InvestTalk

In this episode we will look at 18 U.S. cities, in various states, that impose no taxes on 401(k) or pension withdrawals — and how choosing one can stretch your retirement dollars further. Today's Stocks & Topics: Perdoceo Education Corporation (PRDO), Calamos US Equity Autocallable Income ETF (CAIE), Market Wrap, Top 18 U.S. Cities That Don’t Tax Your 401(k) or Pension, Schneider Electric...

We will explore the risks and rewards of a precious metals IRA, detailing how these accounts offer diversification and a hedge against inflation but come with "gotchas".  Today's Stocks & Topics: Martin Marietta Materials, Inc. (MLM), Market Wrap, Albertsons Companies, Inc. (ACI), Gold Rush or Golden Trap? The Truth About Precious Metals IRAs, Alibaba Group Holding Limited (BABA),...

Starting in 2026, workers aged 50 and older who earned over $145,000 in the prior year will be required to make their 401(k) catch-up contributions on an after-tax Roth basis (a key tax shift mandated by the SECURE 2.0 Act).  Today's Stocks & Topics: Trane Technologies plc (TT), Circle Internet Group (CRCL), Market Wrap, Roth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026, Schlumb...

In this episode, we will reveal how manufacturers secretly decrease the size of products like coffee and paper towels—resulting in a hidden price hike that contributes to overall inflation. (We will also look into policy options for increasing consumer transparency.)  Today's Stocks & Topics: Universal Technical Institute, Inc. (UTI), Market Wrap, American Bitcoin Corp (ABTC), The Shrinkfl...

The Sunk Cost Fallacy is a psychological trap that tricks rational investors and leaders into throwing good money after bad. We will break down the story.  Today's Stocks & Topics: Fox Factory Holding Corp. (FOXF), Market Wrap, Albemarle Corporation (ALB), The Sunk Cost Fallacy: Why You Can't Walk Away, Paying Mortgage vs. Investing, Diamondback Energy, Inc. (FANG), Centene Corporation...

I will look into what a $2 million nest egg really means for retirement— and how lifestyle, spending, and smart planning can determine whether it’s truly enough.  Today's Stocks & Topics: Everest Group, Ltd. (EG), Market Wrap, National Grid plc (NGG), Datavault AI Inc. (DVLT), Is $2 Million Enough to Retire Comfortably?, Momentum Trading, Avantis US Small Cap Value ETF (AVUV), Key Benchmar...

Here's a one-sentence Description: A blue-chip stock is a share in a large, financially stable company with a long track record of reliable performance and often consistent dividends.  Today's Stocks & Topics: Tilray Brands, Inc. (TLRY), Market Wrap, Alger Concentrated Equity ETF (CNEQ), What Is a Blue-Chip Stock?, Silver and Gold, Franklin Bitcoin ETF (EZBC), APA Corporation (APA), Th...

There is concern that the new $100,000 H-1B visa fee could discourage companies from hiring foreign workers, potentially affecting U.S. businesses, innovation, and overall economic growth.  Today's Stocks & Topics: Cencora, Inc. (COR), Market Wrap, Sprouts Farmers Market, Inc. (SFM), Trump’s H-1B Visa Fee and Its Impact on the U.S. Economy, Chagee Holdings Limited (CHA), Toast, Inc. (TOST)...

Owning too many overlapping investments can water down returns, so we will explain how spreading your portfolio too thin may create more risk than protection.  Today's Stocks & Topics: XPO, Inc. (XPO), Market Wrap, Tax Lost Harvesting, Infosys Limited (INFY), Palo Alto Networks, Inc. (PANW), Top 4 Signs You’ve Over-Diversified Your Portfolio, Newmont Corporation (NEM), Barrick Mining Corpo...

We will break down the contrasting retirement strategies and financial mindsets of Baby Boomers and Gen X to uncover key lessons for your financial future.  Today's Stocks & Topics: Richtech Robotics Inc. (RR), BNY Mellon US Large Cap Core Equity ETF (BKLC), Market Wrap, Kinross Gold Corporation (KGC), SSR Mining Inc. (SSRM), The Retirement Generation Gap: Boomers vs. Gen X, Accenture plc...

When you refinance your mortgage in 2025, there are both tax implications and opportunities for deductions that can boost your savings.  Today's Stocks & Topics: Salesforce Inc. (CRM), Market Wrap, Market Wrap, FactSet Research Systems Inc. (FDS), iShares MSCI Agriculture Producers ETF (VEGI), Mortgage Refinance in 2025? These Tax Breaks Can Boost Your Savings, KPP Newsletter, ProShares Ul...

If you know the secrets of top-performing 401(k)s, you can begin transforming your retirement savings from good to great.  Today's Stocks & Topics: RKLB - Rocket Lab Corp., Market Wrap, Amerigo Resources Ltd. (ARREF), Is Your 401(k) Doing Everything It Could Be?, Fixed Income, British American Tobacco P.L.C. (BTI), Gold, Powell Industries, Inc. (POWL), Employer Changing Retirement Plans, N...

In this episode, we weigh the potential of AI as a tool for financial literacy against its significant limitations, exploring why its "bare bones" advice may fall short of the personalized guidance needed for your most important financial decisions.  Today's Stocks & Topics: CNM - Core & Main Inc., Market Wrap, CALM - Cal-Maine Foods, Inc., AI vs. Human: Can You Trust a Robot w...

In this episode, we explore how successful individuals make a powerful shift in perspective—from seeing money as an end goal to a tool for unlocking opportunities and building sustainable, long-term wealth.  Today's Stocks & Topics: SBSW - Sibanye Stillwater Limited ADR, GOOG - Alphabet Inc., Market Wrap, The Millionaire Mindset: How Successful People Think About Money, ETFs that Pay Weekl...

In this episode, we will analyze a new Federal Reserve report that reveals how AI is quietly influencing hiring for jobs requiring a college degree (and why this trend of scaled-back hiring is expected to accelerate in the coming months).  Today's Stocks & Topics: CMG - Chipotle Mexican Grill, Market Wrap, MRK - Merck & Co. Inc., The AI Job Paradox: Why AI Isn't Causing Layoffs, It...

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Bonds, Portfolio Management, Credit Card Debt, Real Estate Co-Op, Investing for Kid’s Future, Current Bond Market, Investing in Morocco, Value Stock, Difference from a 403b and Regular 401k, The...

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans...

In this segment, we break down the estimated 2.7% cost-of-living adjustment for 2026 and explore why experts are concerned this moderate boost may not be enough to cover rising expenses for retirees.  Today's Stocks & Topics: DIS - Walt Disney Co., Market Wrap, EBAY - EBay Inc., The 2026 Social Security COLA: Will a 2.7% Increase Be Enough to Outrun Inflation?, BBNX - Beta Bionics Inc., TO...

In this episode, we weigh the potential for a small cryptocurrency allocation to enhance your retirement returns against the significant risks of its extreme volatility and unpredictable regulatory landscape.  Today's Stocks & Topics: AGX - Argan, Inc., Market Wrap, LRN - Stride Inc., The Crypto Retirement Debate: Is a Small Bet the Key to Future Wealth?, ZM - Zoom Communications Inc., Rec...

AI is rapidly transforming investment strategies and financial services, driving innovation and personalization in wealth management while presenting long-term opportunities that investors must actively monitor.  Today's Stocks & Topics: TGS - Transportadora de Gas del Sur ADR, Market Wrap, MKC - McCormick & Co., Inc., Why Investors Shouldn’t Ignore AI’s Impact, WDH - Waterdrop Inc. AD...

Identity theft occurs when someone uses another person's private data without permission and then commits fraud, so it is important to learn the warning signs.  Today's Stocks & Topics: DUOL - Duolingo Inc., Market Wrap, ICU - Sea Star Medical Holding Corp., What Is Identity Theft and How Can You Prevent It?, LUGDF - Lundin Gold Inc., Key Benchmark Numbers: Treasury Yields, Gold, Silve...

With gold prices nearing record highs, beginner investors should be exploring different gold investment options— before prices go higher. Today's Stocks & Topics: OMF - OneMain Holdings Inc., Market Wrap, ARE - Alexandria Real Estate Equities Inc., APLD - Applied Digital Corporation, Influx of Capital, Credit Card Interest Rates, TGT - Target Corp. Our Sponsors: * Check out Anthropic and u...

With strategic planning, Generation X still has a path to financial security— but they have to overcome significant retirement hurdles—including limited savings and rising debt.  Today's Stocks & Topics: DELL - Dell Technologies Inc., GEV - GE Vernova Inc., Market Wrap, Generation X Faces Unique Retirement Challenges — Can They Catch Up?, TTD - Trade Desk Inc., CAVA - Cava Group Inc., SG -...

An anticipated Fed rate cut this month could lower borrowing costs, reduce savings yields, and influence mortgage rates.  Today's Stocks & Topics: AMPX - Amprius Technologies Inc., Market Wrap, OKE - Oneok Inc., How a Fed Interest Rate Cut Could Impact Your Finances Soon, ULTY – Yield Max Ultra Option Income Strategy ETF, EVR - Evercore Inc, Consumer Spending, Delisted Stocks, CARR - Carri...

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans...