Christopher Stirgus

It Pays To Have Good Credit

Education EN ↓ 281 episodes

Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! 💰📊📈 Need a service to assist you with your credit scores? Stirgus Credit Repair www. StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 🧠📚 Read our book to learn every...

Author

Christopher Stirgus

Episodes

Fake credit repair company owner arrested| Differentiate real from fake companies. 12.07.2022 11:51

Just like every industry in the world, you have good and bad people. Unfortunately, the credit repair industry has a bad name for itself because there has been a few bad uneducated people or scams that put a bad taste in consumer's mouths. This week a credit repair owner based out of Houston, TX was arrested for filing FALSE police reports, which claimed identity theft to remove negative things fr...

How credit card utilization is calculated? Trick to a perfect credit score! #creditcards #credittips 12.07.2022 10:31

In this episode, we'll share how to get perfect credit card utilization each month and ways to avoid having it reported! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.ins...

SOFT VS HARD INQUIRY: What's the difference? 01.07.2022 6:44

Learn the difference between a soft inquiry and a hard inquiry! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram.com/stirgus credit repair/ Youtube Channel: https:...

Laws credit repair companies must follow (CROA) 01.07.2022 7:28

Before signing up for any credit repair service, make sure they are following all guidelines of the Credit Repair Organization Act! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: http...

Laws debt collectors must follow and how to stop them from you. Learn how to remove collections. 01.07.2022 7:31

In this episode, you'll learn about the Fair Debt Collection Practices Act (FDCPA). Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram.com/stirgus credit repair/ You...

Should I hire a credit repair company? 01.07.2022 12:02

Have you ever been to busy or unexperienced to do something yourself and wondered if you should hire a service? Even if the job is as simple as cooking a breakfast sandwich or cup of coffee? Check out this episode to learn why millions of people today pay for services. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. S...

What to do if credit repair doesn't work? 01.07.2022 11:56

If you've tried repairing your credit or hired a credit repair company and didn't see the best results, don't panic. There's always something else you can do. Check out this episode to learn what you can do next! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFu...

Installment vs Revolving accounts: What's the difference and which one is better? 01.07.2022 4:46

Learn the difference in the two main types of accounts! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram.com/stirgus credit repair/ Youtube Channel: https://www.yo...

Why does your credit score randomly drop!? 30.06.2022 12:11

Have you ever woke up one morning to noticing you received an alert from your credit monitoring app, stating your credit score randomly dropped? Find out why in this episode: Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebo...

Should I close my credit card account or keep it open? 30.06.2022 9:36

Ever wondered if you should close your credit card account, because you never use the card? find out in this episode if it's a good thing to do! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ In...

Should I pay off my loan early? Will it affect my credit scores? 30.06.2022 9:16

In this episode, we share helpful advice when deciding to pay off a loan early. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram.com/stirgus credit repair/ Youtube...

What is a debt to income ratio and how is it calculated? 24.05.2022 12:08

In this episode, you'll learn what a debt to income ratio is and how is it calculated. This is important for those who have good credit, but wonder why you may be denied for financing. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://...

How fast can a credit repair company fix my credit? 24.05.2022 11:29

Many people wonder how fast can a credit repair company fix their credit scores, but get disappointed from the truth. Check out this episode to learn how the process works and find out what's an estimated time frame to expect if you ever need credit repair. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCredit...

What is the best credit card to apply for? (2022) 24.05.2022 10:16

In this episode, you'll learn all of the credit card categories and how to apply for one based on your situation. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram....

How To Build Or Increase Your Credit Scores 11.05.2022 10:13

In this episode, we'll share the easiest way to build or increase your credit scores in 2022. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram.com/stirgus credit r...

What is the highest credit score? 05.05.2022 9:57

Too many people are focused on credit scores and not focused on their credit reports. Credit scores are just a guide or fast way banks can judge your ability to repay debt you borrowed, before looking at your actual reports. You can have 700+ credit scores and still be denied financing. There's also no such thing as a real credit score, because they will be different everywhere you check them. Web...

Can I work on my credit myself and for free? 05.05.2022 9:35

Many people tell others to "work on their own credit reports themselves for free". However, millions of services exists today, because people do not have the time or knowledge to do something themselves. Many people get credit repair confused with just smashing a dispute button online or sending letter templates, which doesn't do anything. Website: www. StirgusCreditRepair.com Email: Info@StirgusC...

Which credit bureau report/score will be used when applying for new accounts? 05.05.2022 5:25

You may wonder which credit report will be used when applying for new accounts. This answer varies by the type of account you're applying for and the only true answer is to avoid having any negative information reported to any of the three credit reports. Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRe...

What to do if deleted items reappear on your credit report!? 05.05.2022 6:39

Ever had an account deleted from your credit report, then it reappears later? Learn why it happens and what to do if it happens to you! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram:...

What should I do if a bank sues me for unpaid debt? What happens? 27.04.2022 6:05

In this episode, we'll discuss some recommended actions you should take if you're ever sued by a bank for unpaid debt and what happens when a bank sues you. #stirguscreditrepair Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.fac...

Can I get sued for unpaid debt? 26.04.2022 3:55

In this episode, we discuss how a major bank or creditor has the right to sue you for unpaid debts owed by you. #stirguscreditrepair Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: htt...

How long does negative information affect my credit scores? 26.04.2022 6:34

Ever wondered how long does late payments, collections and other negative accounts report to your credit reports? Find out the answer in this episode and learn about what options you have! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: http...

Can I still be denied with good credit scores? 26.04.2022 8:23

If you have good credit scores, can you still be denied financing or still need credit repair? Find out in this episode. #stirguscreditrepair Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Insta...

Should I pay a debt collector? 20.04.2022 6:18

Many people ask if they should pay accounts reported by debt collectors. Listen to our answer in this episode! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Instagram: https://www.instagram.com...

Can I REMOVE ANYTHING from my credit reports? 20.04.2022 5:39

In this episode, we'll discuss how it' possible to remove anything from your credit reports, regardless if the account belongs to you or not! Website: www. StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Phone: 225-243-9700 (M-F 9am-6pm CT) Merchandise: www. StirgusCreditRepair.store Business Funding: www. StirgusFunding.com Facebook: https://www.facebook.com/StirgusCreditRepair/ Insta...