Ran Chen, EA, CFP®

Insurance Exam Prep

Education EN ↓ 293 episodes

Insurance Exam Prep is a daily podcast designed to help future insurance professionals pass their licensing exams with clarity and confidence. Built and operated by OpenExamPrep, this podcast breaks down insurance licensing exams into focused, easy-to-digest episodes covering Life Insurance, Health Insurance, and Property & Casualty, across both the national portion and state-specific requirements. Each episode targets one key concept, common exam trap, or high-frequency test topic—making it ideal for studying during commutes, workouts, or short study sessions. Created by Ran Chen, EA, CFP®, a...

Be sure to visit the podcast's website and support the creator: open-exam-prep.com

Author

Ran Chen, EA, CFP®

Episodes

Property & Casualty Exam Prep 51, Workers Compensation Basics 23.07.2026 3:12

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That workers' compensation is a no-fault system, meaning benef...

Property & Casualty Exam Prep 50, Umbrella and Excess Liability 22.07.2026 2:59

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The key difference between umbrella (broader coverage) and exc...

Property & Casualty Exam Prep 49, Professional Liability and Errors and Omissions 21.07.2026 2:52

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Professional Liability covers financial loss from professional...

Property & Casualty Exam Prep 48, Products and Completed Operations Liability 20.07.2026 4:32

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The core function of Products Liability and who it applies to,...

Property & Casualty Exam Prep 47, CGL Limits and Aggregates 19.07.2026 3:06

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The General Aggregate is the master limit for most CGL claims...

Property & Casualty Exam Prep 46, CGL Coverage C Medical Payments 18.07.2026 2:41

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That CGL Coverage C provides no-fault medical payments for thi...

Property & Casualty Exam Prep 45, CGL Coverage B Personal and Advertising Injury 17.07.2026 2:46

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That CGL Coverage B protects against specific non-physical tor...

Property & Casualty Exam Prep 44, CGL Coverage A 16.07.2026 3:21

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - CGL Coverage A responds to bodily injury and property damage c...

Property & Casualty Exam Prep 43, Commercial General Liability Overview 15.07.2026 3:12

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Coverage A protects against claims for bodily injury and prope...

Property & Casualty Exam Prep 42, Builders Risk and Installation Floaters 14.07.2026 3:05

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The function of a Builders Risk policy for buildings under con...

Property & Casualty Exam Prep 41, Businessowners Policy 13.07.2026 2:29

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That a BOP bundles Property, General Liability, Business Incom...

Property & Casualty Exam Prep 40, Commercial Package Policy and Monoline Policies 12.07.2026 3:20

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - A Commercial Package Policy (CPP) bundles multiple coverages l...

Property & Casualty Exam Prep 39, Equipment Breakdown Coverage 11.07.2026 2:50

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Equipment Breakdown covers only "sudden and accidental" breakd...

Property & Casualty Exam Prep 38, Business Income and Extra Expense 10.07.2026 3:50

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Business Income coverage is designed to replace lost net incom...

Property & Casualty Exam Prep 37, Causes of Loss Forms 09.07.2026 3:08

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The critical difference between named perils (Basic, Broad) an...

Property & Casualty Exam Prep 36, Commercial Property Policy Basics 08.07.2026 3:08

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That the Declarations page is the ultimate authority on who, w...

Property & Casualty Exam Prep 35, Garagekeepers and Auto Dealers Coverage 07.07.2026 2:46

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The crucial difference between Garage Liability (for BI/PD to...

Property & Casualty Exam Prep 34, Commercial Auto and Business Auto Coverage 06.07.2026 2:38

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How numerical symbols, not vehicle descriptions, define covera...

Property & Casualty Exam Prep 33, Personal Auto Exclusions 05.07.2026 2:07

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That the personal auto policy excludes intentional acts becaus...

Property & Casualty Exam Prep 32, Personal Auto Physical Damage 04.07.2026 2:51

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Collision coverage applies to the upset (rollover) of your veh...

Property & Casualty Exam Prep 31, Uninsured and Underinsured Motorist Coverage 03.07.2026 3:49

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Uninsured Motorist (UM) coverage applies when the at-fault dri...

Property & Casualty Exam Prep 30, Personal Auto Medical Payments and PIP 02.07.2026 3:14

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Medical Payments (MedPay) covers medical and funeral expenses...

Property & Casualty Exam Prep 29, Personal Auto Liability Coverage 01.07.2026 2:55

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Part A Liability coverage pays for bodily injury and property...

Property & Casualty Exam Prep 28, Personal Auto Policy Overview 30.06.2026 3:05

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The definition of "your covered auto" is broader than just the...

Property & Casualty Exam Prep 27, Earthquake, Windstorm, Watercraft, and Mobile Home Coverage 29.06.2026 3:48

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Why standard policies exclude catastrophic risks like earthqua...