InvestorKit Podcast

Australia's 5% deposit scheme was supposed to make home ownership more accessible, and it did, to a point. But a bigger question has been lurking beneath the headlines: did expanding the scheme in October 2025 actually push property prices higher?   Junge Ma, Senior Research Analyst at InvestorKit, digs into the lending data and property market figures to find out what really happened.  ...

Most investors look at past growth and draw one of two conclusions, the market's either had its run or it's overdue for one. But according to Junge Ma, senior research analyst at InvestorKit, both assumptions can lead you seriously astray.   In this episode, Junge Ma unpacks four distinct scenarios where past 10 year growth either signals caution or opportunity and why the same headline numbe...

Junge Ma pulls back the curtain on a property she personally bought and the data that drove every step of the decision. From narrowing down Victorian regional cities to landing on Ballarat, this episode gives a rare inside look at how a property professional actually applies the same research framework she uses with clients to his own portfolio.   The episode walks through the full journey: w...

Geelong is being touted as one of the hottest property markets near Melbourne...but the data tells a more nuanced story. Senior research analyst Junge Ma from Investor Kit breaks down exactly which suburbs have surged, which have stalled, and which are quietly staging a comeback that most investors haven't noticed yet.   Driven by double digit annual growth in multiple outer suburbs and a sur...

Are Australia's regional property markets finally running out of steam, or is there still heat left in the oven?   With regional values having surged since 2021, it's tempting to write off the regions as overcooked. But Junge Ma, Senior Research Analyst at Investor Kit, breaks down 20 years of data to show that regional markets have largely been catching up to capital cities, not overheating....

Is Adelaide's property boom really over, or are investors being spooked by headline noise? With some suburbs showing signs of fatigue, it's easy to assume the entire market has cooled but Junge Ma, senior research analyst at InvestorKit, argues the data tells a very different story.   In this episode, Junge Ma breaks down the fundamentals driving continued price growth across Greater Adelaide...

Why is one Melbourne suburb consistently outperforming expectations, yet almost nobody is talking about it? Sitting quietly, but flying completely under the radar of most buyers and investors. Junge Ma, Senior Research Analyst at InvestorKit, digs into the data to find out whether that silence is a signal worth paying attention to.   Despite low buyer interest scores, high crime statistics, l...

Is Melbourne’s explosion of apartments actually holding back rental growth for houses, or is that just a myth investors keep repeating?   In this episode, Junge Ma dives into the data to unpack whether apartment oversupply is impacting house rental growth across Melbourne. By comparing trends across Melbourne, Sydney, and Brisbane, she reveals what really drove rental changes over the p...

Would you invest in a $150,000 property with nearly 9% rental yield, or is this exactly the kind of deal you should be avoiding?   In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the data behind Broken Hill, one of Australia’s most affordable property markets. While the numbers may look attractive on the surface, she explains how a shrinking population, re...

What happens to Australian property when the world goes to war?   InvestorKit's senior research analyst Junge Ma goes back over 100 years of data to find out, mapping every major global conflict against Australian house price movements, from the World Wars to Russia-Ukraine and Israel-Hamas.   The findings are clear: Australian property prices have historically been driven far more by do...

Australia’s population is set to explode over the next decade, but housing construction isn’t keeping up. Which cities and regions will feel the crunch the most?   In this episode, Junge Ma, Senior Research Analyst at InvestorKit, compares population growth, net overseas migration, and building approvals across Australia.   She explains why high immigration doesn’t alwa...

Is Australia’s property market heading towards a crash, or is the fear online overblown? More importantly, what real data should investors monitor to understand the risks?   In this episode, Junge Ma, Senior Research Analyst at InvestorKit, explains the three fundamental conditions that would need to happen at the same time to trigger a true nationwide property crash. She breaks down th...

When investing in property through your SMSF, should you buy and hold long term or sell once you see a profit? With more Australians using their SMSF to invest in property, understanding the right strategy has never been more important.   In this episode, Junge Ma compares two SMSF property strategies using real market data. By modelling a buy and sell approach versus a buy and hold strategy...

Which Melbourne suburbs actually underperformed in 2025, and more importantly, what can that teach investors heading into 2026?   In this episode, Junge Ma, Senior Research Analyst at InvestorKit, reviews five suburbs that were identified as poor investment picks at the start of 2025. Breaking down real performance data, she explains how factors like oversupply, high vacancy rates, and afford...

Could 2026 be the year of the next Australian property boom? What signals are showing early signs, and which cities and markets are likely to benefit most?   In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the triggers behind Australia’s last four property booms and explains the key macro and micro drivers to watch for 2026. From supply shortages and tight...

Which capital city is facing the biggest housing supply crunch right now and which one is falling furthest behind as population growth accelerates? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, ranks all eight capital cities based on housing supply pressure. Using per capita listings, population growth forecasts, and building approval data, we break down which cities are tight...

With Melbourne house prices pushing past reach for many investors, could townhouses be the next real opportunity in 2026 or is this a trend worth avoiding?   In this episode, Junge Ma, Senior Research Analyst at InvestorKit, cuts through the hype and breaks down the raw data on Melbourne townhouses. We compare townhouses to houses across price, rental yields, demand, and long term performance...

Which house price bracket is about to lead property growth in Perth, Brisbane, and Adelaide? With interest rates staying high, middle range suburbs are starting to attract serious demand, but which ones are positioned to surge next?   In this episode, Junge Ma, Senior Research Analyst of InvestorKit, breaks down the best price range to watch in 2026. Discover how shrinking inventory, tight re...

What if the biggest mistake you could make in 2026 isn’t what you buy but where you buy it? Using over $800,000 a year in proprietary data analytics, InvestorKit’s Senior Research Analyst Junge Ma breaks down the suburbs that look tempting on the surface… but quietly fail the fundamentals.   In this episode, Junge reveals the five suburb types that consistently underperform...

Which regional Victorian market stacks up best right now? Geelong, Ballarat, or Bendigo? With all three gaining investor attention, this episode breaks down the data to see where the real opportunities are forming.   Junge Ma compares housing supply, price growth, days on market and rental pressure across all three cities, highlighting how each market is tracking through the growth cycle and...

Have NSW regional markets been quietly setting up for their next growth phase? While Queensland and WA dominated headlines, the data is now starting to tell a different story across regional New South Wales.   In this episode, Junge Ma breaks down property market data from 10 major NSW regional cities, looking at supply, demand, job markets, rental pressure, and affordability. From inland hub...

Where should you invest $650,000 in 2026? Melbourne, Perth or Brisbane? With prices rising and options narrowing, choosing the wrong city could cost you years of growth. In this episode, we break down the data across all three capitals to see where opportunities still exist for buyers with a sub $650k budget.   Junge Ma analyse sales market pressure, rental conditions, yields and cycle positi...

With interest rates staying higher for longer, where can buyers still find growth in 2026? As affordability tightens across Australia, demand is increasingly flowing into markets that still offer relative value.   In this episode, Junge Ma breaks down five locations across Melbourne, Brisbane, and key regional centres where affordability, tight supply, and strong rental pressure are lining up...

Ever wondered what it really takes to grow a property portfolio from two to five? Most Aussies get stuck at two, but there’s a method to break through without relying on luck or manifesting dreams. In this episode, Arjun Paliwal uncovers the mindset shifts, financial strategies, and portfolio hacks that set successful investors apart.   Arjun dives into the real world numbers behind cas...

Trusts. Are they really the secret weapon for property investors or just an overcomplicated headache? More Australians are buying property through trusts than ever before, but what does this mean for your strategy, borrowing power, and long term goals?   In this episode, Arjun Paliwal dives into the shifting world of trusts and SMSFs, explaining the hidden costs, lending quirks, and the reaso...