groups of people. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and...
Serial entrepreneur shares why credit is needed to grow a business! (Ft Peter Burns III) 11.02.2026 56:29
👉 In this video you’ll learn: Peter Burns III with Burns Funding, shares his experience with helping tons of businesses get the #1 tool they need to grow their business: MONEY! 0:00 Intro 0:12 Greeting Peter Burns III from Burns Funding 8:00 Christopher Stirgus journey using personal funding to start Stirgus Credit Repair 25:45 What is the perfect business for funding 36:00 How much capital can a...
How much money can your business get? (Ft Peter Burns III) 11.02.2026 2:51
👉 In this video you’ll learn: Peter Burns III with Burns Funding explains the process for business owners receiving funding. Full episode will release on 2/11/26 at 6am MST. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your...
Is there really 0% APR business funding!? (Ft Peter Burns III) 10.02.2026 3:54
👉 In this video you’ll learn: The first question we hear from people is, "are there 0% funding options for businesses?" Well, in this episode, I asked the guy who's in charge at Burns Funding! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌...
A "4" credit score, what does this mean? 07.02.2026 4:46
👉 In this video you’ll learn: What a 4 credit score means. Many people laugh, thinking its a low or horrible credit score, but don't fully understand the meaning behind this. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with you...
What is business funding and how to get it? (Ft. Oz Konar) 07.02.2026 41:04
👉 In this video you’ll learn: Oz Konar and his team at Business Lending Blueprint (BLB) reached out to Christopher Stirgus, to go over how business funding works, funding amounts for both startup and established businesses, things lenders look for, and all other funding options or requirements! Tune in to this episode and learn what Oz Konar has to offer! If you’re looking to fix your credit, reb...
Types of business funding (Ft Oz Konan) 06.02.2026 3:42
👉 In this video you’ll learn: Full episode drops 2/6/26 at 5pm MST. This short clip goes over the different types of business funding, answer by the direct source, Oz Konan with Business Lending Blueprint (BLB). If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal d...
How to get a 700+ credit score FAST in 2026! 05.02.2026 5:29
👉 In this video you’ll learn: All necessary credit tips to achieve a 700+ credit score! This episode goes over credit cards, negative accounts, hard inquiries and much more. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your...
Business funding requirements for approval (Ft Oz Konan) 04.02.2026 7:06
👉 In this video you’ll learn: Full episode drops on 2/6/26 at 5pm MST. This short clip goes over the requirments needed for business funding, as far as minimum credit scores, bank statements and whatever else you may expect. We asked the direct source, Oz Konan with Business Lending Blueprint (BLB). If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, t...
0 VS 850 CREDIT SCORE! 03.02.2026 5:29
👉 In this video you’ll learn: How credit scores are calculated, especially those who have zero credit and those who have perfect credit! If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? Contact Stirgus Credit Repai...
3 Credit Tips to GUARANTEE Home Approval in 2026! 31.01.2026 11:43
👉 In this video you’ll learn: 3 credit tips to ensure you automatically get approved for a home this year! 0:00 Intro 0:18 First tip 4:02 Second tip 8:10 Third tip If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods. 📌 Need help with your credit? C...
Donald Trump | Credit card rates are still over 20% APR 22.01.2026 8:18
👉 In this video you’ll learn: We discuss Donald Trump's claim to CAP credit card interest rates at 10% APR. A few weeks ago, Trump claimed by January 20th 2026, Americans will no longer pay high interest on credit card balances. Well.....here we are 2 days after, and credit card rates are still over 20% APR. What are your thoughts on this? If you’re looking to fix your credit, rebuild your score,...
Calling a credit repair company who violated CROA 22.01.2026 11:15
👉 In this video you’ll learn: Christopher Stirgus had someone reach out, asking if a company has the right to charge $1,700 upfront. He stated he was told to put his card on file (over the phone) and was eventually told it would cost $1,700 to fix everything on his credit within 30 days. This sounded very unlikely from a MAJOR credit repair firm, so we put them to the test with compliance. 0:00 I...
Selling your home without a realtor (FT Tim Street) 20.01.2026 51:30
👉 In this video you’ll learn: Christopher Stirgus and Tim Street (FoolProof FSBO) share their opinions on listing homes for sale, and benefits of doing for sale by owner listings (FSBO). Tim Street is a Marine veteran and real estate entrepreneur known for creating FoolProof FSBO, a system and platform designed to help homeowners sell their properties themselves (For Sale By Owner) and avoid trad...
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