Christopher Stirgus

It Pays To Have Good Credit

Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! 💰📊📈 Need a service to assist you with your credit scores? Stirgus Credit Repair www. StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn every...

Author

Christopher Stirgus

Category

Education

Podcast website

stirguscreditrepair.com

Latest episode

Jul 9, 2026

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Episodes

How to check your credit scores and credit reports FOR FREE? 20.04.2022

In this episode, you'll learn how to check all three credits scores from Equifax, Experian and TransUnion, as well as how to receive your full credit reports for free! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/...

LATE PAYMENTS: How to avoid and remove them! 05.04.2022

In this episode, you'll learn how to avoid late payments reporting to your credit reports and how to possibly request a bank to remove them, before having to sign up for a credit repair company. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook...

NO REAL CREDIT SCORE EXIST: Why are my credit scores different in different places? 05.04.2022

There are many reasons why your credit scores are different. First, you must understand there are three main credit bureaus and each credit bureau may have different information reported. Some places may use a different credit bureau report, to determine if you are approved for financing. Secondly, there are two main scoring systems. Vantage and FICO uses different calculations to determine your c...

TransUnion dispute stall letter: What to do when you receive this letter? 29.03.2022

TransUnion has sent everyone in the entire world who disputed something on their credit report, stating that they believe a 3rd party credit repair company is working on their credit reports WITHOUT the client's permission. Even if you worked on your own credit, you still will receive their stall letter. So I decided to find something on my credit report, to dispute on my own and see if they will...

FREE DISPUTING VS PAYING FOR A CREDIT REPAIR SERVICE 29.03.2022

This is a topic that questions a lot of people. Many people out there "claim" they can improve their credit scores, simply by clicking an online dispute button or mailing useless templates. Eventually most people give up after finding out these doesn't do much other than claim "the account doesn't belong" to the person, which gets verified each and every time. The credit repair process is a much m...

DEALERSHIP VS CREDIT UNION FINANCING 🚗💰🤔 29.03.2022

In this episode, we'll discuss the best option for you to finance a vehicle! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCredi... Instagram: https://www.instagram.com/stirgus_cre... Youtube Channel: https:...

MORTGAGE LOAN: How to get approved? 🏠 💰 29.03.2022

In this episode, we'll discuss the best steps you should take, before considering financing a home and increase your approval chances! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCredi... Instagram: https:...

REFINANCE: When should you do it?! 🚗 🏡 💰 29.03.2022

In this episode, you'll learn the best steps to take to consider refinancing a loan. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCredi... Instagram: https://www.instagram.com/stirgus_cre... Youtube Channel...

AUTO LOAN: How to get approved?🚗💰 29.03.2022

We will share all steps in this episode, to help you prepare for an auto loan! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCredi... Instagram: https://www.instagram.com/stirgus_cre... Youtube Channel: http...

CREDIT CARD ANNUAL FEES: What are they?! 29.03.2022

In this episode, you'll learn why some of your credit cards have annual fees. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCredi... Instagram: https://www.instagram.com/stirgus_cre... Youtube Channel: https...

HOW TO AVOID CREDIT CARD INTEREST💰🚫 29.03.2022

In this episode, you'll learn how to avoid paying interest on your credit cards. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCredi... Instagram: https://www.instagram.com/stirgus_cre... Youtube Channel: ht...

HIGH LIMIT CREDIT CARD: How to get approved! 29.03.2022

In this episode, we share the best advice on how to apply for a high limit credit card and increase your chances of being approved! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: http...

How to build credit: Credit cards or Loans? 22.03.2022

In this episode, we went over how to build your credit scores and the best way to avoid getting in a lot of debt trying to build credit history. Watch our other video on how to use a credit card: https://www.youtube.com/watch?v=WCYOSlUT9Vg&t=4s Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.st...

Should I file Bankruptcy or try Credit Repair? 18.03.2022

In this episode, we answer many people's question if they should file bankruptcy or try credit repair. This episode IS NOT giving any legal advice or telling anyone what to do. We advise you to speak with a bankruptcy lawyer if you are in the position to file Bankruptcy. This episode is only referring to credit reporting and the differences in filing Bankruptcy or trying Credit Repair. Website: ww...

What is Cancellation Of Debt? Why do I owe the IRS? 18.03.2022

In this episode, we explain what cancellation of debt is and why you owe the IRS from it. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram.com/stirgus_credit_repai...

Is Credit Repair LEGIT!? Real Vs. Fake companies 18.03.2022

In this episode, we share how to separate real and fake credit repair companies. We also share what to look out for when searching for a credit repair company. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusC...

How to AVOID Hard Inquiries on your credit report? 18.03.2022

In this episode, we'll discuss how to avoid or prevent adding useless hard inquiries to your credit reports! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram.com/s...

Can I fix my credit scores ASAP!? 17.03.2022

In this episode, we'll discuss a very misunderstood topic in the credit repair industry. Many people believe they can destroy their credit scores for months or years and fix it within days. This is one of the most stressful situations to be in, especially if you expect to finance a home or vehicle, the same month of having bad credit scores. Website: www. StirgusCreditRepair.com Email: Info@Stirgu...

How to request a credit card limit increase? 08.03.2022

In this episode, we'll explain the best steps to take to guarantee you'll get approved for a credit limit increase! Be sure to follow all of our platforms to stay updated and educated on all of our financial topics. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. Stirgu...

How does cash back rewards work with credit cards? (FREE MONEY) 08.03.2022

In this episode, we'll explain how to earn free from credit cards. Be sure to follow all of our platforms to stay educated on all of our financial topics! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCredit...

How to get approved for a credit card? (5 steps) 08.03.2022

In this episode, we'll explain how to increase your chances of getting approved for a credit card. Be sure to follow all of our platforms to stay educated and up to date on free advice regarding multiple topics with finances and self improvement! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.stor...

Earn $50 for each customer you refer to us, partner with us today! 04.03.2022

Are you a real estate agent, loan officer, car salesman or anyone who depends on customers with good credit? Earn $50 for each customer you refer to us! Listen to our previous episode explaining how our partner accounts work: https://www.youtube.com/watch?v=QhdG7... Visit our partners page: www. StirgusCreditRepair.com/Partners Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair....

HOW TO REMOVE A BANKRUPTCY FROM YOUR CREDIT REPORT: 3 STEPS 01.03.2022

In this episode, we discuss 1 of the multiple methods we have to remove a bankruptcy from your credit report. Bankruptcies report for 10 years and can really damage consumer credit scores for a very long time! Try it for yourself and see if you have any success. If not, we'll be more than happy to try and tackle the job for you! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair...

CASH VS CREDIT 01.03.2022

In this episode, the pro's and con's of buying things with cash or credit has been discussed. At the end of the day (depending on the situation), each has it's own benefit. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook...

CREDIT CARDS: MYTHS AND LIES! 28.02.2022

There is so much false advice flowing around on how to use credit cards. It is unbelievable how many people believe leaving balances on their credit cards and paying interest is a good idea. So many people also believe credit cards are bad and will automatically put you in debt. Today, we will discuss all the myths and lies behind credit cards. Website: www. StirgusCreditRepair.com Email: Info@Sti...

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