Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
InvestTalk
InvestTalk is your daily guide to stock market analysis, portfolio management, and unbiased financial education. Hosted by experienced wealth managers Justin Klein and Luke Guerrero, CFA, of KPP Financial, this daily investing podcast cuts through the noise to answer your specific investment questions. With over 60 million downloads, InvestTalk is trusted by investors who want institutional-grade research and actionable strategies. Every weekday, Justin and Luke break down complex macroeconomic trends and discuss highly searched topics, including stock and ETF analysis, 401(k) and retirement o...
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Author
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
Category
Podcast website
Latest episode
Oct 16, 2026
Where to listen?
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Episodes
Navigating Divergent Commodity Markets 03.12.2025 46:16
Commodity markets are splitting: Inflationary pressure eases as energy and food prices decline due to better supply, while strategic minerals (like copper, lithium, and rare earths) face sustained volatility and high prices due to supply constraints driven by surging demand from the AI and EV sectors. Today's Stocks & Topics: Tecnoglass Inc. (TGLS), Market Wrap, Pan American Silver Corp. (...
The "6-Figure HSA" Retirement Strategy 02.12.2025 45:40
A growing trend is emerging where a Health Savings Account (HSA) is treated not as spending money, but instead as a "Super IRA" for retirement. Could this be the right call for you? Today's Stocks & Topics: Vertiv Holdings Co (VRT), Marker Wrap, Platinum Group Metals Ltd. (PLG), “The "6-Figure HSA" Retirement Strategy”, Liquidity, Leidos Holdings, Inc. (LDOS), The Auto Indu...
Black Friday - Best of Caller Questions 29.11.2025 47:00
In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: A-I Stocks, Bond Maturity, Short-Term Rental Market, The VIX, Crypto, Pre-Tax Allocation vs. Roth I-R-A, Poorly Managed Companies, Publicly Traded Sports Teams, P.E. Ratios, Oil, Portfolio Manage...
Thanksgiving Day Special - Best of Caller Questions 28.11.2025 47:00
In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: I-R-As, 401k Plan, Compound Frequency, Is It Good Time to Buy Stocks, Fidelity 401k Plan, Small Cap Stocks, Fed Rate Cuts, Relative Strength, Young Investor Looking for Advised, Silver, Start Tak...
Buffett's $382 Billion Cash Pile 27.11.2025 45:58
We will talk about Warren Buffett's pile of cash and the concept of "controlled greed" in today's market. Today's Stocks & Topics: Prologis, Inc. (PLD), Market Wrap, Bright Minds Biosciences Inc. (DRUG), “Buffett's $382 Billion Cash Pile”, Heritage Global Inc. (HGBL), Tokio Marine Holdings, Inc. (TKOMY), Markel Group Inc. (MKL), Bristol-Myers Squibb Company (BMY), The F...
The "Dovish" Pivot: December Rate Cut Odds Jump 26.11.2025 46:48
Just as markets were looking shaky, NY Fed President John Williams dropped dovish comments that spiked the odds of a December rate cut. Today's Stocks & Topics: Albertsons Companies, Inc. (ACI), Market Wrap, ServiceNow, Inc. (NOW), “The "Dovish" Pivot: December Rate Cut Odds Jump”, Vanguard Mid-Cap Growth Index Fund ETF Shares (VOT), Vanguard FTSE Europe ETF (VGK), NICE Ltd. (NICE)...
Gold or Bitcoin? The New Safe-Haven Showdown 25.11.2025 45:24
We will examine the case for gold and bitcoin as alternative assets, and look at how each fits (or doesn’t) into a diversified portfolio, and what type of investor each one is really built for. Today's Stocks & Topics: Fidelity MSCI Real Estate Index ETF (FREL), Quanta Services, Inc. (PWR), Market Wrap, “Gold or Bitcoin? The New Safe-Haven Showdown”, Vanguard Total World Stock Index Fund E...
Dollar-Cost Averaging vs. Lump Sum: What’s the Smarter Move? 22.11.2025 45:37
We tackle the classic investing dilemma of putting your money in slowly versus investing it all at once, and explain when each strategy can make the most sense for real-life investors. Today's Stocks & Topics: Cameco Corporation (CCJ), Market Wrap, Chipotle Mexican Grill, Inc. (CMG), “Dollar-Cost Averaging vs. Lump Sum: What’s the Smarter Move?”, Themes ETF Trust - Leverage Shares 2X Long...
High-Yield Savings vs. T-Bills: Where Should Your Cash Live? 21.11.2025 45:03
We compare high-yield savings accounts and Treasury bills, breaking down liquidity, safety, and after-tax returns so you can choose the best parking spot for your short-term cash. Today's Stocks & Topics: California Resources Corporation (CRC), DoorDash, Inc. (DASH), Market Wrap, Grupo Cibest S.A. (CIB), “High-Yield Savings vs. T-Bills: Where Should Your Cash Live?”, Humana Inc. (HUM), Con...
Magnificent Seven Overload: Is Your Portfolio Too Top-Heavy? 20.11.2025 45:11
We will dig into the market’s obsession with the “Magnificent Seven” tech giants, the hidden concentration risk in many portfolios, and how to rebalance without missing out on innovation. Today's Stocks & Topics: Federal Agricultural Mortgage Corporation (AGM), Market Wrap, Old Dominion Freight Line, Inc. (ODFL), “Magnificent Seven Overload: Is Your Portfolio Too Top-Heavy?”, iShares Top 2...
“The Forgotten 401(k): Are You Leaving Money on the Table?” 19.11.2025 45:12
In this episode, we will explore how abandoned 401(k) plans can quietly drain your long-term wealth and we’ll talk about the simple steps you can take to track down that lost money and put it back to work. Today's Stocks & Topics: Builders FirstSource, Inc. (BLDR), Gartner, Inc. (IT), Meta Platforms, Inc. (META), Market Wrap, “The Forgotten 401(k): Are You Leaving Money on the Table?”, I-R...
Don’t Outlive Your Nest Egg: Strategies to Make Savings Last 18.11.2025 44:14
We'll talk about practical ways to stretch retirement dollars-- such as adjusting withdrawals, delaying Social Security, integrating annuities, and managing market risk. Today's Stocks & Topics: Tyson Foods, Inc. (TSN), Market Wrap, VanEck IG Floating Rate ETF (FLTR), iShares 0-3 Month Treasury Bond ETF (SGOV), Don’t Outlive Your Nest Egg: Strategies to Make Savings Last, Small Cap Sto...
Annuities Demystified: Types, Payouts, and Trade-Offs 15.11.2025 45:00
We will look into a plain-English guide on how annuities work, from fixed to variable and indexed options, plus fees and guarantees to watch. Today's Stocks & Topics: Trex Company, Inc. (TREX), Devon Energy Corporation (DVN), Market Wrap, Annuities Demystified: Types, Payouts, and Trade-Offs, Southern Copper Corporation (SCCO), Dow Inc. (DOW), Cognizant Technology Solutions Corporation (CT...
Boomers are less bullish on ETFs—should they be? 14.11.2025 45:52
New research shows that despite ongoing investor demand for exchange-traded funds, baby boomers appear to be bucking the trend, and there may be a good reason for it. Today's Stocks & Topics: Vanguard Long-Term Corporate Bond Index Fund ETF Shares (VCLT), East West Bancorp, Inc. (EWBC), Boomers are less bullish on ETFs—should they be?, McKesson Corporation (MCK), Fidelity 401k Plan, Insur...
50-Year Mortgages: Quick Fix or Costly Mistake? 13.11.2025 43:24
We will examine why ultra-long loans may lower payments but slow equity-building and raise lifetime interest costs, and what that means for housing affordability. Today's Stocks & Topics: Silver, Market Wrap, The Procter & Gamble Company (PG), 50-Year Mortgages: Quick Fix or Costly Mistake?, Mueller Industries, Inc. (MLI), SPDR Portfolio S&P 600 Small Cap ETF (SPSM), U.S. Insuranc...
Value Investing 101: How to Spot Undervalued Stocks 12.11.2025 43:44
We will break down intrinsic value, competitive advantages, and the “margin of safety” approach that value investors use to build long-term wealth. Today's Stocks & Topics: Microsoft Corporation (MSFT), Market Wrap, Baxter International Inc. (BAX), Zimmer Biomet Holdings, Inc. (ZBH), Value Investing 101: How to Spot Undervalued Stocks, Interactive Brokers Group, Inc. (IBKR), How to Calcul...
Passing the Property Torch: Smart Ways to Leave Real Estate to Your Kids 11.11.2025 45:40
We will have practical estate-planning strategies for transferring property to children while keeping tax, timing, and family-dynamics in focus. Today's Stocks & Topics: Fundamental Analysis, Market Wrap, Mueller Industries, Inc. (MLI), Passing the Property Torch: Smart Ways to Leave Real Estate to Your Kids, F5 Inc. (FFIV), Entry Point, Reaction After A Year Of Trump's Election, OppF...
Critical Minerals, Critical Moment: Rare Earths Stocks Set to Surge 08.11.2025 45:09
We've got a deep dive into how the global scramble for rare earth and battery-metals is igniting a stock-boom, and what investors need to know. Today's Stocks & Topics: Kimberly-Clark Corporation (KMB), Market Wrap, eBay Inc. (EBAY), Taiwan Semiconductor Manufacturing Company Limited (TSM), Critical Minerals, Critical Moment: Rare Earths Stocks Set to Surge, DraftKings Inc. (DKNG), Av...
Gold’s Enduring Role: From Ancient Coins to Bitcoin Era 07.11.2025 44:13
From the gold standard to modern bitcoin comparisons, we will explore why gold still matters in the digital age—and how it fits into today’s portfolio. Today's Stocks & Topics: Tema Electrification ETF (VOLT), Market Wrap, AirJoule Technologies Corporation (AIRJ), Honeywell International Inc. (HON), Gold’s Enduring Role: From Ancient Coins to Bitcoin Era, Lululemon Athletica Inc. (LULU),...
Housing Market Forecast 2026: What’s Coming Next? 06.11.2025 45:16
We will talk about an expert-driven look at where home prices, interest rates and buyer demand are headed—and what that means for investors and homeowners. Today's Stocks & Topics: The Buckle, Inc. (BKE), Tariffs, Market Wrap, The Walt Disney Company (DIS), Housing Market Forecast 2026: What’s Coming Next?, NIKE, Inc. (NKE), Stride, Inc. (LRN), Lemonade, Inc. (LMND), Supreme Court vs. Tru...
How to Roll Over an Old 401(k) 05.11.2025 44:59
Is deciding what to do with an orphan 401(k) on your to-do list? We will look at the seven steps for getting it done. Today's Stocks & Topics: LightPath Technologies, Inc. (LPTH), Market Wrap, How to Roll Over an Old 401(k), Pan American Silver Corp. (PAAS), Atlanta Braves Holdings, Inc. (BATRK), CDOs: Collateralized Debt Obligation , Oil-Dri Corporation of America (ODC), Essex Property T...
Emergency Savings: More Than Just a Cushion 04.11.2025 45:45
We've got practical advice on how much to save for unexpected life events, where to keep the money, and why it matters far beyond simple budgeting. Today's Stocks & Topics: Ulta Beauty, Inc. (ULTA), Market Wrap, DICK'S Sporting Goods, Inc. (DKS), SSR Mining Inc. (SSRM), Emergency Savings: More Than Just a Cushion, Relative Strength, Lumen Technologies, Inc. (LUMN), Best Market Per...
The “Go Live Your Life” Rule: Rethinking Retirement Spending 01.11.2025 44:08
Why the so-called “guardrails approach”, that is adjusting spending up or down based on market performance, is gaining traction over the fixed “4% rule” in retirement. Today's Stocks & Topics: Fiserv, Inc. (FI), Market Wrap, Fed Rate Cuts, the “Go Live Your Life” Rule: Rethinking Retirement Spending, QUALCOMM Incorporated (QCOM), Three-Buckets Retirement Strategy, Bonds, Leveraged ETFs, P...
Babies, Capitalism & a Demographic Crossroads 31.10.2025 45:29
We will discuss how falling birth-rates are becoming more than just a social issue because they are intertwined with economic systems and capitalist assumptions. Today's Stocks & Topics: The Campbell's Company (CPB), Market Wrap, Babies, Capitalism & a Demographic Crossroads, Alexandria Real Estate Equities, Inc. (ARE), Panasonic Holdings Corporation (PCRHY), A-I might replace Jun...
Global Portfolio Insights: Lessons from Around the World 29.10.2025 44:41
We'll take a deep dive into what investor behavior across 14 key markets reveals about building a truly global portfolio. Today's Stocks & Topics: United Parcel Service, Inc. (UPS), Market Wrap, Centrus Energy Corp. (LEU), Global Portfolio Insights: Lessons from Around the World, The Toro Company (TTC), Opera Limited (OPRA), Income Growth, Corpay, Inc. (CPAY), Nuclear Energy, A-I Stock...
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