Ran Chen, EA, CFP®

Insurance Exam Prep

Education EN ↓ 180 episodes

Insurance Exam Prep is a daily podcast designed to help future insurance professionals pass their licensing exams with clarity and confidence. Built and operated by OpenExamPrep, this podcast breaks down insurance licensing exams into focused, easy-to-digest episodes covering Life Insurance, Health Insurance, and Property & Casualty, across both the national portion and state-specific requirements. Each episode targets one key concept, common exam trap, or high-frequency test topic—making it ideal for studying during commutes, workouts, or short study sessions. Created by Ran Chen, EA, CFP®, a...

Author

Ran Chen, EA, CFP®

Episodes

Property & Casualty Exam Prep 38, Business Income and Extra Expense 10.07.2026 3:50

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Business Income coverage is designed to replace lost net incom...

Property & Casualty Exam Prep 37, Causes of Loss Forms 09.07.2026 3:08

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The critical difference between named perils (Basic, Broad) an...

Property & Casualty Exam Prep 36, Commercial Property Policy Basics 08.07.2026 3:08

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That the Declarations page is the ultimate authority on who, w...

Property & Casualty Exam Prep 35, Garagekeepers and Auto Dealers Coverage 07.07.2026 2:46

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The crucial difference between Garage Liability (for BI/PD to...

Property & Casualty Exam Prep 34, Commercial Auto and Business Auto Coverage 06.07.2026 2:38

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How numerical symbols, not vehicle descriptions, define covera...

Property & Casualty Exam Prep 33, Personal Auto Exclusions 05.07.2026 2:07

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That the personal auto policy excludes intentional acts becaus...

Property & Casualty Exam Prep 32, Personal Auto Physical Damage 04.07.2026 2:51

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Collision coverage applies to the upset (rollover) of your veh...

Property & Casualty Exam Prep 31, Uninsured and Underinsured Motorist Coverage 03.07.2026 3:49

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Uninsured Motorist (UM) coverage applies when the at-fault dri...

Property & Casualty Exam Prep 30, Personal Auto Medical Payments and PIP 02.07.2026 3:14

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Medical Payments (MedPay) covers medical and funeral expenses...

Property & Casualty Exam Prep 29, Personal Auto Liability Coverage 01.07.2026 2:55

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Part A Liability coverage pays for bodily injury and property...

Property & Casualty Exam Prep 28, Personal Auto Policy Overview 30.06.2026 3:05

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The definition of "your covered auto" is broader than just the...

Property & Casualty Exam Prep 27, Earthquake, Windstorm, Watercraft, and Mobile Home Coverage 29.06.2026 3:48

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Why standard policies exclude catastrophic risks like earthqua...

Property & Casualty Exam Prep 26, National Flood Insurance Program Basics 28.06.2026 3:09

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Why standard homeowners policies exclude flood damage and the...

Property & Casualty Exam Prep 25, Personal Articles, Inland Marine, and Floaters 27.06.2026 3:36

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Why Inland Marine insurance exists to cover movable property,...

Property & Casualty Exam Prep 24, Dwelling Policy Perils and Loss Settlement 26.06.2026 3:20

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That the DP-1 is a basic, named-peril policy that pays all cla...

Property & Casualty Exam Prep 23, Dwelling Policies DP-1, DP-2, and DP-3 25.06.2026 3:16

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Dwelling policies are primarily for non-owner-occupied propert...

Property & Casualty Exam Prep 22, Homeowners Special Limits and Scheduled Property 24.06.2026 2:41

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Standard exam sublimits for money ($200), jewelry ($1,500), an...

Property & Casualty Exam Prep 21, Homeowners Exclusions 23.06.2026 3:28

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Why catastrophic perils like flood and earth movement are excl...

Property & Casualty Exam Prep 20, Homeowners Perils and Open Perils 22.06.2026 2:31

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The fundamental difference between named perils (what's listed...

Property & Casualty Exam Prep 19, Homeowners Section II Liability Coverages 21.06.2026 2:45

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Coverage E (Personal Liability) protects you when you are...

Property & Casualty Exam Prep 18, Homeowners Section I Property Coverages 20.06.2026 2:45

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Coverage A (Dwelling) protects the main home, attached structu...

Property & Casualty Exam Prep 17, Homeowners Forms HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8 19.06.2026 3:04

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The key difference between Named Peril (HO-2) and Open Peril (...

Property & Casualty Exam Prep 16, Damages and Supplementary Payments 18.06.2026 2:56

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The key difference between specific, calculable Special Damage...

Property & Casualty Exam Prep 15, Types of Liability 17.06.2026 2:59

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Absolute liability applies to inherently dangerous activities,...

Property & Casualty Exam Prep 14, Negligence and Liability Basics 16.06.2026 3:14

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The four essential elements of negligence: duty, breach, causa...