Iron Gate Financial Radio

Can you confidently answer “YES!” to the following questions? Will You Run Out of Money in Retirement? Will You Survive Another 2008 Crash? The stress that comes from the not knowing what the future holds can be a dark cloud looming over the head of too many people. Listen to this week’s podcast to hear our advisors discuss what you can do to increase your confidence in your financial future. Here...

When fear increases in the market, the common response for investors is to sell and buy investments that are "low risk." Typically when that "fear" increases around the market, people make horrible decisions. In today's podcast we discuss whether or not buying protection (less volatile investments) is a good idea. We discuss defensive stocks, options, hedging a portfolio and a whole lot more. Last...

Cash is piling up. What does it mean? by Brett Pattison

For many of you, contributing to an IRA yearly is a challenge. If you make too much money the tax advantage of contributing to an IRA disappears. You’re taxed when you put it in and then again when you take it out. It seems as though when you make too much money the door is closed to planning for retirement in a tax advantaged way . . . or is it? In today’s podcast we discussed a government legal...

Recessions. Inverted yield curves. Insider selling. The reasons for cashing out of all your investments seems to be growing day by day. Fear in the market seems to be increasing while confidence heads the opposite direction. So what should you do? In today's podcast we discuss how to invest amid the uncertainty. The underlying foundation of any investment should be made based upon the goals for th...

One of the great ironies of investing is how people view risk. As clients initially come to us, their greatest fear is losing the money they have worked their entire lives to save. Now don’t get us wrong, that is a very important concern. However, after we begin working with and educating people, it becomes clear what the most important risk actually is. In today’s podcast we address the biggest r...

If you turn on the TV you will no doubt hear that the market was not only hammered today, but that there is a looming recession. An indicator for predicting recessions set-off a red light today and it's 9 for 9 in it's predictions since 1957. In today's podcast we discuss that indicator (the yield curve) and what that may mean for the market and your portfolio. The good news is that if history hol...

The market has been crazy as of late. The market has been down 5+% over the last week. Trade wars, interest rates, an earnings recession, Presidential tweets, and much more are causing concern in the market. As the market pulls back the question now becomes - should we buy or sell? In today's podcast we answer that very question. We share our process for determining what is a buy and what is a sel...

. . . planning to fail." The wise words of Benjamin Franklin have been true for over 200 years (since he said it) and will always be true. Financial planning is a blue print, a compass, a game-plan (insert other adjectives here) for your financial life! So why do so few people have a financial plan? (Only 25% of Americans have a plan according to CNBC.) In today's podcast we discuss three common l...

Everyone has long-term goals that they are trying to reach. Retirement, college funding, a new house, a second house, a new car, and on and on. So, what is the key to making those goals reality? In today’s podcast we will tell you exactly what that key is. Contrary to belief, the one thing it is not is investment return. We will go back in time, review the last nine months of the market and share...

Think about some of the most successful business owners that you know. What businesses do they own? How many? Why do we consider them so successful? In today’s podcast we discuss those business owners and what makes them different. How they think about business, how many businesses they own and how are they able to be so successful over time. Our discussion may surprise you. In fact, you may actua...

We live in a world where negativity seems to be the norm. Turn on the T.V., listen to the radio, read your emails and it seems most headlines are rooted in negativity. In today’s podcast we discuss why optimism will always triumph and why being optimistic is the key to making money over time. We also share some amazing statistics from this great country and the globe that most of you have never he...

Recently I reviewed a portfolio for a perspective client. This portfolio was made up of well over 100 stocks! I then told them this was an average to below average portfolio. They then asked the question, “How many stocks should be in a portfolio?” In today’s podcast we answer that very question. We explain why fewer stocks is often better and how, if done correctly, the portfolio can be less-risk...

Developments in health care technology are suuuuper cool! The things we can do nowadays are impressive to the nerdiest of nerds, and they result in a longer life expectancy...which is good, right? Of course! It just means you'll probably need your assets to last longer during retirement. And that might sound intimidating, but it's not. We've got a strategy that will get you there. Have a listen to...

March madness is upon us, and this isn’t about basketball, (okay maybe just a little bit). The stock market had the worst December e-v-e-r in 2018. Now, so far in 2019 the stock market is up 13.86%. It’s been a crazy, mad ride. In today’s podcast Spencer and Brett discuss the importance of keeping a level head, the probabilities of making money over time in the market, and talk a little hoop. For...

Dec lessons learned by Brett Pattison

December was a turbulent month - no doubt about it. But this is EXACTLY the time to be a believer in the stock market and to put your funds to work. In this week's podcast, we'll talk about how we survived the drama of last month and we'll review the historical evidence that helps us trust in the power of long-term, strategic investing. Our faith is not shaken! We still trust that patience and coo...

It’s been a painful couple months in the market. We get it! This big down swing sure hurts after enjoying a prolonged bull market. But the “loss” you see in your portfolio right now is only loss if you panic and sell at the wrong time. This week, we want to talk you off the ledge. We want to reassure you that we practice WISE investing, not emotional, reactionary, or panicked investing. Our podcas...

Trade wars. Tweets. Fed Policy. Interest rates. These are many of the excuses the financial media is giving for why the market is down. While this is causing angst among many investors, there is a key, which if understood, will allow anyone to find peace amid the volatility. In today’s podcast we discuss how the Oracle of Omaha, Warren Buffett, views risk. What he thinks of volatility, and what we...

As a client of Iron Gate Global Advisors, you can be thankful for the fact that you own great businesses, because it means you can (and should!) ignore stock prices day-to-day. Listen to this week’s podcast with our Chief Investment Officer Brian Hunsaker for some great analogies and blissfully non-technical explanations of why you don’t need to worry as the market yo-yos its way into the holiday...

How many times has the market ended the year up between 8-10% (the average) on December 31st? We reference average returns over the life of an investment, but the reality is that most of the time, the market closes out the year somewhere outside that average range. There’s a lot more variety in that year-end figure than 8-10%. We talk about why – and how that’s a GOOD thing – in this week’s podcas...

After a few weeks of volatility in the market, investors are now waiting to see how to 2018 will come to an end. Midterm elections, interest rates, the Federal Reserve, and the trade war are to blame. The question now on the minds of investors is whether this volatility will continue, or end in time for a bullish run into 2019. Take a listen to this week's podcast as we discuss the reasons for the...

What a crazy few weeks! The stock market is all over the place - up 3% one day and down 5% the next. Tariffs, interest rates, and mid-term elections are all in the headlines causing angst. In this week’s podcast, we discuss this crazy volatility and whether it’s your friend or enemy. We look at past history (the chart below) to answer that question. If you’re nervous in any way about the stock mar...

Nuh-uh. Nope. Not with current conditions. Stick it out, my friends! Yes, it's been a crazy day in the market, but we still think stocks makes sense relative to other investments. Our Chief Investment Officer Brian Hunsaker joins me this week to explain why days like today make us excited and not scared. Here's to wise investing

We’ve talked about fees before, but we’re talking about it again this week because it really bugs us when you - the hard-working, penny-saving, investor - pay an advisor a little bit more in fees each year and miss out on potentially massive returns over the life of your portfolio. Here’s to wise investing