Insurance Talk Texas

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. If your Texas business offers a 401(k) or a group health plan, federal law has already made you a fiduciary. You did not sign up for it. And under ERISA, that title puts your personal assets on the line. In this episode of Insurance Talk...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Think Directors and Officers insurance is only for Fortune 500 companies and Wall Street boardrooms? Think again. In this episode of Insurance Talk Texas, we break down why small businesses actually account for the majority of D&O cl...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Think your North Texas business is too small to face an employee lawsuit? Since September 2021, that assumption could cost you everything. In this episode of Insurance Talk Texas, we break down Employment Practices Liability Insurance (E...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. If you run a service or advice-based business in North Texas, there's one coverage gap that can quietly put everything you've built at risk: a professional mistake. Your Business Owners Policy won't touch it. Your general liability won't...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Most Texas small business owners think they're covered. Far too many find out they're not until a customer slips, a fire breaks out, or a North Texas hailstorm shreds the roof. In this episode of Insurance Talk Texas, we break down the s...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Did you know Texas is the ONLY state in the country where most private employers can legally choose NOT to carry workers' compensation insurance? It's true — and that single fact creates one of the biggest and most misunderstood risks fa...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Are you a North Texas business owner driving a work truck, van, or company vehicle? There is a coverage gap that quietly threatens thousands of small businesses across Frisco, McKinney, Plano, Prosper, Allen, and the greater Collin and D...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. It's lease season across North Texas, and if you've just signed at an apartment in Frisco, McKinney, Plano, Prosper, or Allen, there's a good chance your landlord required renters insurance. But what does it actually cover, what does it...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. After the late April 2026 storms that produced EF-2 and EF-3 tornadoes across North Texas, baseball-sized hail, and a gubernatorial disaster declaration, every North Texas business owner needs to understand one thing: your commercial pro...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Got a backyard pool in Frisco, McKinney, Plano, Prosper, Allen, or anywhere across Collin or Denton County? This week's episode of Insurance Talk Texas is one you cannot afford to miss. Pool season is here, and most homeowners have no id...

Adding a Teen Driver to Your Insurance? 5 Discount Strategies Texas Families Need to Know | Insurance Talk Texas Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Adding a teen driver to your auto insurance policy is one of the biggest premium increases a North Texas family will face. M...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Cyber Insurance for Small Business: Why Every North Texas Owner Needs It Now | Insurance Talk Texas Is your small business protected against cyber attacks? If you don't have cyber insurance, the answer is almost certainly no. In this epi...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. What happens if your home is destroyed by fire, a tornado, or a catastrophic storm — and you can't prove what you owned? In this episode of Insurance Talk Texas, we're tackling one of the most overlooked gaps in homeowners insurance cove...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. The storm has cleared — now what? Most North Texas homeowners know that spring means hail and wind. But what happens in the hours and days after a storm can determine whether your insurance claim gets paid or gets closed without a dime....

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. April is Distracted Driving Awareness Month — and if you're behind the wheel anywhere in North Texas, this episode is one you absolutely can't afford to skip. This week on Insurance Talk Texas, we're pulling back the curtain on how distr...

DESCRIPTION: Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Did you know the Texas Legislature quietly handed every homeowner and driver in the state three powerful new rights at the start of 2026 — and most Texans have no idea they even exist? In this episode of Insurance Talk Texas...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Almost every driver in Texas says they have "full coverage" — but almost none of them know exactly what that means. In this episode of Insurance Talk Texas, we break down one of the most misunderstood phrases in all of insurance and expl...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. North Texas just got a wake-up call. Flash flood warnings struck Dallas, Tarrant, and Rockwall counties on March 4, 2026 — and with spring storm season officially underway, more is on the way. But here is what most DFW homeowners do not...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Are you a North Texas homeowner, driver, or parent of a teen driver who thinks your home and auto insurance is enough? Think again. In this episode of Insurance Talk Texas, we're breaking down one of the most powerful — and most overlook...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. Spring storm season starts in March and North Texas homeowners need to be ready NOW. In this episode of Insurance Talk Texas, we break down the complete insurance checklist every DFW homeowner and driver must complete before the first ha...

Description: Are your company’s health privacy notices legal? You have until February 16, 2026 , to comply with a major federal update. In this 9-minute episode, the team at Schell Insurance breaks down the urgent HIPAA changes regarding Substance Use Disorder (SUD) records and what every Texas employer needs to do this week. In this episode: The Feb 16th Deadline: Why you must update your Notice...

Visit https://schellinsurance.com or call 972-423-4546 for a quote Is your Texas auto insurance policy officially "outdated"? Welcome back to Insurance Talk Texas , the podcast dedicated to keeping Lone Star residents protected and informed. In this week’s deep-dive episode, we are breaking down a massive "January 1st Reset" that is hitting every driver and homeowner in the state. From the first m...

A historic winter storm is hitting Texas RIGHT NOW, and your insurance coverage could make all the difference. In this emergency episode, we break down everything Texans need to know about protecting their homes, cars, and businesses during this unprecedented weather event. What We Cover: ✅ Does homeowner's insurance cover frozen pipes and ice damage? ✅ What to do RIGHT NOW to protect your prope...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions. A groundbreaking new Texas law just took effect January 1, 2026, and it's changing everything about how insurance companies communicate with Texas consumers. House Bill 2067 now requires all insurance companies to automatically provide w...

Call Schell Insurance at (972) 423-4546 for a personalized quote or visit https://schellinsurance.com to learn more about their comprehensive insurance solutions Texas families are experiencing an unprecedented insurance affordability crisis in 2026 as auto, homeowners, and health insurance premiums all spike simultaneously. If you opened your renewal notices in January 2026 and felt sticker shock...