Iron Gate Financial Radio

There are two things in the market that cause great fear. They're referred to as "known unknowns" and "unknown unknowns". What do we mean by this and how do you prepare for them? Listen to today's podcast and you'll find out. It's not the "known unknowns" that get you, it's the "unknown unknowns". Here's to wise investing, Brett and Brian

How would you answer the following question – what makes you more nervous? - a 30%+ stock market crash - Inflation The answer to this question may surprise you. In fact, most people answer it incorrectly. In today’s podcast we discuss fear and its impact on investing. There’s a part of our brain that helps us survive. It’s also the part of the brain that can cause us to make the worst decisions. I...

In today's unique podcast, Brett, Brian, and Spencer join together to discuss three questions that our clients have been asking lately. - What should investors know about the political uncertainty that is in our country right now? - Trading is at an all-time high, how are you investing my money? - In reviewing everyone's election predictions, who was right? Who was wrong? They'll also share what i...

After a year full of earthquakes, a pandemic, rumor of election fraud, stimulus packages, and potential government gridlock, would you believe that, as of this podcast, the S&P is up 9.08%?!?! Based on what we know today, it appears Joe Biden will be our new President, the Republicans will control the Senate, and the Democrats will control the House of Representatives. So what does all of this mea...

A critical risk retirees face is running out of money. In today's podcast, we discuss how to overcome this risk. We breakdown the popular 4% rule and the reality of what that looks like today and what you need to know to ensure you are properly prepared. Brett and Brian explain why overcoming this risk may mean you should be invested in stocks, more than may be comfortable, and even longer than yo...

"The Four Most Dangerous Words in Investing Are: This Time It's Different." Sir John Templeton With the 2020 Presidential Election only TWO weeks away, we have heard the phrase "This Time It's Different". With this phrase, comes uncertainty regarding politics, the future of our country, and the economy. However, one thing is absolutely certain, market VOLATILITY. In today's podcast, Brett and Bria...

The current polls are predicting Biden/Harris to win the 2020 Election. So what happens to the market with the change of presidency? We've had lots of questions from clients regarding this uncertainty. Our podcast today, discusses THREE main questions: - Should I sell stocks before the election? - What happens to the stock market if Trump wins? - What happens to the stock market if Biden wins? Don...

2020. What a crazy year it’s been….and it’s not over yet. In today’s podcast, we review what has occurred in 2020 – a bear market, a bull market, earthquakes, hurricanes, and so much more! We also look at the next THREE months. We discuss what’s next and what an investor should do about it. If you’ve made it this far in 2020 as an investor, congratulations! BUT, it’s not over yet! Here’s to wise i...

In today's podcast, you will learn the following: 1. When to react or not react in the market. 2. How to anticipate something and to act or not. 3. When is the right time to sell stocks. Ever wonder which president was in term when the stock market had its best run? Listen, learn, and invest! Here's to wise investing. The commentary on this program reflects the personal opinions, viewpoints and an...

There are two fundamental truths about the market. 1. Price declines are temporary 2. The value of great businesses rise when these declines occur In today’s podcast we discuss those two important truths. We discuss two very different companies and how the value of their businesses have risen despite the bear market. The information should get you thinking a little different the next time a bear m...

Bonds are known to be less risky than equities, however, this is not true. If you look at the long-term, as we do, bonds are a riskier investment and the odds of losing money are far greater in bonds than stocks. Do we own bonds, yes, but it is for a particular reason. Brett and Brian will explain why bonds are risky and in what circumstances you will want to own them. Here's to wise investing! Th...

In the midst of the Covid-19 pandemic, how did we just finish the 9th best quarter since 1928? When the markets fall as fast as they do, typically, they rebound faster than everyone believes it's going to. This is what is happening. Today's podcast dives into the effects that Covid-19 has had on the market and your portfolio, good and bad. Brian and Brett discuss the reasons behind the market rebo...

Which political party is better for the market? Republican? Democrat? Guess what? It doesn't matter. Your financial future does not change. How can this be? Brett, Brian, and Spencer discuss the historical data of the impact political parties have had on the average returns of the market. Here's to wise investing!! The commentary on this program reflects the personal opinions, viewpoints and analy...

In 2020, about 65 million Americans will receive over one trillion dollars in Social Security benefits.  How can you be assured you are maximizing your benefits?  In today's podcast, our financial planners, Spencer Nelson and Matthew Newman discuss common questions about Social Security and what you need to know. We are here to help. A financial plan allows for an analysis of your unique situation...

The stock market has roared back the last month despite horrible news. The current sentiment in the market is overwhelmingly bearish. Almost everyone we hear on T.V. and talk to believes the market is going to fall. So, should we wait for the market to bottom before buying more stocks? That is the topic of the day. After a 30+% positive market move, should we wait to put more money to work? In tod...

“The four most dangerous words in investing are: this time is different.” – Sir John Templeton The Great Depression. The 9/11 terrorist attack. The Financial Crisis . . . and now the Coronavirus pandemic. In the midst of this current pandemic, as businesses fail and unemployment heads to 20%, it’s easy to say “this time is different”. In today’s podcast we explain why this time won’t be any differ...

The bear market hit hard and fast. On March 23rd the S&P 500 was down 37%. It did that in only 23 days. The investor fear gauge hit the magical number of one, which is as fearful as it gets. The economy shut down, and is still shut down. Since that day on March 23rd, the S&P 500 has rocketed up 27.50%. We are now down only -13.50% on the year. With a shutdown economy we are only down -13.50%. The...

The market has fallen 30% from its highs in only 27 days. The country is shutting down and isolating itself. The pain, fear, and emotions that our country is going through is real and hard. We all know that investing is a marathon not a sprint. But the pain and fear within that marathon has us all asking… What do we do now? Should we sell our stocks? Should we buy gold? Should we quit? Should we k...

arlier this week we sent out a letter to our clients discussing the market chaos that is occurring. Well, the chaos has continued! The market as it stands today is down 20% off its highs. Warren Buffett famously said, “it wise to be fearful when others are greedy and greedy when others are fearful.” Fear right now in the market is approaching 2008 levels. The CNN Fear and Greed index (shown below)...

The market is down 8% since hitting all-time highs on February 19th. The past two days have been volatile to say the least. The big global worry – the Coronavirus. In today’s podcast we discuss the Coronavirus, it’s impact, and what investors should do. When the market is trading at all-time highs, everyone is cheering for a market correction (pullback) so they can buy great businesses at cheaper...

With the market making all time highs seemingly every week, we’ve been asked, “When is the market going to crash?” Our immediate answer focuses on two things – 1. No one knows when the market is going to crash. 2. It might happen when we see excesses in the market. In this week’s podcast we discuss how excesses in the market (also known as euphoria) might be the one thing to cause the next downtur...

Every year, the market falls at some point. Since World War II, the average yearly fall has been -13.8%. But what if it falls even more? Down 20%? That, my friends, is known as a Bear Market. In today’s podcast we talk all about these ugly Bear Markets. We discuss what investors can expect, how the individual investor managing their own money typically performs, and exactly how you should prepare....

Once again, the pessimists got it wrong. Despite what was supposed to be a horrible year, the market in 2019 was excellent! In today’s podcast, we review the biggest stories of 2019 and our forecasts (kindof) for 2020, including ONE THING that we strongly believe will happen. Lastly, we share with you our process and the importance of discipline when managing money, a philosophy of Iron Gate Globa...

Finally. A death that should have occurred a long time ago has finally come. Bank of America recently put the final nail in the coffin of one of the most popular strategies taught and implemented over the last 50 years. Odds are you’ve probably at some point in your life had this portfolio strategy implemented for you, or maybe you still do? For some reason academia and the majority of portfolio m...

Why is everyone so darn pessimistic!? There is too much doom and gloom out in the world today. In this week’s podcast we discuss – - Why right now is the best time to be alive in history - Why what you hear in the media is only half the story - Some amazing statistics that most people don’t know . . . and why during this Thanksgiving week all of us should have an attitude of gratitude. Here's to w...