Ran Chen, EA, CFP®

Insurance Exam Prep

Education EN ↓ 290 episodes

Insurance Exam Prep is a daily podcast designed to help future insurance professionals pass their licensing exams with clarity and confidence. Built and operated by OpenExamPrep, this podcast breaks down insurance licensing exams into focused, easy-to-digest episodes covering Life Insurance, Health Insurance, and Property & Casualty, across both the national portion and state-specific requirements. Each episode targets one key concept, common exam trap, or high-frequency test topic—making it ideal for studying during commutes, workouts, or short study sessions. Created by Ran Chen, EA, CFP®, a...

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Author

Ran Chen, EA, CFP®

Episodes

AHIP Medicare Exam Prep 23, Formularies Tiers and Utilization Management 08.09.2026 4:12

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Medicare Part D plans structure formularies into drug tier...

AHIP Medicare Exam Prep 22, PDP versus MA-PD Plan Selection 07.09.2026 4:00

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Original Medicare and Medigap beneficiaries pair with stan...

AHIP Medicare Exam Prep 21, Part D Eligibility and Sources of Drug Coverage 06.09.2026 3:27

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Key differences in eligibility requirements for stand-alone PD...

AHIP Medicare Exam Prep 20, Medicare Advantage Election Scenarios 05.09.2026 4:12

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How to identify and select the valid Medicare Advantage electi...

AHIP Medicare Exam Prep 19, Organization Determinations Appeals and Grievances 04.09.2026 3:47

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The exact criteria that distinguish an organization determinat...

AHIP Medicare Exam Prep 18, Star Ratings and Medicare Plan Quality 03.09.2026 3:34

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How CMS Star Ratings evaluate Medicare Advantage and Part D pl...

AHIP Medicare Exam Prep 17, MA Benefits Networks Prior Authorization and Cost Sharing 02.09.2026 4:03

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How network rules differ across HMO, HMO-POS, PPO, and PFFS Me...

AHIP Medicare Exam Prep 16, D-SNPs and Medicaid Benefit Coordination 01.09.2026 3:59

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Medicare operates as the primary payer while Medicaid acts...

AHIP Medicare Exam Prep 15, Special Needs Plans D-SNP C-SNP and I-SNP 31.08.2026 3:55

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Key differences in target populations and eligibility for D-SN...

AHIP Medicare Exam Prep 14, PFFS and Medicare Savings Account Plans 30.08.2026 4:06

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Private Fee-for-Service (PFFS) provider terms and conditio...

AHIP Medicare Exam Prep 13, Medicare Advantage PPO Rules 29.08.2026 3:54

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Out-of-network providers are not obligated to treat PPO member...

AHIP Medicare Exam Prep 12, Medicare Advantage HMO Rules 28.08.2026 3:51

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Primary care physician (PCP) gatekeeping and referral requirem...

AHIP Medicare Exam Prep 11, Medicare Advantage Eligibility and Enrollment 27.08.2026 4:00

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Enrollees must have active Medicare Part A and Part B and cont...

AHIP Medicare Exam Prep 10, Solving Medicare Basics Scenarios 26.08.2026 3:59

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How to apply a five-step framework to solve complex Medicare s...

AHIP Medicare Exam Prep 9, Dual Eligibility and Medicaid Coordination 25.08.2026 4:10

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Medicare operates as the primary payer and Medicaid as the...

AHIP Medicare Exam Prep 8, Employer Coverage and Medicare Coordination 24.08.2026 4:04

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Primary and secondary payer rules based on employer size and a...

AHIP Medicare Exam Prep 7, Medigap and Medicare Advantage Are Not the Same 23.08.2026 4:08

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Key differences in administration and networks between Medigap...

AHIP Medicare Exam Prep 6, Annual Election and Medicare Advantage Open Enrollment 22.08.2026 3:27

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The exact dates and permitted plan changes for the Annual Elec...

AHIP Medicare Exam Prep 5, Initial General and Special Enrollment Periods 21.08.2026 3:18

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How the 7-month Initial Enrollment Period operates and how to...

AHIP Medicare Exam Prep 4, Medicare Costs and Beneficiary Responsibility 20.08.2026 4:16

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Key differences between Part A benefit period deductibles and...

AHIP Medicare Exam Prep 3, Original Medicare Parts A and B 19.08.2026 3:31

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Part A uses benefit period deductibles rather than calendar-ye...

AHIP Medicare Exam Prep 2, Medicare Eligibility and Entitlement Basics 18.08.2026 3:38

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Key differences between Medicare eligibility, entitlement, enr...

AHIP Medicare Exam Prep 1, Understanding the AHIP Medicare Certification Path 17.08.2026 4:15

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How the annual AHIP Medicare training and FWA exam assess CMS...

Property & Casualty Exam Prep 75, Exam Strategy and Common P&C Traps 16.08.2026 3:39

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The crucial difference in the burden of proof between named pe...

Property & Casualty Exam Prep 74, P&C Calculation Questions 15.08.2026 3:44

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The formula for Actual Cash Value (ACV) and how it differs fro...