Investors of the Roundtable

Are you dreaming of your golden retirement years, but unsure if you're financially prepared to make the leap? In today's video, we cover the top 5 financial signs that tell you that you are indeed ready to retire. On the flip side, if you don't have these signs, you may want to postpone your retirement until you're ready! So whether you're on the brink of retirement or planning...

There are 8 levels of value investing -- according to one 'legendary' forum post written years ago by an old-time value investor. Level 1 is where every value investor begins their journey, and you advance through the levels as you spend more time and gain more experience investing. However, this doesn't mean that you will eventually reach Level 8 (where Warren Buffett resides). Instea...

In 3Q 2023, AK's portfolio generated S$84,942 in dividends. We chat with AK once again and ask him questions about the latest moves and updates to his portfolio. What are his views about Singapore banks for dividends? Which bank did he add a position to recently? Why does he like IREIT Global despite the uncertainty? Does he reinvest his dividends? If so, how much does he set aside? We ask him...

It's easy to get excited when you first start to invest; there are many opportunities to grow your wealth and build multiple streams of passive income in the stock market. But this doesn't mean that you should jump in and invest immediately... because not everyone is suitable to invest. In fact, you could end up losing a lot of money if you're not actually prepared. Here are five signs...

This week we chat with Kyith, author of popular investment blog, Investment Moats. Kyith has been an investor and blogger since 2005, and achieved financial independence at just 38 years old. We ask him how he reached his goal at such a relatively young age, the money and investment strategies that worked for him, and the financial mistakes he made along the way. If you are looking to achieve FIRE...

Mapletree Pan Asia Commercial Trust is now trading at an eight-year low. Why has its unit price fallen so much recently? Will its foreign assets (China/Hong Kong) continue to drag the REIT's performance lower? With its current yield at ~6%, is this an opportunity to pick up a slice of one of our favourite Singapore REITs... or is there more uncertainty ahead? We discuss all this and more in ou...

Singaporeans lost S$660.7 MILLION to scams in 2022 alone! In this episode, we expose multiple profiles that are impersonating us on Facebook and Instagram, and share screenshots of one impersonator that attempted to scam money from one of our readers. Don't let this happen to you! We discuss the telltale signs of investment scams, how they've gotten smarter over time, and how you can prote...

We often hear of people jumping straight into the stock market when they first learn how to invest. But in reality, there's an 'optimal order' of investing your money -- and stocks should only come in much later. In this episode, we share what we think is the best order of investing for Singaporeans, and why you need to go through each step one by one before you actually invest in the...

Singapore REITs are now near their COVID valuations with many offering double-digit yields at the moment. This looks like an opportune moment to invest... however, not all REITs are created equal. We share why we would avoid many of the REITs with high double-digit yields right now and why you should too. We also reveal our pick of Singapore REITs and why we think it'll likely continue to perf...

Generative artificial intelligence has hit mainstream since the successful launch of ChatGPT in late 2022. Generative AI is now used to automate and enhance various tasks for a wide range of applications across various industries... but can it help you research and invest in stocks? We test the capabilities of ChatGPT and Google's Bard to discover if they can accurately analyse a stock's f...

We reinvite AK, this time to chat about CPF. As of January 2023, AK has S$1.1 million in his CPF accounts, which continues to grow year after year. How did he amass a seven-figure amount in his CPF before he turned 50 years old? Why is CPF his single largest investment? Does he invest his CPF monies in the stock market for higher returns? And the big question: Will he cash out when he turns 55? We...

In this episode, we chat with Chee Hoi, our equity analyst who helps monitor our Malaysia and Asia portfolio. Chee Hoi has been with The Fifth Person for nearly five years now, but the interesting thing is... he had little to NO financial/stock knowledge when he first joined us. Today, he's a successful investor, and manages a dividend stock portfolio that generates consistent passive income f...

We reveal one 'Grade A' Hong Kong property developer that's been dragged down by the China property crisis. Interestingly, this company has minimal exposure to China and actually generates most of its income from Hong Kong and Singapore. We break down its business model, discuss its risks, and explain why we think it will likely emerge stronger after the crisis. The stock is currently...

Do you know what your net worth is right now? If you don't, then how do you know if you're actually growing your wealth and reaching your financial goals? In this episode, we share how to simply calculate your net worth and how often you should do it. We also share the average net worth of Singaporeans according to a Credit Suisse report, and how much wealth is actually 'enough'...

The China stock market fell once again due to the country's unraveling property crisis. However, despite the trouble, China's tech titans like Alibaba and Tencent posted strong revenue and profit growth for the first half of 2023. Will their recovery be threatened by China's property woes? Or will their resurgence continue to be fueled by a reopening economy and China's domestic co...

We reinvite AK to answer (and rebut) some of the many questions and comments viewers left at his previous interview. How did AK get to S$200K in dividends a year? What is his investment capital? What is his biggest investment? Did he lose any money in 2022 when stock markets fell? What is he going to do if the economy hits a recession? He answers all this and more in this episode. Sit tight!

When it comes to investing for growth, the Singapore stock market may not always set the pulses racing. From January 2003 to December 2022, the Straits Times Index grew 142.3%, while the S&P 500 grew 336.4% over the same 20-year period. Investors may glance at the higher returns in the U.S. and decide that Singapore isn’t a great place to invest in. While it is true that the Singapore stock ma...

Time the market or time in the market -- which is the better way to invest? We know that it's better to invest when prices are low, but how do you know when to jump in? Are some people simply better off sticking to dollar-cost averaging instead? In this episode, we discuss the results of a Vanguard research paper which compares lump sum investing vs dollar-cost averaging and find out which giv...

Consumer staple stocks comprise companies that are noncyclical as they produce or sell goods and services that are consistently in demand. They can be a good option for investors seeking consistent growth, solid dividends, and low volatility. But is this always true? In this episode, we compare two consumer retail stocks -- DFI vs. CP All -- that have similar business models and find out which one...

In this episode, we chat with AK -- a reclusive Singaporean investor who received over S$200k in dividends last year alone! The author of A Singaporean Stocks Investor (ASSI) blog, AK is a long-time 'legend' in the local investment scene.  We chat with AK, how recent macroeconomic events have shaped his portfolio, and whether he's eyeing anything in the stock market right now. If you&#...

In this episode, we reveal one little-known mid-cap stock that has grown more than seven times in the last 10 years. The interesting thing is that this company is NOT tech startup, but operates in a 'boring' industry. So what is the reason behind its supercharged growth? Can it continue to grow even bigger and more successful over the next 10 years? We discuss all of this, and why we think...

With inflation and the cost of living going up, how much do you need to retire comfortably in Singapore? S$1 million? $2 million or even more? How do you even create a personal financial plan to reach your retirement financial goal? In this episode, we share one free tool that shows you step-by-step how to plan for your retirement in Singapore. It also shows you how near (or far) away you are from...

When it comes to investing for growth, you need to pick a company which has the potential to grow 10X in value. But how do you do that?  In this episode, we discuss the industry life cycle and why this is key to understanding whether a company has the runway to become even bigger and more successful, or if it's best days are already far behind it.  Can big companies continue to grow even bigge...

Data centers form the backbone of the digital age, enabling the functioning of numerous online services, applications, and critical business operations -- which makes data centre REITs a potentially attractive investment. In this episode, we reveal our favourite Singapore data centre REIT, risks to be aware of, and whether there's an opportunity now to 'buy the dip'.

The Singapore Exchange (SGX) recently introduced Singapore Depository Receipts (SDRs) that allow local investors to invest in overseas-listed companies on the SGX. For a start, SGX has launched SDRs for three Thai blue-chip companies: PTT Exploration & Production, CP All, and Airport of Thailand. Are these Thai blue chips great companies to invest in? What are their valuations right now? And w...