Inspired Budget

In this episode, I’m tackling the financial pressure we’re all feeling as the cost of living keeps rising. From insurance premiums to everyday expenses, it can feel like we’re drowning. But you’re not alone—and you’re not powerless. Join me as I share practical steps to help you take back control of your finances. I’ll show you how to reassess your budget, prioritize the essentials, shop around fo...

Zoe Pritchard, a YouTuber and personal finance content creator, shares her journey of paying off $35,000 of student debt and improving her relationship with money. Growing up, money was a tense topic in her family which had a direct impact on her own financial wellness. In this episode you’ll learn: What happened when Zoe started openly discussing her financial struggles on YouTube. How she paid o...

In this episode, I’m diving into the TikTok trend of underconsumption and sharing my thoughts on why it’s actually just normal spending. We’ve been so influenced by social media to keep buying and upgrading that sticking to what we already have seems like a radical idea.  Let’s talk about what underconsumption really is, why it’s trending, and how it can change the way you think about money. What...

In this episode of the Inspired Budget Podcast, Allison Baggerly talks with Whitney Hansen about her exciting journey into owning unique short-term rentals in Idaho. Whitney shares how she built her properties from the ground up and the money strategies that helped her make it happen. What You'll Learn: Whitney’s Rental Adventure: Find out how Whitney turned her dream into reality by creating...

Ever felt like your budget just isn't working, no matter how hard you try? You're not alone! In today’s episode, I'm diving into five common budgeting mistakes that are easy to make—and I've definitely made a few myself!  We'll explore why these mistakes can throw a wrench in your financial plans and how recognizing them can save you from a lot of headaches. What You'...

In this inspiring episode, Allison sits down with Deacon Hayes to discuss his journey to becoming debt-free. Deacon shares how he and his wife paid off $52,000 in debt in just 18 months and the strategies they used to achieve financial freedom. What You'll Learn: Debt-Free Story: Hear about the moment when Deacon and his wife realized they needed to get serious about paying off their $52,000...

Feeling like you need a reset with your money? In this short episode, Allison Baggerly shares how to lean into what she calls the "Second New Year" to get back on track with your finances and achieve your financial goals. What You'll Learn: Why the Second New Year is the Perfect Time for a Fresh Start : Discover why this time of year is ideal for hitting the reset button and refocus...

Tired of following what society says you should do? In this episode, I talk with Cait Flanders, author of Adventures in Opting Out about the challenges and rewards of opting out of societal norms. In this episode Cait shares examples of how she, and others, have opted out of different aspects of their lives, such as sobriety and unconventional career paths. You Will Learn: Why opting out of societ...

In this episode, Allison takes a personal and practical approach to financial preparedness for natural disasters. After going through Hurricane Beryl herself, Allison shares helpful tips and lessons on how to handle your money during these unexpected events without going into debt or making rash spending choices. You Will Learn: Essential supplies you’ll want to have on hand. Budget friendly strat...

Adam Carroll is the creator of the documentary 'Broke, Busted, & Disgusted,’ which aired on CNBC and continues to be screened in high schools and colleges nationwide. In this episode we discuss the importance of making informed decisions about college. You’ll also learn: Why there is a disconnect between parents and students regarding who is responsible for paying for college How to have...

Are you constantly wondering why your savings account isn’t growing? In this episode, Allison dives into the sneaky financial habits that might be sabotaging your efforts to save more money.  You'll learn about the common pitfalls that can drain your wallet without you even realizing it. You Will Learn: What These 5 Sabotaging Habits Are: Discover the habits that are keeping you from reaching...

Millennials and Gen Z face a unique challenge when it comes to building wealth. In this episode, Anne Lester, author of Your Best Financial Life , and former head of Retirement Solutions for JPMorgan, provides insights and advice for anyone under the age of 45. You will learn: A simple framework to manage your money How to start saving in tax-advantaged accounts How to balance immediate financial...

Do you ever feel like no matter how much you save, you’re still not financially secure? Or perhaps you often feel richer than your bank account actually shows?  In this episode, Allison dives deep into a lesser-known but increasingly relevant topic: money dysmorphia.  This financial perception disorder can make you view your financial health in a distorted way, leading to stress, poor financial ch...

Dreaming of your next vacation but feeling overwhelmed with the entire process? Bianca Alba from This Latina Travels has traveled to 6 of the 7 continents in the world and her goal is to encourage and support women who look like her to travel the world too! You Will Learn: How she traveled to Cape Town, South Africa and El Salvador for free. Why a travel fund can help make your dream of traveling...

Do you ever wonder where all your money goes each month? It could be due to a few habits you might not even realize are keeping you broke. In my latest podcast episode, I'm diving deep into the 4 money habits that could be sabotaging your financial success. Here's what you'll learn: What these 4 habits are and why they matter The impact they have on your financial health Practical s...

How do you know if you have a shopping problem? Paige Pritchard is a certified life coach and host of ‘The Money Love Podcast’ where she is on a mission to help others manage their spending better. In this episode, we discuss how to know if shopping has become a problem in your life.  You’ll also learn: How to deal with emotional spending. A simple strategy for combating impulse shopping. Why shop...

Do your financial goals go off track in the summer? You might start the season determined to stick to your budget, but then slowly find yourself spending more and more on various things. By the end of summer, you're left feeling guilty about how you've managed your money over the past few months. If so, then you have experienced what I like to call ‘The Summer Splurge.’ This episode is a...

Gina Zakaria and her husband became debt free using practical, real-life solutions that didn’t sacrifice her family’s lifestyle. During the process she became known as the Saving Whiz. With over 3 million social media followers, Gina is teaching others how simple strategies in personal finance can enhance your lifestyle while saving money.  You Will Learn: How to change your grocery shopping habit...

Ever felt like you make decent money but somehow have nothing left to show for it at the end of the month? If so, you might have fallen victim to lifestyle creep. In this episode you will learn: What lifestyle creep is, and how to identify it in your life 3 red flags of lifestyle creep Strategies you can implement today to combat lifestyle creep. You Might Like: Get the FREE Goodbye Debt Tracker!...

A few months ago, I stumbled upon what seemed like a lucrative opportunity on TikTok: women claiming to make over $60,000 a month by working only 10 hours a week. Intrigued, I did some digging and what I found was startling. Joining us is Chloe Daniels, and together, we’ll explore the ins and outs of affiliate marketing, dissecting the claims made by social media influencers and the realities behi...

Have any of your beliefs or thoughts about money changed over time? Maybe you used to think that only people who struggle with money should write a budget, but now you realize that budgeting isn’t reserved for those living paycheck to paycheck. I’ve found that as you grow and work on your finances, your ideas and thoughts will likely change over time. In this deeply personal episode, I’m sharing 3...

Haley and Justin inherited $600,000 but ended up blowing through the money and accumulating $220,000 of debt. They share their journey of lifestyle inflation, realizing the extent of their debt, and taking steps to address it.  You Will Learn: Why inheriting a large sum of money at a young age can be overwhelming and lead to lifestyle inflation. How to have open communication about money with fami...

My birthday is next week so I thought it would be fun to give you a little personal and life update! This episode will give you a behind the scenes look at my money, family, and business life. In this episode you’ll learn about: How budgeting has changed for our family over time What we are currently splurging on What trips we have planned next The routines that help me balance work and life What...

Rob Phelan, a high school financial educator, is on a mission to change how kids, specifically teenagers, learn about money.  In this episode you’ll learn: How to have conversations about money with teenagers How to create opportunities for teens to practice managing money Financial challenges faced by young adults - and how to prepare teens to face these challenges Practical strategies you can do...

Let's talk about stress. You know, that constant companion we all have hanging around, lurking in the corners of our minds? Well, according to a new Fidelity study, when it comes to managing money, stress is the word on everyone's minds, especially for women. In fact, an alarming 93% of women feel the weight of financial stress pressing down on their shoulders. And let's be real, th...